ATM Security Tips: How to Use Automated Teller Machines Safely

Safeguard your finances with these crucial ATM security tips. Learn how to protect your transactions and prevent fraud effectively.
ATM Security Tips: How to Use Automated Teller Machines Safely
5 mins
3 December 2024

ATM security tips to follow

To ensure safe transactions at ATMs, consider the following tips:

Stay alert: Always be aware of your surroundings. Look for suspicious individuals and ensure you are not being followed.

Keep your PIN secret: Shield the keypad with your hand while entering your PIN. Never share your PIN with anyone, as banks will never ask for it.

Choose a secure location: Use ATMs located in well-lit, busy areas. Avoid using ATMs in isolated or dark locations, especially at night.

Inspect the ATM: Before using, check for any unusual attachments or devices that could be skimmers or cameras. If anything looks suspicious, do not use that machine.

Count cash safely: Only count your cash in a secure location after leaving the ATM. Avoid displaying cash in public areas.

Seek help cautiously: If you need assistance, avoid asking strangers for help. If necessary, contact your bank directly using their official number.

Report issues promptly: If you encounter problems, such as a card being retained or money not dispensed, contact your bank immediately for assistance.

Why is ATM security important?

ATM security is crucial to protect users from fraud and theft. With the rise of card skimming and other fraudulent activities, maintaining security at ATMs has become paramount. Users often carry significant amounts of cash and personal information on their cards, making them attractive targets for criminals.

Ensuring safety measures are in place helps mitigate risks associated with unauthorised access to accounts and protects individuals from financial loss. By adhering to security practices, users can enjoy the convenience of ATMs while minimising potential threats.

ATM security features implemented by banks

Security featureDescription
Card skimmer detectionATMs are equipped with technology to detect and prevent skimming devices.
Surveillance camerasMany ATMs have cameras installed to monitor activity and deter criminal behaviour.
Encryption technologyData transmitted during transactions is encrypted to protect sensitive information.
Emergency assistance buttonA button that connects users directly to bank support in case of emergencies.
Regular maintenance checksBanks routinely inspect and maintain ATMs to ensure they are secure and functional.
Customer alertsNotifications sent to customers regarding unusual transactions or potential fraud.


By understanding these features and following security tips, users can enhance their safety while using ATMs. For more information on ATMs and their functionalities, visit Bajaj Finserv.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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Frequently asked questions

What should I do if I forget my ATM PIN?
If you forget your ATM PIN, you can usually request a PIN reset through your bank's online banking portal or by contacting their customer service.

Can I use my ATM card internationally?
Yes, many ATM cards can be used internationally. However, be aware of potential foreign transaction fees and exchange rates.

Can I use an ATM to pay bills?
Some ATMs allow you to pay bills using your ATM card. You'll need to have the biller's account number and other relevant information.

What is the maximum amount I can withdraw from an ATM?
The maximum withdrawal limit varies depending on your bank and the specific ATM. You can usually check your daily withdrawal limit through your bank's online banking or mobile app.

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