Handheld E-reading Devices Insurance

Reading is often therapeutic and a hobby that many people enjoy. However, times are changing and a lot of them have switched to e-reading devices today. Handheld e-reading devices are a great way to read books in a digital format minus the effort and physical space needed to buy and store physical copies.

If you are an avid reader and carry your e-reader everywhere, you must consider getting it insured. Bajaj Finserv allows you to do just that with its Handheld E-reading Device Insurance policy. This insurance ensures comprehensive coverage for your device against loss or theft, fire and other perils, and even against accidental damage or breakdown.

• Features & Benefits:

• 

  High Coverage At A Low Premium

  Coverage up to Rs. 25,000 available for just Rs. 299.

• 

  Choice Of Payment Method

  Payments can be made through UPI payment, bank transfer, and credit/debit card transfer. We also accept payments through mobile wallets.

• What Is Covered?

• 

  Standard Fire And Special Perils Cover

  Handheld E-reading Device Insurance covers any damage or loss to your device due to accidental fire breakout, water leakage from pipes and tanks, lightning, explosion, implosion, riots, or strikes. Coverage is also provided for financial loss due to impact damage by vehicles, animals, and environmental disasters like floods, landslides, hurricanes, typhoons, earthquakes, etc.

• 

  Burglary And Robbery Cover

  In case of a robbery or burglary at your premises, leading to any damage or loss of your device, you can avail coverage, provided the burglary or robbery had taken place at the premises covered under the Certificate Of Insurance.

• 

  Accidental Damage Cover

  If you happen to damage your e-reader accidentally, you can claim coverage for the repair or replacement expenses.

• 

  Breakdown Cover

  Coverage is also provided for the repair and replacement expenses if your e-reader sustains a mechanical or electrical breakdown.
  
  Please note that the coverage is as per the invoice value, up to a maximum of sum insured.
  
  To know more about the terms and conditions in detail, please click here.

• What Is Not Covered?

• 

  Damage Due To Pollution

  The policy does not cover any losses, damages or destruction due to pollution or contamination.

• 

  Delay In Applying For Insurance

  No handheld e-reader will be insured if the purchase date is older than 30 days (from the date mentioned in the invoice).

• 

  Deductibles Applicable

  The deductible for the first 5% of each claim amount is subject to a minimum of Rs. 1,000 for sum insured up to Rs. 20,000, or Rs. 2,000 for sum insured of more than Rs. 20,000 up to Rs. 50,000. These slabs apply to every claim raised unless revised or altered by the insurer in the Certificate of Insurance.

• 

  Damage Due To Terrorism

  Any direct or indirect loss/damage to the handheld e-reader due to an act of terrorism will not be covered under this policy.
  
  To know more about the terms and conditions on these exclusions, please click here.

Getting an insurance policy for your handheld e-reader is easy. Just visit our website, fill in the application form, and pay the premium online.

To lodge a claim request, please inform us within 24 hours of the loss of or damage to your handheld e-reader. Connect with the Customer Experience team via any of the following modes:

• Customer service website
• Toll free number: 1800 209 5858
• Email: bagichelp@bajajallianz.co.in
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006
 

These mandatory documents are required to be submitted for raising the claim:

• Invoice or bill copy
• Duly filled claim form
• FIR copy in case of burglary or theft