Now, if you have invested in a residential property in Karnataka, and your builder is not meeting the expectations set in the agreement, you might find yourself wondering what steps to take. Whether it is a delay in possession, poor construction quality, or any other issues related to the property, you can rely on RERA Karnataka to resolve your grievances. The RERA Act empowers homebuyers to file complaints and seek timely resolutions, making sure builders adhere to the standards and deadlines promised at the time of purchase.
Here is a simple guide to filing complaints with RERA Karnataka.
Step 1: Check eligibility
Before filing a complaint, ensure your issue falls under RERA's scope. Common issues include:- Delayed possession of property.
- Builder failing to meet agreed terms.
- Poor quality of construction.
- Misleading advertisements.
Step 2: Gather necessary documents
Having the right documents will make the process smoother. Here is what you need:- Agreement copy: This includes the sale agreement or builder-buyer agreement.
- Proof of payment: Receipts for payments made to the builder.
- Correspondence: Emails or letters between you and the builder.
- Project details: RERA registration number of the project.
Step 3: Register on the RERA Karnataka portal
Visit the RERA Karnataka website. Follow these steps:1. Click on ‘Register’ and fill in your details.
2. Verify your email and set a password.
3. Log in to access the complaint section.
The portal is user-friendly and works on both desktops and smartphones.
Step 4: File the complaint
Once registered, follow these steps to file your complaint:1. Go to the complaint section.
2. Enter project details, builder information, and the nature of the complaint.
3. Upload PDFs of agreements, payment proofs, and other evidence.
4. Pay the complaint filing fee of Rs. 1,000, online.
Double-check all details before submitting. Accurate information speeds up the resolution process.
Step 5: Keep track of your complaint
After filing, you will receive a complaint number. Use this to track your case. The RERA Karnataka portal lets you check the status online.What happens next?
- The builder will be notified about your complaint.
- A hearing will be scheduled where both parties can present their case.
- RERA will issue a verdict based on evidence.
When should you seek legal help?
If you are unhappy with RERA’s decision or the builder does not comply, you can escalate the case to the Appellate Tribunal. It is wise to consult a legal expert if:- Your case involves complex financial disputes.
- There is a need for additional evidence or clarification.
Additional Read: Why RERA approved projects are a smart investment option
Benefits of filing a complaint with RERA Karnataka
Filing a complaint empowers homebuyers and ensures builders stay accountable. Here is why RERA is your best ally:- Transparency: Builders must provide accurate project details.
- Timely possession: RERA penalizes delays and ensures you get your home on time.
- Buyer protection: It safeguards against fraud and unfair practices.
Additional Read: How to file a RERA complaint online
Tips to avoid future problems
Prevention is better than cure. Follow these steps before buying property:- Verify RERA registration: Before making any property investment, always check if the project is registered with RERA Karnataka. A RERA-registered project ensures that the builder is following legal and regulatory guidelines, offering you a sense of security.
- Research the builder’s reputation: Take time to research the builder’s history and reputation. Look for reviews from past buyers and check the builder’s track record of delivering projects on time and to quality standards.
- Understand your agreement: Always read and understand the terms and conditions of the builder-buyer agreement. Make sure all the details are in writing, including the possession date, payment schedule, and any warranties or guarantees.
- Check for clear title of the property: Ensure that the property you are buying has a clear title. This means the builder must legally own the land and has no outstanding dues or disputes.
- Ensure proper paperwork for loan approvals: If you are financing your home purchase through a home loan, make sure the property meets the bank’s or lender's requirements. Ensure the builder has all necessary approvals and documents for loan disbursements, and ensure there are no legal hurdles to obtaining financing.