As a doctor, you have multiple responsibilities such as attending to patients and clinic-related work like paying timely salaries to your staff. There can be other personal requirements too, such as paying for the lease of a car or financing a family holiday. To fund these, you need cash which may not always be available to you instantly. In such a scenario, you can make use of a tailor-made Bajaj Finserv Doctor Loan, which gives you funds within 24 hours.
Bajaj Finserv not only offers India's fastest loans for doctors, but also gives you access to a suite of loans that includes a personal loan, business loan, and loan against property.
Here is a look at the features that make this loan one of the fastest that you can access.
Simple eligibility criteria and minimum documentation requirement
To qualify for this loan, you only need to match basic eligibility criteria, based on your years of experience as a doctor. Depending on your degree, the eligibility criteria for unsecured loans like personal and business loans are as follows:
- Super specialist doctors (MD/ DM/ MS) need no post-qualification experience
- Graduate doctors (MBBS) need at least 2 years of post-qualification experience
- Dentists (BDS/ MDS) need at least 5 years of post-qualification experience
Ayurvedic and Homeopathic doctors (BHMS/ BAMS) need at least 2 years of post-qualification experience. This requires you to have a house or clinic in your name.
As far as documents go, you only have to submit a handful. This makes the process of submitting the application easy and quick.
Loans available on a pre-approved basis
These loans are available to you on a pre-approved basis if you’re an existing Bajaj Finserv customer. This means that you don’t have to apply for the loan from scratch, as your basic details are already stored with Bajaj Finserv. As a result, you only have to supply the additional information and, so, the approval process is even quicker.
Flexi loan facility gives you instant access to funds
The Flexi loan facility not only allows you to withdraw funds as you need them and pay interest on what you use, it has other benefits too. Apart from choosing to pay interest-only EMIs and repaying the principal at the end of the tenor, you can also make use of this facility to get access to funds easily and quickly. Each time you need finance, you don’t have to apply for a fresh loan. You only have to make a request and the funds will be released to you instantly.
Online application makes light work of applying for the loan
Since time is of the essence, Bajaj Finserv helps you eliminate processes such as travelling to a branch and meeting with a Bajaj Finserv executive to apply for a loan. You can apply for it online by completing four simple steps. First, fill in the form with some basic personal information. Then, submit the necessary documents to our representative who comes right to your doorstep to collect the documents. After this, your application will be examined, documents will be verified and the loan will be approved. The final step involves the disbursal of funds to your account. By taking the process online, Bajaj Finserv gives you access to funds even quicker.
So, with this loan by your side, you can tackle both personal and professional goals with equal ease. The fastest loan for doctors by Bajaj Finserv ensures that a lack of funds doesn’t get in your way.
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