While riding any two-wheeler, a helmet is the best protective gear you can wear for your safety. It can protect you from a potential head injury. You should always replace your helmet in case it is even slightly damaged in an accident or collision. However, replacing your helmet frequently can be quite expensive.
With Helmet Insurance from Bajaj Finserv, you can protect your financial investment in your headgear. This policy provides coverage for your helmet against any damage or loss incurred due to fire, burglary, or theft.
Get coverage up to Rs. 10,000 at just Rs. 199.
You can make your premium payment via debit card, credit card, mobile wallets, UPI, or net banking. The online payment process is smooth and hassle-free.
Get coverage if your helmet is damaged or destroyed due to fire, lightning, explosion/implosion, riots, calamities like storms, earthquakes, flood etc. and other perils as specified.
In case of a burglary at your premises, leading to any damage or loss of your helmet, you can get financial protection with Helmet Insurance. To qualify for this cover, burglary or robbery should have taken place at the premises listed on the Certificate Of Insurance.
If your helmet gets accidentally damaged, you can get coverage for the repair or replacement cost involved. To qualify for this cover, the helmet should be in your custody at the time of damage.
Please note that the coverage is as per the invoice value or up to the maximum sum insured amount.
To know more about the detailed terms and conditions, please click here.
You cannot claim the benefits of this insurance if your helmet is more than 30 days old (as per the original purchase date on the invoice).
The deductible of the first 5% of each and every claim amount is subject to a minimum of Rs 1,000 for sum insured upto Rs. 20,000, or Rs. 2,000 for sum insured more than Rs. 20,000 up to 50,000. This is applicable unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.
Any damage to your helmet caused due to pollution or contamination will not be covered.
Any loss, damage, cost or expense of any type directly or indirectly caused by any act of terrorism is not covered.
To know more about the terms and conditions on coverages, please click here.
You can apply for Helmet Insurance online by filling up an application form on our website and making the payment for the premium amount easily.
To lodge a claim request for Helmet Insurance, inform our Customer Experience team within 24 hours of the loss of/ damage to your helmet and submit these documents:
• Invoice or bill copy
• Duly filed claim form
• FIR copy- in case of burglary or theft
You can reach out to our Customer Experience team via:
• Toll free number: 1800 209 5858
• Email: email@example.com
• customer service website
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006