Published Apr 22, 2026 . 3 Min Read

What are the most common AC buying mistakes to avoid this summer

Buying an AC is a significant investment, and a wrong decision made in a hurry can lead to years of poor cooling, high electricity bills and unnecessary repair costs. Every summer, a lot of buyers fall into the same traps, from choosing the wrong tonnage to ignoring energy ratings and overlooking installation charges. These mistakes are easy to make, especially when you are comparing multiple models under time pressure. This guide walks you through the six most common AC buying mistakes, explains why they matter and helps you make a well-informed purchase that delivers reliable, efficient cooling season after season.



If you are looking for a new AC, head to any of Bajaj Finserv’s 1.5 lakh partner stores in 4,000 cities in India. Choose your ideal model, pay with Easy EMIs, and enjoy zero down payment on select deals. Simply check your loan eligibility now and bring home your desired AC without worrying about overspending.

Why does choosing the wrong tonnage for your room size affect cooling

Selecting the correct AC tonnage is the single most important decision you will make, and getting it wrong means your AC will either struggle to cool the room or waste electricity by overcooling it.


  • Undersized AC works harder and costs more to run: An AC with insufficient tonnage for your room size will run continuously without reaching the set temperature, placing excessive strain on the compressor and driving up your monthly electricity bill significantly.
  • Oversized AC causes short cycling: An AC that is too powerful for the room will cool the space too quickly, switch off and then restart in short intervals. This short cycling reduces dehumidification, increases wear on components and wastes energy.
  • Use room size as your primary guide: As a general rule, a 1 tonne AC suits rooms up to 120 sq. ft., a 1.5 tonne AC suits rooms between 120 and 180 sq. ft., and a 2 tonne AC is appropriate for rooms between 180 and 240 sq. ft.
  • Account for heat load factors: Room size alone is not enough. Factors such as ceiling height, number of windows, direct sunlight exposure, number of occupants and floor level all affect the actual heat load and should influence your tonnage decision.
  • Do not rely solely on the salesperson's recommendation: Always calculate the required tonnage independently or use a reliable online calculator before visiting a showroom, as recommendations may not always account for your specific room conditions.

Why should you never ignore the BEE star rating and energy efficiency of an AC

The BEE star rating is one of the most reliable indicators of how much your AC will cost to run every month, and overlooking it at the time of purchase is a mistake that will reflect on every electricity bill for years to come.


  • Higher star ratings mean lower electricity bills: A 5 Star AC consumes significantly less electricity than a 3 Star model of the same tonnage. Over a summer of regular use, this difference can amount to savings of Rs. 3,000 to Rs. 6,000 or more annually.
  • The upfront price difference is recovered quickly: A 5 Star AC may cost Rs. 5,000 to Rs. 10,000 more than a 3 Star model, but the electricity savings typically recover this difference within two to three years of regular use.
  • Check the ISEER value, not just the stars: The Indian Seasonal Energy Efficiency Ratio (ISEER) provides a more precise measure of efficiency than the star label alone. A higher ISEER value means better cooling output per unit of electricity consumed.
  • Star ratings are revised periodically by BEE: The Bureau of Energy Efficiency updates its rating benchmarks regularly, making older 5 Star models less efficient than newer ones. Always check the year of the rating label when comparing models.
  • Factor in daily usage hours when calculating savings: The more hours per day you run your AC, the greater the financial benefit of choosing a higher star rating. For households using AC for 8 or more hours daily, the 5 Star option is almost always the smarter financial choice.

Why is skipping inverter technology to save money a costly mistake

Many buyers choose a fixed-speed AC to save on the upfront cost without realising that the long-term electricity expenses make it a far more expensive option over the lifetime of the appliance.


  • Inverter ACs adjust compressor speed, fixed ACs do not: A fixed-speed AC runs the compressor at full power until the set temperature is reached, then switches it off completely. An inverter AC modulates compressor speed continuously, maintaining temperature with far less energy.
  • The electricity savings are substantial over time: Inverter ACs consume 30 to 50 percent less electricity than fixed-speed models under typical usage conditions. Over five years of regular use, this represents savings of Rs. 15,000 to Rs. 30,000 or more depending on local tariffs.
  • Inverter ACs last longer: Because the compressor in an inverter AC never undergoes the repeated full-stop and full-start cycles of a fixed model, it experiences significantly less mechanical stress, resulting in a longer operational lifespan and fewer breakdowns.
  • Fixed-speed ACs are increasingly harder to service: As inverter technology becomes the industry standard, spare parts and qualified technicians for fixed-speed compressors are becoming less readily available, particularly in smaller cities and towns across India.
  • The price gap has narrowed considerably: Entry-level inverter ACs are now available at prices very close to fixed-speed models. In most cases, the additional cost of choosing an inverter model is recovered within the first one to two summers of use.

What are the hidden installation costs and after-sales service issues buyers often overlook

The price tag on an AC rarely tells the full story. Hidden installation charges and inadequate after-sales support are two of the most common sources of post-purchase regret among AC buyers in India.


  • Standard installation charges are rarely included in the product price: Copper piping, mounting brackets, electrical work and stabiliser connections are typically charged separately. These costs can add Rs. 3,000 to Rs. 8,000 or more to the total purchase price depending on your location and installation complexity.
  • Long pipe runs increase costs significantly: If the indoor and outdoor units need to be placed far apart due to room layout, the additional copper piping required can add Rs. 1,500 to Rs. 3,000 per extra metre, which adds up quickly in larger homes.
  • Check the warranty terms before buying: Some brands offer a one-year comprehensive warranty and a five-year compressor warranty, while others have more limited coverage. Read the warranty document carefully and confirm what is and is not covered before making a decision.
  • Research the brand's service network in your city: A brand with limited authorised service centres in your area can mean long wait times for repairs, especially during peak summer when demand for technicians is highest. Check service availability in your locality before committing to a brand.
  • Extended warranty plans are worth evaluating: For a product used intensively for several months a year, an extended warranty of three to five years provides meaningful protection against repair costs that can otherwise run into thousands of rupees outside the standard coverage period.

Why is it a mistake to forget about the importance of AC inputs and outputs

Beyond tonnage and star ratings, the electrical and operational inputs and outputs of an AC play a significant role in its performance, compatibility with your home setup and long-term running costs.



  • Voltage compatibility matters: Not all ACs are compatible with standard single-phase 230V supply. Some high-capacity models require a three-phase connection. Confirm the electrical requirements of your chosen model before purchase to avoid costly rewiring.
  • Check the power input in watts, not just tonnage: Two ACs with the same tonnage can have very different power consumption figures. Always compare the rated power input in watts alongside the star rating for a true picture of efficiency.
  • Stabiliser requirement adds to total cost: Many ACs, particularly older or budget models, require a separate voltage stabiliser to protect against power fluctuations common in Indian homes. Factor this into your total budget if the model does not include built-in voltage protection.
  • Air throw distance and direction affect room coverage: The output of an AC is not just about cooling capacity but also about how effectively cool air is distributed across the room. Check the air throw distance and swing range to ensure even coverage for your specific room layout.
  • Noise output levels vary significantly between models: Check the decibel rating of both the indoor and outdoor units. A noisy indoor unit is particularly disruptive in bedrooms, and a loud outdoor unit can be a source of friction with neighbours in apartment buildings.

Why should you not overlook modern air quality features when buying an AC

Modern ACs do far more than simply cool a room. Overlooking built-in air quality features means missing out on health benefits that are particularly relevant in Indian urban environments with high levels of dust, humidity and pollution.


  • PM 2.5 filters remove fine dust and pollutants: Many new AC models include PM 2.5 filters that capture fine particulate matter, allergens and dust before circulating air back into the room. This is a particularly valuable feature in cities with high air pollution levels.
  • Anti-bacterial and anti-fungal coatings prevent mould growth: In humid climates, AC coils and filters can become breeding grounds for mould and bacteria. Models with anti-bacterial coatings on the heat exchanger and filter reduce this risk and maintain healthier indoor air quality.
  • Auto-clean functions reduce maintenance effort: Self-cleaning ACs automatically dry the indoor unit's evaporator coil after use, preventing moisture build-up and mould formation. This feature extends the time between professional servicing and reduces maintenance costs over time.
  • Humidity control improves comfort in monsoon months: Some AC models include a dedicated dry mode or active dehumidification feature that removes excess moisture from the air without overcooling the room, which is especially useful during the Indian monsoon season.
  • Air purification modes are worth the premium: A few premium AC models integrate HEPA-grade or activated carbon filtration for more comprehensive air purification. For households with asthma sufferers, young children or elderly members, this feature adds meaningful health value beyond basic cooling.

 

Get electronics and appliances on Easy EMIs with Bajaj Finserv


Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. Follow these steps to get started:


  • Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.
  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Frequently asked questions

Can I buy an AC on EMI?

Yes, you can easily bring home your preferred AC using Bajaj Finserv’s Easy EMI options. Whether you already have the EMI Network Card or are new to it, here is how to begin: 


 

  • Explore air conditioners on Bajaj Mall: Choose from a wide range of the latest and most popular models.
  • Visit a partner store: Experience the product in person at any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India.
  • Use your EMI Network Card at checkout: Convert the cost of your AC into Easy EMIs that fit your monthly budget.
  • Zero down payment on select models: Take your chosen AC home without paying anything upfront.



 

If you do not have an EMI Network Card:
Check your Insta EMI Card eligibility and take the first step towards enjoying the affordability and convenience of Easy EMIs.

What is the biggest mistake people make while buying an AC?

The most common mistake is choosing the wrong tonnage for the room size. Buyers often underestimate or overestimate their cooling needs, leading to an AC that either runs continuously without achieving the desired temperature or cycles too frequently and fails to dehumidify the room properly. Both scenarios result in higher electricity bills, greater wear on the unit and a less comfortable indoor environment throughout the summer.

Is it okay to buy a 3 Star AC instead of 5 Star to save money?

It depends on how frequently you use the AC. For occasional use of two to three hours daily, a 3 Star AC can be a reasonable choice given its lower upfront cost. However, for regular use of six hours or more per day, the electricity savings from a 5 Star model typically recover the price difference within two to three years. Over the full lifespan of the appliance, a 5 Star AC almost always works out to be the more economical option.

Should I buy an AC online or offline for better deals?

Both channels have advantages. Online platforms often offer lower prices, cashback deals and the convenience of home delivery with installation packages. Physical stores allow you to assess build quality, get personalised advice and negotiate on price or extras such as extended warranty and free installation.

Are window ACs better than split ACs for small rooms?

Window ACs can be a practical choice for small rooms, particularly where wall space for a split unit is limited or where a simpler, lower-cost installation is preferred. They are easier to service and have fewer components to maintain. However, split ACs are quieter, more energy-efficient, aesthetically less intrusive and available in a wider range of capacities and features. For most modern homes and apartments, a split inverter AC offers better long-term value even in smaller rooms.

How much should you budget for AC installation in India?

Standard AC installation in India typically costs between Rs. 3,000 and Rs. 8,000, covering basic copper piping, brackets, electrical connections and gas charging. However, costs can rise to Rs. 10,000 or more if the installation requires longer copper pipe runs, additional electrical work or a stabiliser. It is advisable to request a detailed installation quote from the brand or dealer before purchase and confirm what is included, as hidden charges are one of the most common sources of post-purchase dissatisfaction among AC buyers.


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