How To Invest Money For Maximum Returns?

Investing money is a smart way to grow your savings, so you can not only set aside a sum of money, but also earn the highest returns on investment. There are several investment options for high returns such as Public Provident Funds, Mutual Funds, equity shares, gold ETFs, fixed deposits and more. However, the choice of investment instrument varies as per your risk appetite, investment goals and liquidity needs.

Investors with high risk appetite may opt for growth-oriented investments that help them grow their savings easily. For investors seeking attractive returns and stability, along with safety of their principal, fixed-income instruments like fixed deposits are the perfect investment tools.

If you’re wondering how to invest money in fixed deposits, read along to know more.

DID You Know ? Bajaj Finance is now offering assured returns of up to 7.25% on Fixed Deposit. Invest from the comfort of your home. Invest Online

What is fixed deposit?

Fixed deposit is one of the best investment instruments for investors looking for stable returns over time. All you need to do is to set aside a sum of money in fixed deposits offered by your preferred financier. The amount is locked in for a specified period, during which your interest gets accrued. As these returns compound over time, you benefit from higher interest income. Several financiers offer the option to get periodic payouts. Those who seek regular income post-retirement, can consider opting for periodic payouts.

Maximise your returns with Bajaj Finance Fixed Deposit

Finding the right financier to invest in a fixed deposit is of paramount importance. For those looking for a balance of safety and lucrative returns, Bajaj Finance Fixed Deposit is a great option.

Here's a look at some of the best ways to maximise your returns with Bajaj Finance Fixed Deposit:
  • Choose a longer tenor – When investing in a Fixed Deposit, it is best to stay invested for the longer haul. Bajaj Finance offers highest FD interest rates on tenor of 36 months or more. You can reap the benefit of FD interest rates of up to 7.25% by investing for 36 months or more. Additionally, by choosing a longer tenor, your returns are higher due to the benefit of compounding.
  • Additional rate benefits – For those who are below 60 years of age, Bajaj Finance offers an additional rate benefit of 0.10% on investing online. This means you can invest from the comfort of your home and also gain from an additional rate benefit. Senior citizens can also gain from an additional rate benefit of 0.25%, which helps them get higher returns on their deposit.
  • Choose payouts at maturity – For those looking to grow their corpus with Bajaj Finance, it is best to choose payouts at maturity. Bajaj Finance offers higher rate of interest on cumulative Fixed Deposit, with payout at maturity. This is because the higher your payout frequency, the lower are the returns on your deposit, mainly due to the compounding effect.
  • Re-invest with Bajaj Finance – If you’re looking to maximise your gains with Bajaj Finance FD, consider auto-renewing your deposits and gain 0.10% extra rate of interest.

Bajaj Finance enables you to invest conveniently, and also offers the highest safety of your deposit, with the highest ratings by ICRA and CRISIL, which means your principal amount is safe.

How to invest in a Bajaj Finance Fixed Deposit?

Investing in a Bajaj Finance Fixed Deposit is extremely easy. Simply visit the Bajaj Finance online FD form, where you need to fill in your personal, investment, banking and nominee details. You can deposit the money via NetBanking, and receive your Fixed Deposit Acknowledgement online. The Fixed Deposit Receipt is mailed to you, at your registered address.

Start investing in Bajaj Finance Fixed Deposit to multiply your savings easily, and gain more from your investment.

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