Tuberculosis Insurance Cover

Tuberculosis (TB) is a serious airborne disease, which mostly affects the lungs, but can also spread to other parts of the body. Falling ill with tuberculosis can involve major expenses involving diagnosis, medications and treatments. With Tuberculosis Cover offered by Bajaj Finserv, stay financially equipped and recover from the illness without worrying about funds.

Plan Details

• What’s Covered

  Here’s what’s covered under this plan:

• 

  Hospitalisation expenses

  Get reimbursements for treatment expenses up to Rs. 50,000. The coverage will be offered against specified conditions.

• 

  Diagnosis before/during hospitalisation

  Expenses for diagnostic tests during or before hospitalisation will be covered.

• 

  Doctor’s fees

  The plan covers doctor’s fees incurred during, before and after hospitalisation.

• 

  Expenses for medications

  Expenses for medications during before and after hospitalisation will be covered.

• 

  Medical expenses

  All the medical expenses incurred 15 days before and after hospitalisation.

• 

  Treatment charges

  Treatment charges such as room rental, ICU, blood transfusion, doctor’s fees, medicines and tests will be covered.

• 

  Daily room rent

  You can avail of daily room rent up to Rs. 1,000 per day for a normal room and Rs. 2,000 per day for ICU. All other charges are in accordance with the room rent restriction.

• What’s Not Covered

  Here are some of the exclusions under the plan:

• 

  Hospitalisation within 30 days

  If the insured person is hospitalised because of tuberculosis within a period of 30 days from the start of policy period will not be covered.

• 

  Hospitalisation for any other condition

  Hospitalisation for any other condition, apart from tuberculosis, will not be covered.

• 

  Pre-existing condition

  Pre-existing condition for tuberculosis isn’t covered

• Note: For the full list of exclusions, please check the policy brochure.

Here are the steps to apply for the plan: