Looking to raise Rs. 35,000 quickly, without dipping into your savings or dealing with the usual paperwork of unsecured loans? If you have invested in mutual funds, shares, bonds, or insurance policies, you might already have what you need. Instead of liquidating your assets during market highs or lows, you can simply borrow against them. This way, your investments continue to grow, while you access the funds you need in as little as 24 hours*.
Whether it’s to cover an urgent expense, support a medical need, manage cash flow, or even meet a goal you have been putting off a small-ticket loan against securities offers a practical, low-interest solution without financial disruption.
Need Rs. 35,000 urgently? Borrow against your portfolio in just a few clicks no selling, no stress. Apply now
Why not just take an unsecured loan?
It’s a fair question, why go through a secured route for something as modest as Rs. 35000? Let’s quickly compare.
| Feature | Loan against securities | Unsecured loan |
| Interest Rate | Starting from 8% - 15% p.a. | 13%–24% p.a. |
| Disbursal Time | 24–48 hours | 3–7 days |
| Documents Required | Minimal | Moderate |
| Impact on Investments | None | May need liquidation later |
| Credit Score Dependency | Lower | Higher |
| Repayment Flexibility | High (up to 96 months or more) | Medium (1–5 years) |
In the time it takes to compare unsecured loan offers, you could already have Rs. 35000 disbursed, without touching your investments. Apply now
Real-life scenarios where Rs. 35000 can matter
It’s not always a big-ticket situation that triggers the need for funds. Here are common, everyday cases where Rs. 35000 can make a difference:
- A sudden car repair or bike maintenance expense
- Medical diagnostics or short-term treatment for a family member
- Booking a travel ticket due to a personal emergency
- Paying for an online certification or short-term course
- Renovation or repair work that cannot wait
Do not let urgent needs compromise your investments. Borrow against your shares or mutual funds, while they continue growing. Apply now
What is a loan against securities and how does it work?
A loan against securities (LAS) allows you to pledge your financial assets (like shares, mutual funds, bonds, or even insurance policies) as collateral in exchange for a loan.
Here’s how it works in 3 simple steps:
- You choose the securities to pledge – only select instruments are allowed, based on the lender’s list.
- You receive a loan amount – typically up to 50%–90% of the asset’s value.
- You repay as per terms – EMIs or overdraft facility, depending on the loan structure.
The best part? You remain the owner of the investment—and keep earning dividends or NAV appreciation.
