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4 Features of Motor Insurance from Bajaj Allianz

  • Highlights

  • Motor insurance covers the costs of vehicle repair

  • It covers a wide range of damages

  • You can get accident cover for the owner or the driver

  • Get enhanced protection for your vehicle with add-on covers

Motor insurance provides financial assistance in the event of any physical damage to your vehicle, or bodily harm and also covers against third party liability. It covers a gamut of circumstances related to your vehicle.

Here are the four key features of motor insurance from Bajaj Allianz:

1. Comprehensive Coverage

Comprehensive motor insurance covers you and your vehicle against both natural as well as man-made calamities. It offers you complete peace of mind and you can rest assured that you are protected against any financial losses arising from damage or breakdown of your vehicle.

In addition to a comprehensive list of natural calamities, it also covers man-made calamities like theft, burglary, riots, strike, malicious acts or terrorist activity as well as damage in transit.

Bajaj Allianz offers comprehensive motor insurance coverage for cars, and two-wheelers, at competitive premiums.

2. Liability Only

While the comprehensive policy provides coverage to you, and your vehicle, third-party liability plan covers only external parties. This is the mandatory component in motor insurance in India.

Bajaj Allianz offers liability only policies for commercial vehicles such as goods and/or passenger carrying vehicles, private and public carrier, and other special types of vehicles. But it does not stop just at that. This policy offers personal accident cover for the owner or driver which includes accidental death, and total disability.

Additional Read: 5 Best Car Insurance Plans To Choose From

3. Possibility to Include Add-ons

Add-ons are additional features that can be added to a motor insurance policy to enhance its coverage. This is important because standard motor insurance policies have exclusions like mechanical/ electrical breakdown, damage to the engine, normal wear and tear of the vehicle and consumables, etc.

Add-ons can help you reduce these limitations and expand the coverage. Some of the key add-ons are:

  • Engine Protector - It covers damage to the engine or gearbox, caused due to water ingression or leakage of the lubricating oil

  • Key and Lock Replacement Cover - It provides for the cost of new locks and replacement keys, in the event of irrevocable loss

  • Depreciation Shield - It covers the depreciation amount on the damaged parts that are allowed for replacements

  • 24x7 Spot Assistance - It offers many benefits including the transfer of occupants, hotel accommodation, repairs, towing of the vehicle, replacement of flat tyres and more. If your car is immobilised anywhere, you can get full assistance.

Bajaj Finserv Car Insurance Features And Benefits

4. Bajaj Allianz DriveSmart Service

You can further enhance the safety of your vehicle with DriveSmart telematics service. It monitors driving patterns and the condition of your vehicle's battery and engine. You can even locate and track your vehicle with this device.

With Bajaj Allianz motor insurance, you can get maximum support and widest coverage for your vehicle. They have various plans providing different coverage, and options, which can be chosen as per your need.

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Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

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