Instant Loan In 1 Hour Without Documents

Fast, hassle-free process with Bajaj Finance. Apply now and secure your funds today.
Insta Personal Loan
3 min
14-June-2024

In times of financial emergencies, waiting days or even weeks for loan approval is not an option. The good news is that with advancements in digital banking, you can now avail an instant loan in 1 hour without documents. This means you can get the funds you need quickly and without the hassle of paperwork. With Insta Personal Loan from Bajaj Finance, you get pre-approved offers which make the process faster. Select customers can get the funds they need within as little as 30 minutes*, and without needing to submit any documents.

Instant loan in 1 hour

Imagine having to plan a spontaneous trip or facing an unexpected medical emergency where you need money quickly. An instant loan in 1 hour is designed precisely for such scenarios. With minimal documentation and quick approval processes, these loans can be a lifesaver, ensuring you don’t miss out on opportunities or face undue stress during emergencies.

To avail of a personal loan

Availing an Insta Personal Loan is straightforward. Here's a simple step-by-step guide:

  1. Click on ‘CHECK OFFER’ on this page to open our online form.
  2. Enter your 10-digit mobile number and verify your profile with the OTP.
  3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
  4. Select a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us. Some customers may need to submit additional documents to complete their Insta Personal Loan application process.

Instant loan in 1 hour with minimal documentation

One of the biggest advantages of an instant loan in 1 hour is the minimal documentation required. Traditional loans often require extensive paperwork, but with our Insta Personal Loan, select customers with pre-approved offers can bypass this tedious process and get the funds without needing to submit any paperwork.

Features and benefits of instant loan in 1 hour

  • Pre-approved offers: Get loan offer using just your mobile number and OTP.
  • Minimal documentation: Reduce paperwork and streamline the application process. Select customers can get the funds without needing to submit any documents.
  • Flexible amounts: Borrow amounts tailored to your needs, from a few thousand to several lakh.
  • Convenient repayment: Use the Insta Personal Loan EMI Calculator to plan your repayments using just the amount, interest rate, and tenure.

Eligibility criteria for instant loan in 1 hour

Since our Insta Personal Loan comes with pre-approved offers and pre-assigned limits, you do not have to check the eligibility criteria separately. Simply enter your mobile number and OTP to check your offer.

Documents required for instant loan in 1 hour

Typically, it is a good idea to keep the following documents handy when you are applying for an instant loan:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Utility bill of electricity and piped gas

In conclusion, an instant loan in 1 hour without documents is an excellent financial tool for emergencies. With the ease of application, pre-approved offers, and minimal documentation, our Insta Personal Loans can provide the financial support you need when you need it most.

Check your offer today

*Terms and conditions apply

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Do you need any collateral for availing an instant loan without documents?

Since our Insta Personal Loan is unsecured, you do not need to pledge any collateral such as property or gold.

How can I get loan in 1 hour?

You only need to follow the steps below to get our Insta Personal Loan.

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

How to get Rs. 20,000 rupees urgently?

You can get a Rs. 20,000 personal loan using the Bajaj Finserv mobile app:

  1. Install the Bajaj Finserv App
  2. Access the personal loan section
  3. Select loan amount and tenure
  4. Provide necessary documents
  5. Review and submit your application

Our representative will connect with you for the further process.

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