Best petrol cars under Rs. 20 lakh

Explore some of the best petrol cars under Rs. 20 lakh and how Bajaj Finserv New Car Finance can help you in funding your car purchase.
Best petrol cars under Rs. 20 lakh
3 min
12 April-2024

India's car market is a vibrant arena offering a plethora of options to suit every driver's needs and preferences. Among the various categories, petrol cars stand out as a popular choice for their efficiency, reliability, and ease of maintenance. If you wish to purchase a petrol car under Rs. 20 lakh, you have a range of options to choose from.

As we delve into the world of petrol cars under Rs. 20 lakh, it is essential to consider the financial aspect of purchasing a new vehicle. With the option of car loans, owning your desired vehicle is easy and hassle-free. Bajaj Finance offers new car loans that provide you with quick access to funds by fulfilling some basic car loan eligibility criteria. With our new car finance, you can get funds of up to 100% of the car’s on-road price and bring home the car of your choice easily.

In this guide, we will explore some of the best petrol cars under Rs. 20 lakh and how our new car loan will help you in financing your car purchase.

Here is the list of the best petrol cars under Rs. 20 lakh in India

Model name *Ex-showroom price (starting at)
Hyundai Verna Rs. 11 lakh
MG Hector Rs. 13.99 lakh
Honda City Rs. 11.82 lakh

Hyundai Creta

Rs. 11 lakh

Toyota Urban Cruiser Hyryder

Rs. 11.14 lakh

Kia Seltos

Rs. 10.90 lakh

Volkswagen Virtus

Rs. 11.56 lakh


*The prices mentioned are ex-showroom prices in Delhi. Prices will vary depending on the city of purchase.

Read on to know more about these cars so that you can make an informed choice.

Hyundai Verna

The Hyundai Verna makes a bold statement with its sleek design and impressive performance. It is priced at Rs. 11 lakh for the base model Hyundai Verna EX and goes up to Rs 17.42 lakh for the top-tier model Hyundai Verna 7-Speed DCT SX (O) Dual Tone. Available with both transmission types – automatic and manual, the Hyundai Verna delivers commendable mileage ranging from 18.6 kmpl to 20.6 kmpl.

MG Hector

The MG Hector exudes sophistication and style, making it a popular choice among petrol car enthusiasts. Priced at Rs. 13.99 lakh for the base model MG Hector Style, it offers a perfect blend of comfort and performance. Its petrol variants are available with both types of transmissions – automatic and manual and deliver a mileage ranging from 12.34 to 13.79 kmpl.

Honda City

A true icon in the world of petrol cars, the Honda City continues to capture hearts with its timeless design and superior quality. Its base model Honda City SV is priced at Rs. 11.82 lakh and goes up to Rs. 16.30 lakh for its most expensive variant, Honda City ZX CVT. Available with both types of transmissions, it delivers a mileage ranging from 17.8 to 18.4 kmpl, this sedan ensures efficiency and reliability on every journey.

Hyundai Creta

The Hyundai Creta has solidified its position as a top contender in the compact SUV segment with its latest iteration, now boasting over 10 lakh units sold since its debut in 2015. Priced starting at Rs. 11.00 lakh for the base E 1.5 Petrol variant, it climbs to Rs. 20.30 lakh for the top-spec SX (O) Knight Diesel AT DT model. The Creta's appeal lies in its comprehensive feature list, including Level-2 ADAS, 36 standard safety features, and a dynamic design that promises both style and substance. With mileage figures ranging from 17.4 kmpl for the petrol to around 21.8 kmpl for the diesel, the Creta offers efficiency alongside its robust performance.

Toyota Urban Cruiser Hyryder

Introducing the Toyota Urban Cruiser Hyryder, a hybrid marvel that challenges the norms of fuel efficiency in its class. Starting at Rs. 11.14 lakh for the base E variant, it reaches up to Rs. 19.99 lakh for the top-tier V HYBRID model. The Hyryder stands out with its hybrid technology, offering up to 28 kmpl in its strong hybrid variant, making it a standout for those prioritizing economy without sacrificing performance. Its design and build quality, combined with Toyota's reputation for reliability, make the Hyryder an attractive proposition for eco-conscious buyers looking for a blend of urban sophistication and adventurous spirit.

Kia Seltos

The Kia Seltos, with its starting price of Rs. 10.90 lakh for the HTE 1.5 Petrol MT, continues to impress with its bold design and feature-packed offerings. The top-end X-Line Turbo DCT variant is priced at Rs. 20.45 lakh. Known for its spacious interior, advanced tech features, and a choice between a 1.5-litre naturally aspirated and a 1.4-litre turbocharged engine, the Seltos promises a dynamic driving experience. The Kia Seltos is equipped with a comprehensive suite of safety features designed to ensure the protection of its occupants. It includes multiple airbags for front and side impact protection, ABS with EBD for enhanced braking performance, and Electronic Stability Control (ESC) to maintain vehicle stability during challenging driving conditions.Its mileage varies from 20.7 kmpl for the diesel to around 17 kmpl for the petrol, positioning it as a versatile choice for both city and highway driving.

Volkswagen Virtus

The Volkswagen Virtus enters the sedan market with a promise of German engineering tailored for Indian roads. Priced from Rs. 11.56 lakh for the base model, it goes up to Rs. 19.40 lakh for the top-spec GT Plus Sport DSG variant. The Virtus offers a blend of sporty aesthetics with practical performance, powered by a 1.0-litre TSI or a 1.5-litre TSI Evo engine, delivering up to 20.8 kmpl in the diesel variant. Safety is a key focus for the Virtus, which has earned high safety ratings from global testing organizations. It comes equipped with multiple airbags, ABS with EBD, and ESC (Electronic Stability Control), ensuring robust protection for occupants. Advanced safety features such as a rearview camera, parking sensors, and ISOFIX child seat anchors enhance security for families.Its focus on driving dynamics, coupled with a premium interior and advanced features like a digital cockpit, positions the Virtus as a compelling choice for those seeking a blend of luxury and performance in a sedan.

Why choose Bajaj Mall for your car purchase

You can find these petrol cars and more by visiting Bajaj Mall. On Bajaj Mall, you can explore a range of petrol cars, their specifications, features, images, and more. With the help of our search filters, you can narrow down the option based on the parameters such as brand, fuel type, price, and more. Once you see a list of petrol cars, you can check out their features, mileage, engine capacity and more. Based on your requirements and budget, you can then choose your car and book it online using our financing solution. Our new car loans come with flexible repayment tenure options and competitive car loan interest rates that make your borrowing easy. With instant approval and minimal paperwork, Bajaj Finance ensures that you bring your desired car home without any hassles.

In conclusion, owning a petrol car under Rs. 20 lakh is easy due to a range of available options and the facility of new car loans. By leveraging the benefits of new car loans, you can enjoy the convenience and flexibility of owning your dream car without straining your finances.

Note: Mileage figures are as per ARAI certification and may vary based on driving conditions and other factors.

The prices mentioned are ex-showroom prices in Delhi. Prices will vary depending on the city of purchase.

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Frequently asked questions

Which is the best petrol car under Rs. 20 lakh in India?

There is a wide range of options available in this segment. You can choose the one that suits your requirement the most. Some of the popular options are Hyundai Verna, Honda City and more.

Which is the low-priced petrol car under Rs. 20 lakh?
The Hyundai Verna EX, priced at Rs. 11 lakh is one of the budget-friendly options available under Rs. 20 lakh.

Which petrol car under Rs. 20 lakh gives good mileage?

The Hyundai Verna, available with both transmission types – automatic and manual delivers impressive mileage ranging from 18.6 kmpl to 20.6 kmpl.

Which are the most expensive petrol cars under Rs. 20 lakh in India?

The most expensive petrol cars under Rs. 20 lakh include Hyundai Creta, Kia Seltos, Volkswagen Virtus and Toyota Urban Cruiser Hyryder

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