Credit Pass FAQs

Credit Pass FAQs

Frequently asked questions

What is Credit Pass?

Bajaj Finserv Credit Pass powered by CIBIL is India’s first subscription that allows you to track and monitor your credit health. With our Credit Pass, you can check your credit score, get your personalised credit dashboard, and more. That’s not all, you can view all your active and closed loan and credit card accounts in one place.

What are the benefits of a Credit Pass?

With the Credit Pass, you can monitor and track your financial fitness on the go. You get a host of benefits like monthly CIBIL Score checks, your personalised credit dashboard and more. In addition, you also get insights into the factors that are affecting your credit health and you can take the necessary action to correct it. You can also unlock access to tools like the Credit Score Simulator that allows you to check how different credit scenarios can potentially impact your existing CIBIL Score, thus helping you make smarter financial decisions.

Who can sign up for the Credit Pass?

Anyone who wants to track their credit health can avail of the Bajaj Finserv Credit Pass. This subscription helps you stay credit fit. You can check your credit score and personalised credit dashboard with the Credit Pass. You can also use the Credit Score Simulator and EMI Calculator to make smarter financial decisions.
Sign up for the Credit Pass

Credit Pass eligibility?

Any customer who has applied for a loan or credit card in the past or anyone who is looking to apply for a loan in the future is eligible to apply for a Bajaj Finserv Credit Pass.

How to apply for the Bajaj Finserv Credit Pass?

You can sign up for the Bajaj Finserv Credit Pass online in a few simple steps:

  • Go to the Bajaj Finserv website and select ‘Credit Pass’. Click on the ‘SIGN UP’ option.
  • You can also sign up for Credit Pass at the end of this answer.
  • Enter your mobile number and verify with OTP.
  • Fill up details like your PAN Card, pincode, email ID, date of birth and salary range on the online form.
  • On selecting ‘VERIFY DETAILS’ you will be redirected to the payment page.
  • Choose your payment method from the options and pay Rs. 499 to complete the purchase our Credit Pass.

You can now log in to your Credit Pass account to view your personalised dashboard, check your latest credit score, and view your Credit Health Report.

Sign up for the Credit Pass
Already a Credit Pass holder? Log in here

What are the charges for the Credit Pass subscription?

You have to pay a fee of Rs. 499 to get the Bajaj Finserv Credit Pass. The Credit Pass will be valid for a year from the date of purchase. You will have to renew the subscription at the end of 12 months to continue enjoying the benefits of this subscription.

You can sign get a one-year Credit Pass subscription for free with our introductory offer. To unlock access to Credit Score Simulator, sign-up for Credit Pass

How can the Credit Pass help me?

You can use the Credit Pass to keep a track of your credit health. With the Credit Pass subscription, you can check your CIBIL Score, view your Credit Health Report, pre-approved loan and credit card offers and more. In addition, you can view all your active and closed loan and credit accounts in one place.

Is the Credit Pass a Credit Card?

The Bajaj Finserv Credit Pass is not a Credit Card. The Bajaj Finserv Credit Pass is India’s first credit monitoring subscription powered by CIBIL. This 12-month subscription allows you monitor and track your financial fitness. With this subscription, you can make better financial decisions and stay loan ready. Using the Credit Pass you can check your CIBIL Score whenever you want, view your personalised Credit Health Report and unlock access to tailor-made loan and card offers.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000