Looking to financially protect your family with a term cover that truly secures their future? A 4 crore term insurance plan offers high-value coverage at surprisingly affordable premiums, giving your loved ones the freedom to maintain their lifestyle, dreams, and financial stability — even in your absence.
Whether you're a growing professional, business owner, or high-income earner planning long-term, this plan helps you lock in peace of mind today.
What is a 4 crore term insurance?
A 4 crore term insurance plan is a life insurance policy that provides your nominee a lump sum of Rs. 4 crore in the event of your unfortunate demise during the policy term. It’s a non-investment, pure risk cover designed to replace your income, pay off liabilities, and secure your family's future.
If you are in your 30s or 40s, this policy can cost just a few hundred rupees a month, offering 80x to 100x income protection.
Explore customised options based on your income and financial goals and Get Quote!
Why should you buy a Rs. 4 crore term insurance plan?
A term plan for 4 crore is ideal if your financial obligations and dependents require a high-value safety net. It helps cover:
Here's why buying this plan is a smart choice:
Financial protection for dependents:
Rs. 4 crore ensures your family can sustain their standard of living.
Covers outstanding debts:
Ideal for home loans, business loans, and personal loans.
Future-proofing for inflation:
Rising costs of living, education, and healthcare are covered over time.
Tax benefits under Section 80C & 10(10D):
Premiums paid may be eligible for deductions under Section 80C, and maturity proceeds may be exempt under Section 10(10D), subject to conditions and prevailing tax laws.
Customisable coverage through riders:
Add benefits like accidental cover, critical illness, and waiver of premium.
Still not sure what premium suits your income? Start with an instant quote by entering your mobile number – verify it and compare plans and premiums.