If you're earning well, investing regularly, and planning for your family's long-term financial goals, your life cover should reflect that ambition too. A 7.5-crore term insurance plan helps you align your protection with your income, lifestyle, and aspirations—all while keeping premiums in check.
This plan is not about over-insuring. It's about right-sizing your protection to match your future.
What is a 7.5-crore term insurance plan?
A 7.5-crore term insurance plan is a life insurance policy that offers a fixed sum assured of Rs. 7.5 crore to your nominee in case of your unfortunate demise during the policy term. This plan does not offer any maturity or survival benefits. However, it ensures financial security for your family by offering a substantial death benefit, which is generally exempt from tax under Section 10(10D) of the Income Tax Act, 1961, subject to applicable terms and conditions.
This is ideal for people who have significant responsibilities or want to future-proof their family's finances in one stroke—education, EMIs, retirement planning, and lifestyle continuation.
Want to know how much you'd pay? Start with your premium check now. Compare plans, explore riders, and personalise your term cover – Get Quote!
Why should you buy a 7.5-crore term insurance plan?
If you are financially sound, your life cover should scale with your income and liabilities. A 7.5 crore plan helps you:
Your protection should match your progress. Here's why this plan fits:
Cover long-term liabilities:
From home loans to business funding, high-value term insurance keeps your family's finances safe.
Support children's education goals:
A 7.5 Cr cover can fund higher education in India or abroad without compromising lifestyle.
Replace income for decades:
It ensures your family doesn’t have to downgrade lifestyle even in your absence.
Ensure tax-efficient inheritance:
The lump sum is is generally exempt from tax under 10(10D) and can be used for wealth transfer to your nominee subject to applicable terms and conditions.
Be financially prepared for the unexpected:
No one plans for life’s curveballs. This plan ensures your family won't feel the shock.
Check your estimated premium and see which plan suits your life stage best → Get Quote!