Bajaj Finance offers two ways to buy a washing machine on Easy EMIs this Independence Day: the Insta EMI Card and the Easy EMI Loan. The Insta EMI Card lets existing cardholders check out instantly at the store, while the Easy EMI Loan is arranged at the point of purchase for eligible buyers. Both come with zero down payment on select models and flexible tenures.
| Option | Loan limit | Tenure | Best for |
|---|
| Insta EMI Card | Up to Rs. 3 lakh | 3 months to 60 months | Instant, paperless in-store checkout for existing cardholders |
| Easy EMI Loan | Up to Rs. 5 lakh | 3 months to 60 months | Buyers financing a washing machine in a single transaction |
Eligibility, loan limit and tenure vary by profile and are confirmed at the store.
How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who buy across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a single washing machine purchase in one transaction.
Example- Financing a washing machine on Easy EMIs
Consider a buyer in a Tier-2 city shopping for a family washing machine this Independence Day with a budget of around Rs. 30,000. They shortlist a Voltas Beko 8 kg front-load model on Bajaj Mall, then visit their nearest partner store to buy it on Easy EMIs. With zero down payment, there's nothing to pay upfront, and the purchase converts into Easy EMIs starting from Rs. 749 per month on a flexible tenure. A shorter tenure keeps the total cost lowest, while a longer tenure lowers the monthly outgo — so they pick the shortest tenure their monthly budget comfortably allows. Checking eligibility online before the store visit means the whole purchase is completed in a single trip.