The widespread adoption of UPI (Unified Payments Interface) in India has revolutionised the way we manage money. But remembering yet another PIN can be a hassle. Thankfully, UPI offers a convenient option to set your UPI PIN using your Aadhaar card, eliminating the need for debit card details in some cases. This article guides you through setting up a UPI PIN using Aadhaar.
Step-by-step guide to set UPI PIN using Aadhaar
Here's a breakdown of the process to set your UPI PIN using Aadhaar (specific steps might vary slightly depending on your chosen UPI app):
- Open your UPI app
- Look for the option related to UPI PIN or Manage UPI PIN
- You might see an option like ‘SET UPI PIN USING AADHAAR’ or ‘SET PIN WITH AADHAAR OTP’. Select that option
- Enter the last six digits of your Aadhaar number
- You will receive two OTPs (One-Time Passwords) - one from UIDAI (Aadhaar issuing authority) and another from your bank.
- Enter both OTPs in the designated fields within the app
- Create a strong 4-digit UPI PIN. Remember, avoid easily guessable numbers
- Re-enter the PIN to confirm
Benefits of setting UPI PIN using Aadhaar
There are several advantages to setting your UPI PIN using Aadhaar:
- Convenience: No need to remember your debit card details when setting up your UPI PIN.
- Accessibility: This method is helpful if you don't have your debit card readily available or prefer not to link it directly to your UPI app.
- Security: Leveraging Aadhaar authentication adds an extra layer of security to the process.
The Bajaj Finserv BBPS platform offers a hassle-free and secure way to pay bills online, with the added convenience of UPI payments. Whether you are paying for utilities, insurance, or education fees, BBPS provides a seamless payment experience with multiple payment modes to choose from. With UPI integration, you can enjoy quick and secure transactions, making it easier to manage your bills and subscriptions.