health insurance

What is Top-Up Health Insurance Plan?

Top-Up Health Insurance Plans – Explained

A top-up health insurance plan is basically a good way to scale up health insurance coverage without going overboard in terms of costs. You can get more information about health insurance top-up plans here. Many of us often purchase health insurance plans that have limited coverage. In most cases, buying suitable coverage may equate to paying a higher amount in terms of your premium. In these cases, top-up health insurance plans help in scaling up the coverage amounts at lower costs. This plan covers costs of hospitalization but after a certain threshold limit or the deductible is surpassed. This is the portion of the claim amount that is normally not covered by the insurance company and has to be paid by the customer prior to getting the policy benefits.

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Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”