Published Apr 30, 2026 . 3 Min Read

ACs with built-in air purifiers - How do they work

An AC with a built‑in air purifier cools the room while cleaning the air at the same time. As it pulls in warm air, the unit passes it through filters like PM2.5, HEPA, or ionisers before sending it back out. This process removes dust, pollen, smoke, bacteria, and allergens while keeping the room cool. It is a two‑in‑one solution that saves you from buying a separate air purifier for most standard rooms.


To know more, head to any of Bajaj Finserv’s 1.5 lakh partner stores in 4,000 cities in India. Choose your ideal model, pay with Easy EMIs, and enjoy zero down payment on select deals. Simply check your loan eligibility now and bring home your desired AC without worrying about overspending.

Why do Indians need an AC with built-in air purification

India consistently ranks among the countries with the highest levels of outdoor and indoor air pollution. Choosing the best air conditioner for Indian conditions means looking beyond just cooling capacity and considering the air quality benefits that built-in purification provides.


  • Urban air pollution entering homes: Even with windows closed, PM2.5 and PM10 particles from vehicle emissions, construction dust and industrial activity penetrate indoor spaces through gaps around doors and windows. An AC with a PM2.5 filter captures these particles before they accumulate in the room.
  • High indoor allergen levels: Indian homes are exposed to high concentrations of dust mites, pet dander, mould spores and cooking fumes, all of which contribute to respiratory irritation and allergic reactions. Built-in filtration addresses these sources continuously during every cooling session.
  • Respiratory health concerns: Prolonged exposure to fine particulate matter is linked to asthma, chronic obstructive pulmonary disease and cardiovascular conditions. For households with elderly members, young children or anyone with a respiratory condition, an AC with air purification is a meaningful health investment.
  • Monsoon humidity encourages mould growth: During India's monsoon season, indoor humidity rises sharply, encouraging mould and bacterial growth on surfaces and in the air. Anti-bacterial filters and ionisers in purifying ACs actively reduce this microbial load during the months when it is most problematic.
  • Wildfire and crop burning season: In northern India during October and November, crop stubble burning causes severe spikes in outdoor PM2.5 levels. An AC with a strong filter system provides meaningful protection during these high-pollution episodes when outdoor air quality reaches hazardous levels.

What are the key filter technologies to look for in an AC with air purification

Not all AC air purification systems are equal. Understanding the different features of AC filtration technologies helps you choose the model that best addresses your specific air quality concerns.


  • PM2.5 filter: A PM2.5 filter captures fine particulate matter with a diameter of 2.5 micrometres or smaller, which includes vehicle exhaust particles, construction dust and smoke. This is the most commonly included filter type in mid-range purifying ACs and provides a meaningful baseline level of particle removal for most Indian homes.
  • HEPA filter: High-efficiency particulate air filters capture 99.97 percent of particles as small as 0.3 micrometres, including bacteria, fine dust and allergens. HEPA filtration is significantly more effective than standard PM2.5 filters and is the preferred choice for households with allergy sufferers or anyone with a diagnosed respiratory condition.
  • Nanoe and Nanoe X technology: Panasonic's proprietary nanoe technology releases nano-sized water particles containing hydroxyl radicals that actively break down bacteria, viruses, allergens and odours in the room rather than simply capturing them in a filter. Nanoe X is the more advanced version and offers significantly broader antimicrobial coverage.
  • Ioniser or plasma filter: An ioniser releases negatively charged ions that cause airborne particles to clump together and fall out of the air or attach to surfaces, reducing their concentration in the breathing zone. Ionisers also help eliminate odours and have some antimicrobial properties when combined with other filtration layers.
  • Photocatalytic and UV filters: UV-based filters use ultraviolet light to destroy bacteria and viruses passing through the filter media. Photocatalytic filters use a titanium dioxide coating activated by UV light to break down volatile organic compounds, making them effective against cooking fumes, paint vapours and household chemical odours.

How does an AC with a built-in air purifier compare to a separate air purifier

Deciding between a combined unit and separate devices is an important consideration. This comparison helps you understand the trade-offs clearly. Also compare the specific filtration performance of different split AC models before making a final decision.


ParameterAC with built-in air purifierSeparate AC and air purifier
Upfront costSingle combined purchaseTwo separate purchases
Space requirementSingle unit, no extra floor spaceAC plus additional floor space for purifier
Air purification coverageLimited to when AC is runningCan run independently at any time
Filter replacement costOne set of filtersTwo separate filter maintenance schedules
Purification strengthGood for everyday pollutantsDedicated purifiers offer stronger HEPA performance
ConvenienceHigh, single unit to manageLower, two devices to manage and maintain
Best suited forModerate pollution levels, everyday allergensVery high pollution, severe allergies, specific health needs
Running costNo additional electricity drawExtra power consumption for purifier
InstallationStandard AC installation onlyAC installation plus purifier placement

What are the best ACs with built-in air purifiers in India (April 2026)

Several leading brands offer models with meaningful air purification features alongside strong cooling performance. Check out some of the models below:


ModelCapacityPurification TechnologyStar ratingPrice (Approx.)
Panasonic CS-NU18WKYW1.5 tonNanoe X, PM2.5 filter5 starRs. 43,000 to Rs. 48,000
Daikin FTKF50TV1.5 tonPM2.5 filter, Streamer discharge5 starRs. 40,000 to Rs. 45,000
LG 1.5 Ton AI Dual Inverter Split AC1.5 tonDual inverter, Plasmaster Ioniser5 starRs. 42,000 to Rs. 46,000
Hitachi 1.5 Ton Inverter Split AC1.5 tonFrostWash, PM2.5, anti-bacterial filter5 starRs. 44,000 to Rs. 50,000
Blue Star IC518YNUS1.5 tonPM2.5 filter, anti-bacterial coating5 starRs. 36,000 to Rs. 41,000
Samsung 1.5 Ton WindFree Inverter AC1.5 tonWindFree cooling, PM1.0 filter5 starRs. 44,000 to Rs. 48,000


Disclaimer: Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.


Before you decide, explore the latest offers. You may find a great deal on a model that matches your needs.

Get electronics and appliances on Easy EMIs with Bajaj Finserv

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. Follow these steps to get started:


  • Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
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  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Frequently asked questions

Can I buy an AC on EMI?

Yes, you can easily bring home your preferred AC using Bajaj Finserv’s Easy EMI options. Whether you already have the EMI Network Card or are new to it, here is how to begin: 


 

  • Explore air conditioners on Bajaj Mall: Choose from a wide range of the latest and most popular models.
  • Visit a partner store: Check out the latest AC in person at any of 1.5 lakh+ partner stores across 4,000 cities.
  • Use your EMI Network Card at checkout: Convert the cost of your AC into Easy EMIs that fit your monthly budget.
  • Zero down payment on select models: Take your chosen AC home without paying anything upfront.


 

If you do not have an EMI Network Card:
Check your Insta EMI Card eligibility and take the first step towards enjoying the affordability and convenience of Easy EMIs.

How often should I clean or replace the filters in an AC air purifier?

The pre-filter and washable PM2.5 filter should be cleaned every two to four weeks during regular use, particularly in dusty urban environments. HEPA filters and photocatalytic filters are not washable and typically need replacement every six to twelve months depending on pollution levels and usage hours. Ioniser wires should be wiped clean monthly. Always check your specific model's manual for the manufacturer's recommended cleaning and replacement intervals for each filter layer.

Are ACs with air purifiers good for people with asthma or allergies?

Yes, ACs with built-in air purifiers can meaningfully improve indoor air quality for people with asthma and allergies by continuously filtering dust, pollen, pet dander and fine particulate matter during every cooling session. Models with Nanoe X, HEPA filters or plasmaster ionisers offer stronger protection against bacteria, allergens and volatile organic compounds. However, for severe asthma or allergy cases, a dedicated HEPA air purifier running independently alongside the AC provides more thorough and consistent purification throughout the day and night, regardless of whether the AC is switched on.

Is PM2.5 filter enough or do I need HEPA for Indian pollution levels?

A PM2.5 filter provides a solid baseline of protection against coarse dust, pollen and larger smoke particles, which is adequate for moderate pollution levels in many Indian cities. However, for cities with severe air quality issues, households near highways or industrial areas, or homes with allergy or asthma sufferers, a HEPA filter offers significantly stronger protection by capturing much finer particles including bacteria and ultra-fine vehicle emissions. For the best health outcomes in high-pollution Indian environments, HEPA is the more effective choice.

Do I still need a separate air purifier if my AC has a built-in one?

For most households with moderate pollution concerns and no severe respiratory conditions, a good AC with built-in PM2.5 or Nanoe filtration provides sufficient air quality improvement during cooling hours. However, if someone in your home has severe asthma, allergies or a respiratory condition, or if you live in a highly polluted area, a dedicated HEPA air purifier running independently provides stronger and more consistent purification regardless of whether the AC is switched on. Both together offer the most comprehensive protection.

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