Published Sep 11, 2025 3 Min Read

Seiko watches under Rs. 20,000 are a great mix of style, accuracy, and strength. They work well for daily wear, office use, parties, travel, or casual outings. Whether you need a watch for work, sports, or special events, Seiko offers reliable designs that suit different tastes and lifestyles.

Discover a wide range of smartwatches at any of Bajaj Finserv’s 1.5 lakh partner stores in 4,000 cities in India. Choose your ideal model, pay with Easy EMIs, and enjoy zero down payment on select deals. Take advantage of hassle-free financing with Bajaj Finserv—check your loan eligibility now and bring home your desired smartwatch without worrying about overspending.

Introduction to Seiko watches under Rs. 20,000

Seiko is a legendary watch brand known for its quality and value. For under Rs. 20,000, you can find excellent watches that are both durable and stylish. A popular choice is the Seiko 5 Sports series, which is famous for its automatic movement. This means the watch is powered by your body's motion, so it never needs a battery. These watches are perfect for daily wear, whether you are at the office or out with friends, and their rugged build and water resistance make them very reliable. The collection offers a wide variety of styles, from classic to sporty, with features like a day and date display to show both the day of the week and the date.

Decided which model you want to buy? Use the Maha Bachat savings calculator to combine dealer offers, brand offers, and Bajaj offers to bring down your purchase cost. Calculate your extra savings today!

Also read: Smartwatches with Wi-fi connectivity 

Key features of Seiko watches under Rs. 20,000

Seiko watches under Rs. 20,000 are celebrated for their exceptional craftsmanship and affordability. Here are some key features that make these timepieces stand out:

FeatureDetails / Benefits
MovementReliable Japanese quartz or automatic movement for accurate timekeeping
Design varietyClassic, sporty, and modern styles for men and women
Build qualityDurable stainless-steel cases with scratch‑resistant mineral or Hardlex glass
Water resistanceTypically 30m to 100m, suitable for daily wear and light water exposure
Strap optionsStainless steel, leather, or silicone straps for comfort and style
Dial readabilityClear layouts, often with luminous hands/markers for low‑light visibility
Calendar functionsDay and/or date display on many models
Power optionsChoice of battery‑powered quartz or self‑winding automatic
VersatilitySuitable for office, casual outings, travel, and special occasions
Value for moneyPremium Seiko craftsmanship at an affordable price point

Also explore a wide range of automatic watches and circle smartwatches to make the best choice.

Best Seiko watches under Rs. 20,000

ModelDescriptionPrice
Seiko Stainless Steel Analog Blue Dial Men’s Watch – SNKP17K1Elegant blue dial with stainless steel case and braceletRs. 17,500
Seiko Leather Analog Men 5 Sports – SRPG71K (Black)Sporty black dial with leather strapRs. 18,000
Seiko Stainless Steel Criteria Chronograph Multi‑Color Dial Women’s Watch – SNDY03P1Multi‑colour chronograph dial with silver stainless steel bandRs. 18,900 

Disclaimer: Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.

Before you decide, explore the latest offers. You may find a great deal on a model that matches your needs.

Tips for choosing the best Seiko watches under Rs. 20,000

Selecting the perfect Seiko watch requires careful consideration of several factors. Below is a practical guide in tabular format to help you make an informed decision:

Know your purpose: Decide if you need it for daily wear, office, sports, travel, or special occasions.

Pick the right movement: Choose quartz for low maintenance or automatic for traditional craftsmanship.

Check water resistance: 30m is fine for daily use; 50m–100m is better for swimming or outdoor activities.

Choose a comfortable strap: Stainless steel for durability, leather for elegance, silicone for sports.

Select the right dial size and style: Match your wrist size and personal style, from classic to sporty.

Look for useful features: Day/date display, luminous hands, chronograph, or dual‑time can add convenience.

Compare value: See which model offers the best mix of design, durability, and features for the price.

Check warranty and service: Ensure it comes with an official Seiko warranty and nearby service support.

Also read: How Bluetooth calling works in a smartwatch

Shop for watches with Bajaj Finserv

Bringing home your preferred watch is now hassle-free with Bajaj Finserv’s flexible financing options. You can also maximise your savings by using the Maha Bachat Savings Calculator—a smart tool that combines brand offers, dealer offers, and EMI offers, all in one place, helping you lower the overall cost while still paying in small, bite-sized instalments. Follow these steps to get started:

  • Explore products on Bajaj Mall: Browse through a wide selection of watches on Bajaj Mall. Compare features to find a model that meets your needs.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.
  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.


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Frequently asked questions

Can I buy watch on EMI?

Yes, you can purchase a watch with Bajaj Finserv's Easy EMI options. If you are an existing user of the Bajaj Finserv EMI Network Card: 
•Explore a variety of watches on Bajaj Mall
•Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person.
•Use your EMI Network Card and avail of Easy EMIs for affordable monthly payments
•Enjoy your new watch on Easy EMIs

If you do not have one, there is no need to worry. Check your Insta EMI Card eligibility and take the first step towards enjoying the affordability and convenience of Easy EMIs.

Can I get an automatic Seiko watch under Rs. 20,000?

Yes, several Seiko watches under Rs. 20,000 feature automatic movement, offering precision and reliability within a budget.

Are Seiko watches under Rs. 20,000 durable?

Absolutely. Seiko watches are known for durability due to their stainless-steel construction, scratch-resistant glass, and water-resistance features.

Which Seiko watch under Rs. 20,000 is best for office wear?

The Seiko Stainless Steel Analog Blue Dial Men’s Watch (SNKP17K1) is a great choice for office wear under Rs. 20,000, offering a sleek design, durable build, and reliable Japanese movement that pairs well with formal and business‑casual outfits.

Which Seiko watch under Rs. 20,000 is best for sports use?

The Seiko 5 Sports SRPG71K is an excellent sports watch under Rs. 20,000. It offers a robust build, 100m water resistance, automatic movement, and a sporty design. It is durable enough for active lifestyles while maintaining the Seiko’s signature style.

Do Seiko watches under Rs. 20,000 come with a warranty?

Yes. Most Seiko watches under Rs. 20,000 come with an official Seiko manufacturer warranty, typically covering 1 to 2 years, which protects against manufacturing defects. Always check the warranty details on the product page or with the seller before purchase.

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Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finserv App to: 

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 

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  • Shop from over 100+ brand partners that offer a diverse range of products and services. 
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  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app. 

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same. 

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