CHECK-UP AND SERVICING
Getting your car serviced can be an expensive affair because of the long list of things that are on the maintenance checklist. The costs of detailed check-ups, changing the oil, changing the filters, and more, are just a few of them.
BRAKES AND SUSPENSION
Pre-owned cars may demand heavy maintenance of brakes and suspension. Upgrading old brake pads, checking and replacing the suspension components like shock absorbers, struts, and bushings in your vehicle when they are worn out can be significant expenses to bear.
TYRES AND WHEELS
When the car gets older, the tyres will certainly need to be replaced due to their wear and tear. Getting new tyres for your car and making sure that the wheels are aligned and balanced is a must to guarantee your safety.
You might want to make your car up to date by installing the latest infotainment systems, cameras, and speakers. To keep your car in good working order, you will also need to replace the batteries regularly, which will cost extra money.
Frequently asked questions
Car loan balance transfer and top-up is a facility where you can transfer your existing car loan to Bajaj Finance and can also get some extra funds as a top-up based on your car’s valuation.
You do not need a guarantor to avail of a car loan balance transfer and top-up. However, if your income does not meet our credit criteria, then you may require a guarantor to get a loan.
With Bajaj Finserv Car Loan Balance Transfer and Top-up, you can repay the loan over tenures ranging up to 72 months.
This facility is available only to transfer an existing loan to Bajaj Finance and get a top-up amount.
With a car loan balance transfer and top-up, you can fund any private vehicle of your choice.
However, funding is not provided for:
- Yellow plate or commercial vehicles
- Vehicles owned by more than 3 previous customers
- Vehicles with an age of more than 10 years on loan completion
Your CIBIL score plays a vital role in getting a car loan balance transfer and top-up. CIBIL Score must be 720 or above to be eligible for this facility.
To make your loan application procedure simple and seamless, we perform vehicle valuation and verification as a part of the loan application process.
When you opt for Bajaj Finserv Car Loan Balance Transfer and Top-up, you get an additional loan amount of up to Rs. 47 lakh. You can use these funds to manage your expenses such as car servicing, fixing old tyres and more.
When you choose a car loan balance transfer offered by Bajaj Finance, you get a top-up loan of up to Rs. 47 lakh. This additional loan amount helps you to manage the expenses related to the maintenance of your car.
You can apply for a car loan balance transfer for servicing by following these simple steps
- Open the application form by clicking on the ‘Apply’ button on this page.
- You can then enter your mobile number and submit the OTP.
- Share your basic details such as PAN, date of birth and more
- Enter the details of your car such as, make and model, ongoing loan details and more.
- Complete your KYC verification and check your estimated offer.
- You can then schedule an appointment with our representative who will guide you on further steps.
Bajaj Finance offers a car loan balance transfer and top-up that comes with simple eligibility and no hidden charges. All the fees and charges related to this product are mentioned on our website and in your loan documents. It is recommended to go through them carefully before applying.