Ganesh Chaturthi, the festival of new beginnings and prosperity, is a time for grand celebrations, family gatherings, and cultural events. However, these festivities often come with significant financial commitments, from decorations to hosting guests. To help you celebrate without financial strain, Bajaj Finance offers a loan against property designed to meet your Ganesh Chaturthi expenses and other needs. With features like quick approval within 72 hours, loan amounts of up to Rs. 10.50 crore, and flexible repayment options extending up to 15 years, Bajaj Finserv Loan Against Property ensures you can leverage your property to access funds effortlessly. Whether you need to set up elaborate pandals, organise cultural programs, or manage guest arrangements, this financial solution empowers you to turn your celebrations into cherished memories.
Why choose a loan against property for Ganesh Chaturthi expenses?
A Loan Against Property is an excellent financial solution for Ganesh Chaturthi because it offers flexibility and high-value funding. Here are the key reasons why Bajaj Finserv Loan Against Property stands out:
- Unrestricted usage of funds: You can use the loan amount for any purpose, such as decoration materials, cultural programs, or guest arrangements.
- High loan amounts: Get up to Rs. 10.50 crore to cover both small and large expenses.
- Flexible repayment tenure: Choose repayment periods of up to 15 years to suit your financial plans.
- Competitive interest rates: Enjoy attractive interest rates starting at 9% p.a.*, keeping your repayment affordable.
- Transparent processing: Benefit from no hidden charges and simple documentation requirements, ensuring a hassle-free experience.
Get loan of up to Rs. 10.50 Crore* against your property within 72 hours* of the approval.
Types of Ganesh Chaturthi expenses covered
Bajaj Finserv Loan Against Property provides funds that can be allocated to various aspects of Ganesh Chaturthi celebrations. Here are some common expenses you can cover:
Decoration materials
Ganesh Chaturthi is synonymous with vibrant decorations. From purchasing Ganesh idols to eco-friendly materials, flowers, Rangoli items, and other festive decor, this loan ensures you can create the perfect festive atmosphere.
Pandals and lighting
Setting up beautifully designed pandals and lighting installations is often the highlight of Ganesh Chaturthi celebrations. Use the loan to fund LED lighting, sound systems, and pandal construction to make your celebrations stand out.
Cultural programs
Ganesh Chaturthi is not just about worship but also about community bonding through cultural activities. Organise music performances, dance shows, and other events using funds from the loan to make your celebration unforgettable.
Guest arrangements
Hosting guests during Ganesh Chaturthi requires meticulous planning. From food and seating arrangements to gifts and hospitality, Bajaj Finserv Loan Against Property ensures you can manage these expenses seamlessly.
Pro tip: Leverage the power of your property to fulfil multiple financial needs. Apply today for a Bajaj Finserv Loan Against Property and get up to Rs. 10.50 Crore* with the option of interest-only EMIs during the initial tenure.
Eligibility criteria for loan against property
Anyone can apply for our loan against property as long as they meet the criteria mentioned below.
Eligibility criteria
Nationality: You must be an Indian citizen residing in India with property in a city we operate in.
Age: Minimum age: 25 years (18 years for non-financial property owners)
Maximum age: 85 years (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity.
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure.
CIBIL Score: A CIBIL Score of 700 or higher is ideal to get an approved loan against property.
Occupation: Salaried, self-employed professionals like doctors, and self-employed non-professionals are eligible to apply.
Documents required
- Proof of identity/ residence - Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
- If your current address is not the same as the OVD document provided, please share any of the listed DOVD documents. Click here to view the documents.
- Proof of income
- Property-related documents
- Proof of business (for self-employed applicants), and
- Account statements for the last 6 months
How to apply for a loan against property for the Ganesh Chaturthi offer?
Step-by-step guide to applying for a loan against property
- Click on “APPLY” button on loan against property page on our website
- Enter your 10 digit mobile number and OTP.
- Fill in the application form with your Personal Details, Business/Employment/Professional details, Property details and proceed.
- Enter your loan amount that you need, choose from our three loan variants- Flexi term loan, Flexi Hybrid Term Loan, and Term loan.
- Choose the repayment tenure - You can select tenure option of 12 month to 180 month and click on proceed.
Representative will guide you on the next steps
Conclusion
Ganesh Chaturthi is a time to celebrate, bond, and create lasting memories. With Bajaj Finserv Loan Against Property, you can enjoy the festivities without worrying about finances. Whether you need funds for decorations, cultural programs, or guest arrangements, or any other personal expenses, this loan offers competitive interest rates, high-value funding, and flexible repayment options—all while keeping ownership of your property intact. By using your property as collateral, you can unlock access to large funds of up to Rs. 10.50 Crore*—it is a smart way to manage your finances with ease! Get funds within 72 hours* of approval.
