Budget-Friendly Cooling: Samsung Refrigerators Below Rs. 20,000

Premium features, low on costs. Discover front Samsung refrigerators under Rs. 20,000 offering great performance without emptying your wallet. Learn how to buy yours on Easy EMIs with Bajaj Finserv.
Refrigerators on Easy EMIs
3 min
22-April-2025
Upgrading your home with a reliable refrigerator is essential, especially during summer months when cooling efficiency matters the most. Whether you are replacing an old fridge or buying your first one, affordability plays a key role in decision-making. Samsung refrigerators under Rs. 20,000 offer excellent cooling performance, reduced electricity bills, and stylish designs, making them a smart choice for budget-conscious buyers. Perfect for small kitchens or first-time buyers, these fridges are stylish, durable, and cost-effective.

If you are unsure about which model to go for, browse top-selling Samsung refrigerators on Bajaj Mall. You can also walk into one of the 1.5 lakh Bajaj Finserv partner stores across 4,000 cities to shop. With Easy EMIs, zero down payment on select products, and attractive deals, Bajaj Finserv ensures a seamless and budget-friendly shopping experience.

You can also check your loan eligibility online to know how much you are eligible for—making your shopping experience smoother and budget-friendly.

Overview of Samsung refrigerators under Rs. 20,000

Samsung refrigerators under Rs. 20,000 are ideal for those who want a compact yet feature-rich model for their daily cooling needs. These models are typically single-door, direct-cool fridges designed for to reduce the cost of your electricity bills and are low maintenance. They come with a digital inverter compressor in select models, stabiliser-free operation, and toughened glass shelves that can hold heavy utensils.Explore a wide range of refrigerator options that suit every home and budget.

Key features of Samsung refrigerators under Rs. 20,000

If you are planning to buy a Samsung refrigerator in this price segment, here are the essential features to look out for:

  • Digital inverter technology: Some models include inverter compressors for energy savings and quieter performance.
  • Toughened glass shelves: Durable enough to hold heavy pots and pans, adding to the fridge’s reliability.
  • Stabiliser-free operation: Protects your appliance during voltage fluctuations—a common issue in many Indian households.
  • Anti-bacterial gasket: Keeps your food hygienic and prevents fungal growth inside the fridge.
  • Base stand drawer: Additional storage space for items that don’t require refrigeration.
  • Elegant design: Sleek finish and eye-catching floral patterns to complement modern kitchens.
  • Energy-efficient: Most models come with 3 or 4 Star energy ratings, helping reduce your electricity bills.
Explore more Samsung fridge options with the latest features.

Specifications of Samsung refrigerators under Rs. 20,000

Samsung’s budget refrigerators combine practicality with performance. Below are standard specifications you can expect:

FeatureSpecification
TypeSingle Door
Capacity Range180L – 198L
Cooling TypeDirect Cool
Energy Efficiency3 Star to 4 Star
Shelf TypeToughened Glass
Inverter TechnologyAvailable in select models
Base Stand DrawerYes


You can also check out the best fridge under 20,000 options from other trusted brands.

Top selling Samsung refrigerators under Rs. 20,000 with their price list

Here are some popular Samsung refrigerator models under Rs. 20,000:

ModelPrice
Samsung 183 L 4 Star Single DoorRs. 16,390
Samsung 189 L 5 Star Single DoorRs. 17,490
Samsung 215 L 5 Star Single DoorRs. 19,990
Samsung 192 L 3 Star Single DoorRs. 16,500
Samsung 212 L 5 Star Single DoorRs. 18,800


Please note: Features, availability, and pricing may vary by location and platform. Visit the official brand website or store for the most accurate and updated details.

You can also find the latest offers on all sorts of electronics and home gadgets, including washing machines, to get the best deal.

Buy your Samsung refrigerator with Bajaj Finserv

You can now bring home your Samsung refrigerator without stressing about the cost. With Bajaj Finserv’s financing options, you can repay the cost of your fridge on Easy EMIs. Select models also come with a zero down payment benefit. You can simply check your pre-approved loan offer and walk into the nearest Bajaj Finserv partner store. There, you can pick the Samsung refrigerator that suits your needs and choose a repayment plan that fits your budget at checkout.

Benefits of shopping with Bajaj Finserv

Choosing Bajaj Finserv for your purchases comes with a lot of advantages designed to make your shopping experience budget-friendly.

  • Competitive prices: Access a wide range of products from leading brands at competitive prices, ensuring you get the best value for your money.
  • Easy EMIs: Divide the cost of your purchase into convenient monthly instalments, making even high-value items affordable without straining your finances.
  • Zero down payment offers: On select products, enjoy the benefit of taking home your chosen appliance without paying any amount upfront, easing your immediate financial commitment.
  • Wide accessibility: With a vast network of %$$EMI-storeheft$$% partner stores across %$$EMI-locheft$$% cities in India, finding and purchasing your desired products is convenient and accessible.
  • Free home delivery: For eligible purchases, enjoy the added convenience of free home delivery, ensuring a hassle-free experience from selection to usage.

Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. In case any inconsistencies observed, please click on reach us.

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Frequently asked questions

How to buy refrigerators on EMIs?
Yes, you can purchase a refrigerator with Bajaj Finserv's Easy EMI options.

If you are an existing user of the Bajaj Finserv EMI Network Card:

  • Explore a wide range of TVs on Bajaj Mall.
  • Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person.
  • Use your EMI Network Card and avail of Easy EMIs for affordable monthly payments.
  • Enjoy your new refrigerator on Easy EMIs.
If you do not have a Bajaj Finserv EMI Network Card, start by checking your EMI eligibility and take the first step towards enjoying the affordability and convenience of Easy EMIs.

Do Samsung refrigerators under Rs. 20,000 come with a warranty?
Yes, most models include a 1-year product warranty and up to 10 years on the compressor, depending on the model.

What is the power consumption of a Samsung refrigerator under Rs. 20,000?
Power consumption varies by star rating. A 3 Star Samsung refrigerator may consume around 180-200 units annually.

Do Samsung refrigerators under Rs. 20,000 have inverter technology?
Yes, several Samsung refrigerator models below Rs. 20,000 come with digital inverter compressors for energy efficiency.

What is the average capacity of a Samsung refrigerator under Rs. 20,000?
The average capacity ranges between 180 to 200 litres, ideal for bachelors or families of two to three members.

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