Setup UPI PIN using Aadhaar

Activate your UPI PIN hassle-free with our Aadhaar-based authentication process. Discover easy steps to link your Aadhaar card and set up your UPI PIN effortlessly. Get started now!
Setup UPI PIN using Aadhaar
3 min
25 April 2024

The widespread adoption of UPI (Unified Payments Interface) in India has revolutionised the way we manage money. But remembering yet another PIN can be a hassle. Thankfully, UPI offers a convenient option to set your UPI PIN using your Aadhaar card, eliminating the need for debit card details in some cases. This article guides you through setting up a UPI PIN using Aadhaar.

Step-by-step guide to set UPI PIN using Aadhaar

Here's a breakdown of the process to set your UPI PIN using Aadhaar (specific steps might vary slightly depending on your chosen UPI app):

  1. Open your UPI app
  2. Look for the option related to UPI PIN or Manage UPI PIN
  3. You might see an option like ‘SET UPI PIN USING AADHAAR’ or ‘SET PIN WITH AADHAAR OTP’. Select that option
  4. Enter the last six digits of your Aadhaar number
  5. You will receive two OTPs (One-Time Passwords) - one from UIDAI (Aadhaar issuing authority) and another from your bank.
  6. Enter both OTPs in the designated fields within the app
  7. Create a strong 4-digit UPI PIN. Remember, avoid easily guessable numbers
  8. Re-enter the PIN to confirm

Benefits of setting UPI PIN using Aadhaar

There are several advantages to setting your UPI PIN using Aadhaar:

  • Convenience: No need to remember your debit card details when setting up your UPI PIN.
  • Accessibility: This method is helpful if you don't have your debit card readily available or prefer not to link it directly to your UPI app.
  • Security: Leveraging Aadhaar authentication adds an extra layer of security to the process.

The Bajaj Finserv BBPS platform offers a hassle-free and secure way to pay bills online, with the added convenience of UPI payments. Whether you are paying for utilities, insurance, or education fees, BBPS provides a seamless payment experience with multiple payment modes to choose from. With UPI integration, you can enjoy quick and secure transactions, making it easier to manage your bills and subscriptions.

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Frequently asked questions

How can I generate my UPI PIN in Aadhar card?

Your UPI PIN is not directly generated on your Aadhaar card. You can set your UPI PIN using Aadhaar OTP within your chosen UPI app following the steps mentioned above.

How do I generate a UPI PIN without a debit card?

Setting a UPI PIN using Aadhaar (if available in your UPI app) eliminates the requirement for debit card details during the initial setup.

Is UPI based on Aadhaar?

No, UPI is not solely based on Aadhaar. You can link your bank account and set up UPI without using Aadhaar. However, some UPI apps offer the option to set your UPI PIN using Aadhaar for convenience.