Water Borne Diseases Insurance Cover

Overview

Latest research and studies reveal that expenses involving costs of medication, diagnostics, hospitalization and further treatment for waterborne diseases could amount to nearly 10% of the monthly family household income for every infected person.

With Waterborne Disease Cover by Bajaj Finserv, you can get covered against such losses, during the treatment.

Features and Benefits

High Coverage Limit

Get coverage up to Rs. 50,000 per person
Coverage for hospitalization expenses

Get coverage for all medical expenses incurred, for treating waterborne diseases
You can get coverage for expenses related to:

• Diagnostic tests
• Hospitalization
• Medicines
• Doctor’s fee
Multiple payment options

You can easily pay your premium via multiple options, such as online account transfers, UPI, Mobile Wallets, Credit Cards or Debit Cards.
What is covered ?

Under the Waterborne Disease Cover by Bajaj Finserv, here’s what we will cover:
Hospitalization Expenses

Any hospitalization expenses up to Rs. 50,000/- for specified conditions
Diagnostic tests

Expenses borne for diagnostic tests during or before hospitalization.
Doctor’s fees

Expenses for doctor’s fee incurred during, before and after hospitalization.
Medications

Expenses borne for medications taken during, before and after hospitalization.
Medical expenses

Medical expenses incurred 15 days before and after hospitalization.
Treatment charges

Charges for treatment, including room rental, ICU, transfusion, doctor fees, medicines and tests.
Daily Room Rent

Get up to Rs. 1000/- per day for Normal and Rs. 2000 per day for ICU. All other charges are in accordance with the room rent restriction.
What is Not Covered ?

Here’s a lowdown on expenses or losses that are not covered under Waterborne Disease Cover:
Hospitalization within 30 days

If the insured person is hospitalized due to typhoid within a period of 30 days, for the commencement of the Period of Cover
Hospitalization for any other condition

If the insured person is hospitalized for any other condition, apart from typhoid
For the full list of exclusions, please download the policy brochure here.

How to Apply?

Applying for Waterborne Disease Cover is easy. All you have to do is log on to our website, fill out the online application form, make the premium payment, and you’re done!