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Personal Accident Insurance

Frequently Asked Questions (FAQs)

What is covered under the personal accident insurance plan?

A personal accident insurance plan covers the medical expenses arising due to an accident. The medical expenses can be claimed for any bodily injury, partial disability, permanent total disability, or even death.

What is the maximum amount of compensation for Personal Accident Insurance?

One can get up to 125% of sum insured paid as compensation in case of a permanent total disability.

Which expenses can be claimed under Personal Accident Insurance Plan?

You can claim the medical expenses due to an accident, transportation expenses, compensation for missing out your regular income (hospital confinement allowance), and children education fund.

What is considered as an accident to claim expenses?

An unexpected or unfortunate event caused by a collision or an explosion on road, rail, or air is treated as an accident.

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