Rs. 35000 Loan

Looking to raise Rs. 35,000 quickly, without dipping into your savings or dealing with the usual paperwork of unsecured loans? If you have invested in mutual funds, shares, bonds, or insurance policies, you might already have what you need. Instead of liquidating your assets during market highs or lows, you can simply borrow against them. This way, your investments continue to grow, while you access the funds you need in as little as 24 hours*.

Whether it’s to cover an urgent expense, support a medical need, manage cash flow, or even meet a goal you have been putting off a small-ticket loan against securities offers a practical, low-interest solution without financial disruption.

Need Rs. 35,000 urgently? Borrow against your portfolio in just a few clicks no selling, no stress. Apply now

Why not just take an unsecured loan?

It’s a fair question, why go through a secured route for something as modest as Rs. 35000? Let’s quickly compare.

Feature	Loan against securities	Unsecured loan
Interest Rate	Starting from 8% - 15% p.a.	13%–24% p.a.
Disbursal Time	24–48 hours	3–7 days
Documents Required	Minimal	Moderate
Impact on Investments	None	May need liquidation later
Credit Score Dependency	Lower	Higher
Repayment Flexibility	High (up to 96 months or more)	Medium (1–5 years)

In the time it takes to compare unsecured loan offers, you could already have Rs. 35000 disbursed, without touching your investments. Apply now

Real-life scenarios where Rs. 35000 can matter

It’s not always a big-ticket situation that triggers the need for funds. Here are common, everyday cases where Rs. 35000 can make a difference:

• A sudden car repair or bike maintenance expense
• Medical diagnostics or short-term treatment for a family member
• Booking a travel ticket due to a personal emergency
• Paying for an online certification or short-term course
• Renovation or repair work that cannot wait

Do not let urgent needs compromise your investments. Borrow against your shares or mutual funds, while they continue growing. Apply now

What is a loan against securities and how does it work?

A loan against securities (LAS) allows you to pledge your financial assets (like shares, mutual funds, bonds, or even insurance policies) as collateral in exchange for a loan.

Here’s how it works in 3 simple steps:

1. You choose the securities to pledge – only select instruments are allowed, based on the lender’s list.
2. You receive a loan amount – typically up to 50%–90% of the asset’s value.
3. You repay as per terms – EMIs or overdraft facility, depending on the loan structure.

The best part? You remain the owner of the investment—and keep earning dividends or NAV appreciation.

Who is eligible for a Rs. 35000 loan against securities?

Getting a smaller-ticket LAS like a Rs. 35000 loan is surprisingly simple. You just need:

• Age: Between 18 and 65 years
• Ownership: Valid securities in your name (shares, mutual funds, bonds, or life insurance policies)
• KYC compliance: PAN, Aadhaar, and other basic documents
• Income proof: For salaried or self-employed, if applicable (sometimes waived for LAS)

Already have investments? You are halfway through your loan journey. Apply for a LAS now

What documents are needed for a Rs. 35000 loan?

Minimal paperwork is one of the key benefits of LAS. Here’s what you’ll typically need:

For identity and address proof:

• Aadhaar card, PAN card, Passport, or Driving License

For financial verification:

• Investment proof: Holding statement or folio number

Interest rates for different LAS variants

Even for a smaller loan like Rs. 35000, the interest rate is determined by the type of asset pledged. Here’s a quick reference table:

Type of security	Interest rate	Tenure available
Loan Against Shares	8–15% p.a.	Up to 36 months
Loan Against Mutual Funds	8–15% p.a.	Up to 36 months
Loan Against Bonds	8–15% p.a..	Up to 36 months
Loan Against Insurance	Up to 24% p.a.	Up to 96 months
ESOP Financing	Up to 15% p.a.	Up to 36 months

Note: Exact rates vary by lender and asset quality. For LAS, you can get instant approval and competitive rates.

Because every financial gap deserves a cost-effective solution.

If you need a loan you don’t need to sell your investments or settle for high-interest loans. Get a LAS with just a few clicks instead. Apply now

How to apply for a Rs. 35000 loan?

Applying for a LAS of Rs. 35000 is as quick as checking your email. Here’s what to do:

1. Visit the lender’s website – Choose a provider offering LAS services
2. Select the asset type – Choose whether you want to pledge shares, MFs, bonds, or policies.
3. Upload documents – ID proof, investment proof, and address proof.
4. Get approval – Once verified, the lender will assess the value and credit eligibility.
5. Receive disbursal – The amount is credited directly to your account within 24–48 hours.

Benefits of borrowing Rs. 35000 via LAS

Here’s why LAS makes even more sense for smaller ticket loans:

• No pressure to liquidate assets
• Lower interest than unsecured loans or credit cards
• Quick approval and minimal documentation
• You keep earning returns on your pledged investments
• Flexible repayment options (EMI or overdraft)

Did you know? Borrowing against mutual funds or shares does not require a credit score check in most cases. Your investments and their value influence your loan amount.

Final thoughts

A Rs. 35000 loan might seem small, but managing it wisely reflects your financial maturity. Instead of falling back on high-interest options or breaking long-term investments, LAS gives you flexibility, speed, and peace of mind. Whether it’s to tide over a short-term crisis or to fund a small dream, your securities can now do more than just sit pretty in your portfolio.

Your assets already have value. It’s time they had purpose too. Get a loan of Rs. 35000 against your investments in 24–48 hours. Apply now