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Tuberculosis Insurance Cover

Overview

Tuberculosis or TB is a serious airborne disease, which mostly affects the lungs, but can also spread to other parts of the body. Falling ill with tuberculosis can involve major expenses involving diagnosis, medications and treatment. You can cover yourself against these expenses by availing a Tuberculosis Cover by Bajaj Finserv.

Features & Benefits

  • High Coverage Limit

    Get coverage up to Rs. 50,000 for just Rs. 99 per annum

  • Coverage for hospitalization expenses

    Get coverage for all medical expenses before, after and during hospitalization
    Get coverage for all expenses related to:

    • Diagnosis
    • Medication
    • Doctor’s fee

  • Multiple payment options

    You can easily pay your premium via multiple options, such as online account transfers, UPI, Mobile Wallets, Credit Cards or Debit Cards.

  • What Is Covered?

    Under the Tuberculosis Cover by Bajaj Finserv, here’s what will be covered:

  • Hospitalization Expenses

    Get reimbursements for treatments costs up to Rs. 50,000/- for specified conditions

  • Diagnosis before hospitalization

    Expenses for diagnostic tests during or before hospitalization.

  • Doctor’s fees

    Expenses for doctor’s fees during, before and after hospitalization.

  • Expenses for medications

    Expenses for medications during before and after hospitalization.

  • Medical expenses incurred

    All medical expenses incurred 15 days before and after hospitalization.

  • Treatment charges

    Treatment charges, which include room rental, ICU, transfusion, doctor fees, medicines and tests.

  • Daily Room Rent

    Daily Room Rent up to Rs. 1000/- per day for Normal and Rs. 2000 per day for ICU. All other charges are in accordance with the room rent restriction.

  • What Is Not Covered?

    Here’s a lowdown on expenses or losses that are not covered under Tuberculosis Cover:

  • Hospitalization within 30 days

    If the insured person is hospitalized due to tuberculosis within a period of 30 days, for the commencement of the Period of Cover

  • Hospitalization for any other condition

    Hospitalization for any other condition, apart from tuberculosis.

  • Pre-existing condition

    Pre-existing condition for tuberculosis.

  • For the full list of exclusions, please download the policy brochure here.

How to Apply?

Applying for a Tuberculosis Cover is easy. All you have to do is log on to our website, fill out the online application form, make the premium payment, and you’re done!
 

How To Claim?

You can lodge a claim by contacting us through one of the following ways:
• E-mail - care.healthinsurance@adityabirlacapital.com
• Toll free number - 1800-270-7000