Published Feb 20, 2026 · 4 Min Read

Waterproof smartwatches empower you to maintain your active lifestyle without worrying about liquid damage. These durable gadgets track your health and notifications while you swim, shower, or run in heavy rain. You gain the freedom to transition from the gym to the pool seamlessly. Most modern wearables feature advanced ingress protection ratings to ensure internal circuits remain dry and functional even when you submerge the device in water.


Getting a new smartwatch is now budget-friendly. Simply browse the selection of smartwatches on Bajaj Mall. Alternatively, visit any of Bajaj Finserv’s 1.5 lakh partner stores in 4,000 cities in India. Choose the product that you like and get Easy EMI and zero down payment offers exclusively with Bajaj Finserv’s financing options. Check your loan eligibility and convert the cost of your new smartwatch into Easy EMIs.

What is a waterproof smartwatch?

A waterproof smartwatch is a specialised wearable device that features a sealed chassis to prevent water from entering the internal housing. This type of smartwatch for men and women uses high-quality gaskets and adhesive seals to protect sensitive electronic components. Manufacturers test these devices against specific pressure levels to certify them for activities like swimming or shallow diving. You can use these watches to record your aquatic workouts or simply keep the device on your wrist while you perform daily chores involving water.

Features to look for in a waterproof smartwatch

When you select a smartwatch that features water protection, you should prioritise specific hardware certifications and software tools that enhance your outdoor and underwater experiences.

  • Atmospheric pressure rating: Look for a 5 ATM or 10 ATM rating to ensure the device withstands the pressure of swimming or snorkelling.
  • Ingress protection code: Verify that the watch carries an IP68 rating, which indicates a high level of resistance against dust and prolonged water submersion.
  • Underwater touch lock: This feature prevents the water from triggering accidental screen touches while you swim or exercise in the rain.
  • Swim tracking sensors: Integrated heart rate monitors and stroke counters help you analyse your performance in the pool with high precision.
  • Speaker drainage mode: Specialised acoustic technology uses sound vibrations to expel any trapped water from the speaker and microphone ports after use.

Also read: Bluetooth calling smartwatch

Price list of the top selling waterproof smartwatches in India (February 2026)

The Indian market offers a variety of water-resistant wearables that cater to different budgets while providing essential health tracking and durable construction for everyday use.
 

Model nameWhy should you get thisPrice
Noise ColorFit Pulse 4Offers an affordable entry into water-resistant health trackingRs. 2,499
Samsung Galaxy Watch6Features advanced swimming metrics and a premium AMOLED displayRs. 18,990
Apple Watch SE (2nd Gen)Provides excellent ecosystem integration and 50m water resistanceRs. 26,900
Garmin Forerunner 255Delivers professional-grade durability and detailed multisport analyticsRs. 32,990
Apple Watch Series 9Boasts superior water protection and an extremely bright displayRs. 41,900

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, kindly refer to the official website. 
 

Please note: Easy EMIs are applicable on purchases above Rs. 5,000.


Also read: Circle smartwatch

How to choose the best waterproof smartwatch for you

Finding the ideal smartwatch with waterproof capabilities requires you to evaluate your specific swimming habits and the durability standards required for your preferred sporting activities.

  • Check the depth limit: Choose a 50m rated watch for casual swimming, but opt for a 100m rating if you participate in high-speed water sports.
  • Evaluate the strap material: Select silicone or fluoroelastomer bands because they dry quickly and do not degrade when you expose them to chlorine or salt water.
  • Review battery performance: Ensure the device offers long-lasting power, especially if you plan to use GPS tracking during outdoor open-water swimming sessions.
  • Verify speaker protection: Choose a model with a dedicated water ejection feature to maintain clear audio quality for calls after the watch becomes wet.
  • Assess the design: Pick a round or square dial that feels comfortable on your wrist and does not hinder your swimming stroke or movement.
     

Thinking of buying a new smartwatch?

Before you do that, explore the latest offers from Bajaj Finserv. You may find a great deal on a model that matches your needs.

Get electronics and appliances on Easy EMIs with Bajaj Finserv

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. You can also maximise your savings by using the Maha Bachat Savings Calculator—a smart tool that combines brand offers, dealer offers, and EMI offers, all in one place, helping you lower the overall cost while still paying in small, bite-sized instalments. Follow these steps to get started:

  • Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands on Bajaj Mall. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.
  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Smartwatches by brand:

Samsung SmartwatchOPPO SmartwatchAmazfit SmartwatchFossil Smartwatch
Garmin Watches   

Why use the Maha Bachat Savings Calculator

Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.


1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.

3. Bajaj offers - Unlock exclusive Bajaj Finserv deals on popular products—available only to our customers. More rewards, more value.

4. Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.


Calculate your extra savings today!

FAQs

Can I buy a new smartwatch on EMIs?

Yes, you can easily purchase a new smartwatch with Bajaj Finserv's Easy EMI options. Whether you already have the EMI Network Card or are new to it, here is how you can get started:

If you have the Bajaj Finserv EMI Network Card:

  • Explore smartwatches on Bajaj Mall: Choose from top brands offering models with fitness tracking, bright screens, and health monitoring.
  • Visit a partner store: Check out the latest watches in person at any of 1.5 lakh partner stores across 4,000 cities.
  • Use your EMI Network Card at checkout: Convert the total cost into Easy EMIs that fit your monthly budget.
  • Zero down payment on select models: Bring home your smartwatch without paying anything upfront.


If you do not have an EMI Network Card:

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your favourite smartwatch easily and affordably.


Please note: Easy EMIs are applicable on purchases above Rs. 5,000.

How do I know if my smartwatch is waterproof?

You should check the user manual or the back of the watch case for an IP rating or an ATM value. Ratings like IP68 or 5 ATM indicate the device can handle water submersion. Always confirm these details before you take your smartwatch into a swimming pool or shower.

Which is the most waterproof smartwatch?

The Apple Watch Ultra 2 and specialised Garmin diving watches currently lead the market in water resistance. These models often carry a 10 ATM rating, allowing you to submerge them up to 100 metres. They cater specifically to professional divers and athletes who engage in high-speed water sports across India.

How do I make my smartwatch waterproof?

You cannot manually make a standard smartwatch waterproof if the manufacturer did not design it with internal seals. Attempting to use external covers or sprays usually fails and may void your warranty. If you require water protection, you must purchase a device that already carries an official waterproof certification.

What does IP67 waterproof smartwatch mean?

An IP67 rating means the smartwatch remains protected against dust and can withstand immersion in water up to one metre for 30 minutes. This rating suits accidental splashes or brief drops into water. However, you should not wear an IP67 rated device for active swimming or deep diving sessions.

Can I swim with an IP68 smartwatch?

Yes, you can swim with an IP68 smartwatch in most shallow pools. This rating indicates the device can handle continuous submersion in water deeper than one metre. However, you should avoid high-pressure water or diving unless the manufacturer also specifies a 5 ATM rating or higher for the device.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

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Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.