Wellness benefits on the HEMI card

Get benefits like online doctor consultation, preventive health check-ups and more.
Wellness benefits on the HEMI card
2 min read
28 Sep 2022

At some point in life, most of us would have bought products on EMIs, like a vehicle, TV, or even a house, thanks to the numerous financing options available. But it is pretty rare to find financing on your healthcare expenses like you would for other things. Imagine if you could put your expensive root canal bill, or your maternity care bills on EMIs over a long repayment tenure.

Our Health EMI Network Card does precisely that and more. The card is specially curated to pay for your and your family’s hefty and unexpected expenses in monthly instalments. We have partnered with small and big 5,500 hospital brands, diagnostic labs, and wellness centres, among other healthcare centres across India, to help you manage your healthcare expenses. It means you can visit any of our partner healthcare centres and use your digital card during the payment.

Not just that, our Health EMI Network Card also comes with many wellness benefits worth up to Rs. 10,000. Along with EMIs, you can also avail of the below-listed benefits.

Free online doctor consultation: In the last two years of lockdown, we have not only been shopping for our daily groceries but also got used to taking doctor consultations online. Most of us now prefer speaking to a doctor online for minor issues like cough and cold. It is easier and faster. Our card offers the added benefit of 10 free doctor consultations with top specialists in India. More than 90,000+ doctors work with us to provide consultation online.

Refund on OPD and diagnostic care: Our card offers an exclusive medical compensation worth Rs. 2,500 that you may have spent on OPD or a diagnostic test in any part of the country at any healthcare centre. For instance, Danish visited his neighbourhood dentist, Dr Gupta, and spent Rs. 1,000 on his consultation. The amount Danish spent on the OPD can be easily compensated. Our HEMI card allows a one-time bill reimbursement feature. You can upload receipt/ s of up to Rs. 2,500/- on the app and the amount spent will be transferred to your bank account within 24 to 48 hours.

Preventive Health check-up: Additionally, we offer a complimentary preventive health check-up package along with the card. It works like a welcome reward on a credit card. The bonus offers a free diagnostic package with over 45+ preventive tests available at 2,400 test centres in India. You can even opt for a home sample collection option.

Our card comes in two variants, as mentioned below:

Platinum card with total benefits worth Rs. 10,000

  • EMI loan limit of up to Rs. 4 lakh
  • Rs. 2,500 lab & OPD benefit at any hospital/ lab/ doctor
  • 10 free teleconsultations with all specialists worth Rs. 5,000
  • 1 free preventive Health check-up package worth Rs. 3,000
  • Card fee: Rs. 999, including GST

Gold card with benefits worth Rs. 8,000

  • EMI Loan limit of up to Rs. 4 lakh
  • 10 free teleconsultations with all specialists worth Rs. 5,000
  • 1 free preventive Health check-up package worth Rs. 3,000
  • Card fee: Rs. 707, including GST

How to use the Health EMI Network Card at our partner centres?

At the time of billing, instruct the cashier at our partner centre to bill the expenses on your Health EMI Network Card. Pick a repayment tenure of your convenience. Then, share the OTP received on your registered mobile number with the cashier. And you are done.

How to get a Health EMI Network Card?

A step-by-step guide to applying for the Health EMI Network Card.

  1. Select the card variant of your choice (Gold/ Platinum)
  2. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, PIN code and email ID.
  4. Select your employment type and gender.
  5. Click on ‘Proceed’ to know your card limit.
  6. Verify your KYC using your Aadhar Card or Digilocker
  7. Post successful KYC, pay a one-time joining fee of Rs. 707/ Rs. 999
  8. Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process
  9. After successful, e-mandate registration, your card is ready to use.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.


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