Top 15 Low-Investment Business Ideas Under 1 Lakh for High Profits in India

Starting a business with minimal investment is an increasingly popular approach in India. With rising entrepreneurial ambitions, many aspiring business owners are looking for opportunities that require less than 1 lakh to begin but have the potential for high profits. Low-investment businesses allow flexibility, quicker breakeven periods, and scalability, making them ideal for first-time entrepreneurs or individuals seeking a side income. Such ventures are not only cost-effective but also provide a practical learning experience in managing operations, customer relationships, and finances without taking on heavy financial risk. Before diving in, it’s wise to check your business loan eligibility to see what financial support you can access for your venture.

Why start a business with a budget of Rs. 1 lakh?

Launching a business under 1 lakh offers multiple advantages, particularly for beginners or those testing new markets:

• Low financial risk: Investing a small amount allows entrepreneurs to experiment with different business models without worrying about large financial losses.
• Faster breakeven: Small-scale businesses often recover their initial investment quickly, sometimes within a few months, depending on demand and operational efficiency.
• Flexibility in operations: Entrepreneurs can start part-time while continuing their current job, enabling a smoother transition into full-time business ownership.
• Encourages creativity and innovation: A smaller budget motivates business owners to think outside the box, create unique offerings, and find cost-effective solutions.

To explore a wider range of options, check out some of the best business ideas that can be initiated with minimal capital. 

Top 15 low-investment, high-profit business ideas under Rs. 1 lakh

These business ideas are selected based on their potential to generate high profits with limited investment. Before starting, it’s important to prepare a detailed business plan to outline your strategy, budget, and operational approach.

1. Home-based tiffin service

• Deliver homemade meals to offices, hostels, or local communities.
• Minimal investment required for kitchen equipment and basic ingredients.
• Personalised menus and timely delivery can help attract repeat customers.

2. Social media management agency

• Manage social media profiles for small businesses lacking digital presence.
• Investment mainly in tools, software, and internet access.
• Ability to work remotely increases flexibility and reduces overhead costs.

3. Online tuition classes

• Provide online coaching or classes for students in various subjects.
• Only requires a laptop, internet connection, and teaching materials.
• Can scale easily by hiring additional teachers as the student base grows.

4. Mobile phone repair store

• Repair smartphones, tablets, and other small electronic devices.
• Startup costs include basic repair tools and training.
• High demand due to increasing smartphone usage ensures steady business.

5. Blogging and affiliate marketing

• Create content-driven websites and monetise through affiliate programs and advertisements.
• Minimal startup costs: domain registration, web hosting, and marketing.
• Flexible schedule and potential for passive income make it highly attractive.

6. Customised gift shop

• Offer personalized products such as mugs, T-shirts, photo frames, and handicrafts.
• Initial investment in printing tools, raw materials, and inventory.
• High-profit potential due to rising demand for unique gifts on occasions.

7. Pet grooming salon

• Provide grooming services like bathing, haircuts, and nail trimming for pets.
• Low-cost startup involving grooming tools and basic training.
• Growing pet ownership in India ensures consistent demand.

8. Digital printing services

• Offer printing of banners, flyers, business cards, and other materials.
• Requires a printer, paper, ink, and basic design software.
• Can cater to local businesses and online clients simultaneously.

9. Freelance content writing services

• Provide content writing for blogs, websites, and social media.
• Only investment is a computer, internet, and perhaps content tools.
• Demand for quality content is growing across industries.

10. Organic soap and candle making

• Produce handmade organic soaps, candles, or scented products.
• Investment in raw materials, molds, and packaging.
• Can sell both online and offline, targeting niche health-conscious audiences.

11. Car wash and detailing service

• Offer mobile or fixed-location car cleaning and detailing.
• Investment in cleaning supplies and basic equipment.
• Repeat customers and local partnerships can ensure steady income.

12. Event planning and decor

• Plan weddings, birthday parties, or corporate events.
• Startup costs include decor materials, transportation, and marketing.
• Creativity and excellent execution can help build a loyal client base.

13. Fitness trainer

• Offer personal or online fitness training sessions.
• Low investment for certifications and basic workout equipment.
• Rising health consciousness creates consistent demand for professional trainers.

14. Instagram/YouTube thumbnail designer

• Design creative visuals for digital creators.
• Investment includes software and computer.
• Increasing content creation across social media platforms drives high demand.

15. Kirana store delivery service

• Deliver daily essentials and groceries to local households.
• Requires a small investment in transportation and basic packaging.
• Convenience and reliability are key selling points for customer retention.

How to start business under Rs. 1 lakh

• Conduct market research to identify products or services with high demand.
• Prepare a simple but detailed business plan to outline expenses, pricing, and marketing.
• Minimise initial operational costs by starting from home or using shared resources.
• Leverage online marketing, social media, and word-of-mouth to reach customers.
• Start small and gradually scale operations as the customer base grows.

How to fund your business idea with Bajaj Finserv

Even low-investment businesses sometimes require additional funding for inventory, equipment, or marketing. Bajaj Finserv offers multiple financial solutions for entrepreneurs:

• Explore small business loan options to support startup needs.
• Check applicable business loan interest rate for better financial planning.
• Use the business loan EMI calculator to estimate repayment schedules.
• Check your business loan eligibility before applying to save time.
• You can also Check your pre-approved business loan offer to access funds quickly without lengthy processing.

Conclusion

Starting a low-investment business under Rs. 1 lakh is highly feasible and profitable when approached strategically. With proper planning, consistent effort, and access to appropriate funding, entrepreneurs can create sustainable ventures with minimal financial risk. For additional support and to scale your business, you can also consider a secured business loan for enhanced capital flexibility and faster growth. You can even check your pre-approved business loan offer to access funds quickly without waiting for lengthy processing.