Bajaj Finance Best Investment Plans

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Difference between cumulative and non-cumulative fixed deposit?

In cumulative fixed deposit, interest is compounded every quarter or year and paid at the time of maturity.

In a non-cumulative FD, interest is paid out monthly, quarterly, half-yearly, or annually, as per the investor’s choice.

Suitability:
Cumulative FDs help you build a corpus by saving a large amount.
Non-cumulative FDs help you earn regular interest payouts for meeting your daily expenses.

Cumulative FDs work best for individuals seeking to save and grow their savings.
Non-cumulative FDs work best for pensioners who seek a regular income from their savings.

Returns:
Both FDs offer better returns than a savings account.

A cumulative FD offers a higher return than non-cumulative.

Also Check: Bajaj Finance FD

  • Special tenor scheme

Choose your Fixed Deposit amount

INR

Choose your investment tenor (in months)

Months

Rs. 25,000

is your principal amount

Rs. 26,900

is Your maturity amount

Rs. 1,900

is Your interest earned

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