In times of financial emergencies, waiting days or even weeks for loan approval is not an option. The good news is that with advancements in digital banking, you can now avail an instant loan in 1 hour without documents. This means you can get the funds you need quickly and without the hassle of paperwork. With Insta Personal Loan from Bajaj Finance, you get pre-approved offers which make the process faster. Select customers can get the funds they need within as little as 30 minutes*, and without needing to submit any documents.
Instant loan in 1 hour
Imagine having to plan a spontaneous trip or facing an unexpected medical emergency where you need money quickly. An instant loan in 1 hour is designed precisely for such scenarios. With minimal documentation and quick approval processes, these loans can be a lifesaver, ensuring you don’t miss out on opportunities or face undue stress during emergencies.
To avail of a personal loan
Availing an Insta Personal Loan is straightforward. Here's a simple step-by-step guide:
- Click on ‘CHECK OFFER’ on this page to open our online form.
- Enter your 10-digit mobile number and verify your profile with the OTP.
- You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
- Select a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us. Some customers may need to submit additional documents to complete their Insta Personal Loan application process.
Instant loan in 1 hour with minimal documentation
One of the biggest advantages of an instant loan in 1 hour is the minimal documentation required. Traditional loans often require extensive paperwork, but with our Insta Personal Loan, select customers with pre-approved offers can bypass this tedious process and get the funds without needing to submit any paperwork.
Features and benefits of instant loan in 1 hour
- Pre-approved offers: Get loan offer using just your mobile number and OTP.
- Minimal documentation: Reduce paperwork and streamline the application process. Select customers can get the funds without needing to submit any documents.
- Flexible amounts: Borrow amounts tailored to your needs, from a few thousand to several lakh.
- Convenient repayment: Use the Insta Personal Loan EMI Calculator to plan your repayments using just the amount, interest rate, and tenure.
Eligibility criteria for instant loan in 1 hour
Since our Insta Personal Loan comes with pre-approved offers and pre-assigned limits, you do not have to check the eligibility criteria separately. Simply enter your mobile number and OTP to check your offer.
Documents required for instant loan in 1 hour
Typically, it is a good idea to keep the following documents handy when you are applying for an instant loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Utility bill of electricity and piped gas
In conclusion, an instant loan in 1 hour without documents is an excellent financial tool for emergencies. With the ease of application, pre-approved offers, and minimal documentation, our Insta Personal Loans can provide the financial support you need when you need it most.
*Terms and conditions apply