తరచుగా అడిగే ప్రశ్నలు
When you take a loan for doctors, you need to pay the doctor loan EMI. It is the fixed amount that you need to pay on a specified date every month. The repayment of this amount continues until you repay your entire loan. Your EMI consists of the principal amount along with the interest accrued on it.
You can repay these funds easily as they are distributed in smaller, convenient amounts across the loan tenure. Bajaj Finance further makes repayment easier by offering doctor loans with the Flexi facility. With Flexi Loans, you just need to pay interest on the amount you borrow.
Learn about doctor loan features
A Doctor Loan EMI Calculator is an effective and easy-to-use online calculator. It helps you compute your loan EMI amount quickly. The calculator also shows the total interest and the full amount (interest + principal) payable separately. You can even check your EMIs over a chosen repayment schedule using the EMI calculator.
The EMI calculator is simple to use. Just enter the total loan amount, the rate of interest and your chosen tenure in months. The calculator will instantly show the EMIs based on the details you provided.
Read about doctor loan fees and charges
డాక్టర్ రుణం ఇఎంఐ క్యాలిక్యులేటర్ ప్రీ-సెట్ గణిత సూత్రం ఆధారంగా పనిచేస్తుంది:
E = P * r * (1+r)^n / ((1+r)^n-1)
ఈ ఫార్ములాలో, వేరియబుల్స్ ఇలా ఉంటాయి:
E = ఇఎంఐ
P = ప్రిన్సిపల్ రుణం
R = వడ్డీ రేటు
N = Repayment tenure (in months)
Before you apply for a loan, you have to decide the loan amount and the repayment tenure. Using the EMI calculator, you can check the EMI estimates for different loan amounts and tenures and find the values that work best for you. This way, you can effectively plan your application for a doctor loan with the loan terms as per your repayment ability.