Imagine buying your favourite smartphone, a new sofa set, or even a treadmill — without worrying about paying the full amount right now. With the Bajaj Finserv Insta EMI Card, you can turn any big purchase into small, affordable payments. Over 1 million products. Online and in-store. All on Easy EMIs.
Where can you use the Insta EMI Card?
Everywhere — online and offline!
You can use your Insta EMI Card to shop from:
- Top online stores like Amazon, Croma, Reliance Digital, and Tata
- Popular local brands like Poorvika Mobiles, Sargam Electronics, and more
- 1.5 lakh+ partner stores across 4,000+ cities — from metros to small towns
Whether it’s groceries, fashion, furniture, electronics, or gym gear — just pick your product and pay in Easy EMIs.
Tip: Want to know if there’s a partner store near you? Visit the store locator on our website.
What makes shopping with the Insta EMI Card better?
Here’s why smart shoppers love the Insta EMI Card:
- Shop for 1 million+ products across categories
- Limit of up to ₹3 lakh
- Zero down payment on select products
- Flexible repayment tenures – choose what suits you best
- 100% digital process – no paperwork needed
- No foreclosure charges
- Money in 24 hours – get started instantly
How to use your Insta EMI Card for online shopping?
Shopping online with your Insta EMI Card is as easy as ordering food:
- Choose the product on any partner website.
- Select EMI as your payment option at checkout.
- Pick Bajaj Finserv EMI Card.
- Choose your preferred tenure.
- Enter the OTP received on your mobile.
- Done! Your order gets confirmed.
Want to plan your EMI in advance? Use the EMI Calculator
How to shop with the Insta EMI Card at partner stores?
Here’s a quick in-store guide:
- Visit a nearby partner store and choose your product.
- Ask for the Bajaj Finserv EMI option at billing.
- Pick your repayment tenure.
- Enter the OTP you get on your mobile.
- Take home the product — no big payment upfront!
Ready to get your Insta EMI Card? Here's how to apply
You don’t need to visit a branch. Just apply online in minutes:
- Enter your mobile number and click “Apply”.
- Verify using the OTP.
- Add your name and allow auto-fetch of details.
- Confirm your details – gender, job type, etc.
- See your pre-qualified card loan offer.
- Complete KYC digitally.
- Pay a one-time fee.
- Get your digital Insta EMI Card instantly on the app.
That’s it! You’re ready to shop smart.
Check your eligibility in 2 clicks — just enter your mobile number & OTP
What can you buy with the Insta EMI Card?
Here’s a glimpse of categories you can shop with Easy EMIs:
Category |
Examples |
Home Appliances |
ACs, refrigerators, washing machines |
Mobiles & Gadgets |
Smartphones, laptops, smartwatches |
Furniture |
Sofas, beds, dining tables |
Fashion & Lifestyle |
Apparel, shoes, bags |
Fitness Equipment |
Treadmills, cycles, dumbbells |
Groceries & Daily Needs |
Monthly rations, household items |
And much more — over 1 million products!
Why it matters: More buying power, less stress
With the Insta EMI Card, you don’t have to wait to upgrade your lifestyle. Whether you're buying essentials or splurging during festive sales, you can do it all without disturbing your budget.
No hidden costs. No complicated processes. Just smart shopping with flexible payments.
Ready to shop smarter?
Check your pre-qualified Insta EMI Card offer in just 2 simple steps – enter your mobile number & OTP.
Don’t miss out on the chance to shop 1 million+ products with Easy EMIs.
