Overview

Latest research and studies reveal that expenses involving costs of medication, diagnostics, hospitalization and further treatment for waterborne diseases could amount to nearly 10% of the monthly family household income for every infected person.

With Waterborne Disease Cover by Bajaj Finserv, you can get covered against such losses, during the treatment.



Features & Benefits

  • High Coverage Limit

    Get coverage up to Rs. 50,000 at a premium of just Rs. 349

  • Coverage for hospitalization expenses

    Get coverage for all medical expenses incurred, for treating waterborne diseases
    You can get coverage for expenses related to:

    • Diagnostic tests
    • Hospitalization
    • Medicines
    • Doctor’s fee

  • Multiple payment options

    You can easily pay your premium via multiple options, such as online account transfers, UPI, Mobile Wallets, Credit Cards or Debit Cards.

  • What Is Covered?

    Under the Waterborne Disease Cover by Bajaj Finserv, here’s what we will cover:

  • Hospitalization Expenses

    Any hospitalization expenses up to Rs. 50,000/- for specified conditions

  • Diagnostic tests

    Expenses borne for diagnostic tests during or before hospitalization.

  • Doctor’s fees

    Expenses for doctor’s fee incurred during, before and after hospitalization.

  • Medications

    Expenses borne for medications taken during, before and after hospitalization.

  • Medical expenses

    Medical expenses incurred 15 days before and after hospitalization.

  • Treatment charges

    Charges for treatment, including room rental, ICU, transfusion, doctor fees, medicines and tests.

  • Daily Room Rent

    Get up to Rs. 1000/- per day for Normal and Rs. 2000 per day for ICU. All other charges are in accordance with the room rent restriction.

  • What Is Not Covered?

    Here’s a lowdown on expenses or losses that are not covered under Waterborne Disease Cover:

  • Hospitalization within 30 days

    If the insured person is hospitalized due to typhoid within a period of 30 days, for the commencement of the Period of Cover

  • Hospitalization for any other condition

    If the insured person is hospitalized for any other condition, apart from typhoid

How to Apply?

Applying for Waterborne Disease Cover is easy. All you have to do is log on to our website, fill out the online application form, make the premium payment, and you’re done!
 

How To Claim?

You can lodge a claim by contacting us through one of the following ways:
• E-mail - care.healthinsurance@adityabirlacapital.com
• Toll free number - 1800-270-7000
 

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

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