PAN Card for Students: Eligibility, Documents and How to Apply

Essential documents required for PAN card for students include identity, address and date-of-birth proof. Parents apply for minors, while adults apply independently through NSDL or UTIITSL for Rs.107 including GST.
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In summary

The documents required for a PAN card for students include identity, address and date-of-birth proof. The documents required for a PAN card depend on age and application type.


  • Identity proof: PAN card ID proof can include Aadhaar, Voter ID, Driving licence, Passport or government-issued photo ID.
  • Address proof: Students above 18 can use Aadhaar, a bank statement from the last 3 months, an electricity or telephone bill, or a passport.
  • Date of birth proof: Accepted documents include a Birth certificate, Matriculation certificate, Aadhaar or Passport.
  • Minors: Applicants under 18 generally need date-of-birth proof, with a parent or guardian acting as representative.
  • Fee: Indian residents pay Rs. 107, including GST, and apply using Form 49A through NSDL or UTIITSL.

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2 min read
Oct 28, 2026

A PAN card for students is important for managing financial transactions, opening bank accounts, receiving scholarships and meeting tax-related requirements. The pan card for students application requires valid identity, address and date-of-birth documents. You can apply online through NSDL or UTIITSL by submitting the required form and documents. Students who received a PAN as minors can update it after turning 18 by adding their photograph and signature. This guide explains the pan card documents required for students and the application process.


What is a PAN card and why do students need one?

A PAN card for students is a Permanent Account Number, a unique 10-character alphanumeric identifier issued by the Income Tax Department. Students may need it for financial transactions, opening bank accounts, receiving scholarships and filing income tax returns (ITR). It can also support identity verification when pan card id proof is required for financial services. Keeping PAN details updated helps students manage financial activities as they become more independent. For related financial needs, explore suitable options from Bajaj Finance.


Which documents are required for a PAN card for students?

The which documents required for PAN card question can be answered through three proof types: identity, address and date of birth. The PAN card id proof requirement applies mainly to students above 18.

Proof TypeAccepted DocumentsApplicable For
Identity proofAadhaar card, Voter ID card, Driving licence, Passport, Arms licence, government-issued photo ID, pensioner card with photographStudents above 18
Address proofAadhaar card, Driving licence, Passport, bank account statement from the last 3 months, recent electricity, telephone or broadband bill, post office passbook, credit card statement, domicile certificateStudents above 18
Date of birth proofBirth certificate issued by a local body, Matriculation certificate, Aadhaar card, Passport, Driving licence, marriage certificate, affidavit before magistrateAll students, including minors

The PAN card documents required for students can vary by age, so check the applicable proof requirements before submitting your application.


Documents required for a PAN card for students above 18

The documents required for PAN card for students above 18 include one document each for identity, address and date of birth. Keep self-attested copies ready for submission.

Proof TypeAccepted DocumentsNotes
Identity proof / pan card id proofAadhaar card, Voter ID, Driving licence, Passport, Arms licence, government photo ID, pensioner card with photographSubmit one accepted document
Address proofAadhaar card, Driving licence, Passport, bank statement from the last 3 months, recent electricity, telephone or broadband bill, post office passbook, credit card statement, domicile certificateSubmit one accepted document
Date of birth proofBirth certificate, Matriculation certificate, Aadhaar, Passport, Driving licenceSubmit one accepted document

Keep the PAN card documents required for students ready in the required format before starting the online application.


How to convert a minor PAN card to a major PAN card

You can update a minor PAN card after turning 18 by submitting a request to update your PAN details through the authorised PAN service provider. The process updates your photograph, signature and other details while retaining the same PAN number.


Steps to update a minor PAN card after turning 18

  1. Visit the official Protean or UTIITSL PAN service portal.
  2. Select the option to change or correct existing PAN details.
  3. Enter your PAN number and personal details in the application form.
  4. Upload the required documents, including proof of identity, address and date of birth.
  5. Provide your photograph and signature as required.
  6. Pay the applicable fee and submit the application.
  7. Save the acknowledgement number to track your application status online.

Important: You do not need a new PAN number after turning 18. Apply to update your existing PAN card with your latest photograph, signature and other required details.

 

How to convert a minor PAN card to a major PAN card

You can update your minor PAN card after turning 18 by applying for changes to your existing PAN details. The process allows you to add your photograph and signature while keeping the same PAN number.


Steps to update a minor PAN card

  1. Visit the PAN service portal: Open the official Protean or UTIITSL website.
  2. Select the correction option: Choose the application for changes or corrections to existing PAN data.
  3. Enter your details: Provide your existing PAN number and other required information.
  4. Upload documents: Submit the required identity, address and date of birth proofs.
  5. Add your photograph and signature: Provide your latest photograph and signature as instructed.
  6. Pay the applicable fee: Complete the payment and submit your application.
  7. Track your application: Save the acknowledgement number to check your application status online.

How to apply for a student PAN card online

You can apply for a student PAN card online through the NSDL or UTIITSL portal using Form 49A. The application generally takes around 15 days, depending on verification and delivery.


  1. Visit the portal: Go to the official NSDL or UTIITSL portal and select the PAN application option.
  2. Choose the form: Select Form 49A for Indian citizens. NRIs can use Form 49AA.
  3. Enter your details: Provide your name, date of birth, contact details and other required information.
  4. Upload documents: Submit the documents required for PAN card for students, including PAN card id proof such as Aadhaar, along with applicable address and date-of-birth proof.
  5. Pay the fee: Pay Rs.107 including GST for Indian residents. The overseas application fee is Rs.1,017.
  6. Save acknowledgement: After successful payment, save the 15-digit acknowledgement number for future tracking.
  7. Complete verification: Complete the required verification process. An e-PAN may also be available through the applicable online process.

Check all details before submission to reduce delays during verification and processing.

 

Apply for student PAN card – Offline process


Here is how to apply for a PAN card as a student without using the internet:


  1. Grab the form: Visit your nearest NSDL/UTIITSL office or PAN centre and pick up Form 49A (PAN application form).
  2. Fill it out right: Carefully read and follow the instructions provided on the form itself to ensure accurate completion.
  3. Gather your documents: Make copies of the required documents like ID proof, address proof, and photographs (refer to the centre for specific requirements).
  4. Submit and pay: Visit the same NSDL/UTIITSL office or PAN centre again. Submit your filled form, document copies, and the application fee.
  5. Track your application: You will receive an acknowledgement number to check the status of your PAN card application online later.
  6. Delivery time: Once verified, your PAN card will be mailed directly to the address mentioned in your application form.

 

What can students use their PAN card for?

Students can use a PAN card for students for bank transactions, tax filing, education loan applications, investments and other financial services. The use of PAN card for students becomes more relevant as they begin managing income and financial products.


  • Bank accounts: PAN may be required for certain banking transactions, including deposits above Rs.50,000.
  • Scholarships and tax: PAN may be used where tax deduction or reporting requirements apply to scholarship or fellowship payments.
  • Education loans: Students can provide PAN as an identity document when applying for an education loan.
  • Tax filing: Students earning from internships, freelance work or interest may need PAN for income tax reporting and ITR filing when applicable.
  • Investments: PAN is mandatory for KYC when opening a demat account and making investments in financial markets.

Keep the documents required for PAN card for students available when completing financial applications that require PAN details.


In conclusion, obtaining a PAN card is a crucial step for students, facilitating financial transactions and compliance with tax regulations. The process is now more accessible than ever, thanks to the online application system. So, do not procrastinate. Get your PAN card today and embrace financial responsibility in your student journey.

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Frequently asked questions

What is the AO code for students in a PAN card?

Students need an AO (Assessing Officer) code based on their residential address and jurisdiction. It can be found using the Income Tax Department's AO code search facility before submitting the PAN application.


Is a PAN card mandatory for opening a bank account for students?

A PAN card may be required when opening a student bank account, depending on the account type and applicable KYC requirements. Aadhaar or another officially valid document may also be required for identity verification.

Can a 17-year-old apply for a PAN card?

Yes, a 17-year-old can apply for a PAN card because there is no minimum age for PAN allotment. A parent or guardian can submit the application and supporting documents on the minor's behalf.


How can students pay the PAN card application fee?

Students can pay the PAN card application fee online through the payment options provided by the authorised PAN application portal. Available methods may include debit card, credit card, net banking or other supported payment modes.


Is an Aadhaar card mandatory for a student PAN card application?

Aadhaar requirements depend on the application method and applicable rules. For Aadhaar-based e-KYC, the student's Aadhaar and linked mobile number are required for OTP verification, while other application routes may require additional documents.

If I have a minor PAN card, do I need to apply for a new one when I turn 18?

No, you generally do not need a new PAN number after turning 18. You should submit a PAN correction or update request to update your photograph, signature and other details, as applicable.

In what ways is a PAN card useful for a student?

A PAN card helps students with banking, scholarships, education loans, employment-related TDS reporting and investments. It also serves as an important financial identification document for transactions that require PAN.


How to pay the PAN application fees for a student PAN card?

The PAN application fees can be paid online through net banking, debit card, or credit card. You can also pay offline by visiting an authorized PAN collection centre.

Can a student use their PAN card to apply for a bank loan?

Yes, a student can use their PAN card when applying for a bank loan, subject to the lender's eligibility criteria. PAN helps establish the applicant's financial identity and supports KYC and verification processes.

What is the application fee for a student PAN card in 2026?

The PAN application fee depends on the application method, delivery location and applicable charges. Students should check the current fee displayed by the authorised PAN application portal before making payment.


How long does it take to receive a PAN card after applying?

The time to receive a PAN card depends on the application method, verification and delivery. An e-PAN may be available sooner, while a physical PAN card takes additional time for printing and dispatch.

Can a student apply for a PAN card without a job or income?

Yes, a student can apply for a PAN card without having a job or earning an income. PAN is not restricted to employed individuals and can be issued to eligible minors, students and other applicants.

Is Aadhaar enough for PAN card documents required for students above 18?

Yes, Aadhaar can serve as identity, address and date of birth proof for eligible Aadhaar-based PAN applications. However, the exact PAN card documents required for students depend on the application route and verification method.
 

Is a Pan card allowed for under 18?

Yes, a PAN card can be issued to a person under 18 years of age. A parent or guardian can submit the application and act as the representative for the minor during the PAN application process.

 

 

Is Pan card mandatory for opening bank account for students?

PAN may be required for opening or operating certain bank accounts and for specified financial transactions. Students should check the bank's applicable requirements, especially when transactions involve prescribed limits or tax reporting requirements.

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