What matters most when buying a new car?
Is it the price, the features, or something else? One cost that often gets overlooked is road tax. This is a mandatory payment made to the government, and it can significantly affect the total amount you spend on your car. While car prices may look similar across different states, the road tax can vary a lot and impact your overall budget.
For instance, in Uttar Pradesh, the road tax can significantly increase the overall cost of your new car. The higher the road tax, the more it adds to your total expenses. This is why it’s important to include it in your car-buying budget. But here’s is a solution for these additional expenses — car loan, with the right financing solution, managing this cost becomes easier.
This is where Bajaj Finserv New Car Loans come in. Our new car loans can cover up to 100% of your new car’s on-road price, which includes road tax. With our new car loans, you can also avail of pre-approved offers that will speed up your loan process. Check your pre-approved new car loan offer and get closer to driving your dream car home.
Read on to learn more about how the Uttar Pradesh road tax affects your car price and how our new car loans can help you cover these expenses.
Uttar Pradesh road tax
When you buy a new car in Uttar Pradesh, you also need to pay a road tax. This is a mandatory fee charged by the state government for using public roads. The amount depends on things like your car’s price, engine size, type, and age. The money collected helps maintain and improve roads across the state.
Have you considered how road tax impacts the total cost of your new car? In Uttar Pradesh, road tax can add a significant amount to your car’s overall cost. That’s why it is important to factor it in while budgeting for your new car. Understanding how road tax is calculated can help you plan your finances better and avoid surprises later.
Uttar Pradesh road tax calculation
In Uttar Pradesh, road tax is based on a few key things. These include the weight of your vehicle, how old it is, and how you plan to use it. Heavier vehicles usually pay more tax. Older vehicles may have different rates because of pollution and emission rules.
The type of use also matters. If your vehicle is for business, you may have to pay more tax than if it’s for personal use.
Other things that affect road tax are:
- The number of seats
- Engine size
- Size of the vehicle (like how long or wide it is)
- Fuel type (cars that run on cleaner fuel often get lower tax rates)
Example:
If you buy a new car with a 1,000 cc engine and it costs Rs. 8 lakh, the road tax may be between 8% and 10% of the car’s price. That means you could pay between Rs. 64,000 and Rs. 80,000 in road tax.
Does this seem like a significant expense? The additional tax can sometimes be an unexpected cost when buying a car. But what if you could finance the total cost of the car, including road tax, with an easy car loan? Curious about how much you could borrow with a Bajaj Finserv New Car Loan to cover these extra expenses? With just a few clicks, you can check your new car loan eligibility and start your journey toward owning your new car today.
Road tax in Uttar Pradesh for new cars
Road tax in Uttar Pradesh can be a big part of your car’s total cost. It’s something every new car buyer should know about. The tax is based on the car’s engine size, price, and type. For example, smaller cars usually have lower tax rates. But bigger cars, like SUVs, often have higher taxes.
Have you thought about these extra costs while planning your car budget?
If you’re looking to buy a new car in Uttar Pradesh, make sure to check the road tax amount before making your final decision. You don’t want to be surprised by this cost after the deal is done. It’s better to plan ahead. You can also explore car loan options that help cover all these costs. That way, buying your dream car becomes easier and stress-free.
The road tax for new private four-wheelers in Uttar Pradesh is based on the vehicle's cost. Below is the breakdown of the tax rates:
| Cost of vehicle | Road tax |
| Up to Rs. 10 lakh | 8% |
| Above Rs. 10 lakh | 10% |
| For Ghaziabad, Noida, Kanpur, Meerut, Agra, etc. | Additional temporary charges of Rs. 1500 |
| For used cars (less than 15-year-old) | Green Tax will be levied, chargeable at time of renewal of registration |
How to pay Uttar Pradesh road tax online?
You no longer need to visit an office to pay road tax in Uttar Pradesh. The Transport Department now lets you pay it online. Here’s how you can do it:
- Go to the official e-Vahan website: https://parivahan.gov.in/ and enter your vehicle details.
- Click on the 'Online Services' section and choose ‘Pay Vehicle Tax’.
- Enter your vehicle registration number and other required details.
- You’ll see your vehicle’s information along with any pending road tax.
- Choose your payment method—debit card, credit card, or net banking.
- Once the payment is done, you will get an online receipt for your records.
This easy online process helps you pay your road tax without leaving your home.
Road tax in Uttar Pradesh plays a significant role in determining the final cost of your new car. While it might seem like a substantial expense, with proper financial planning, it doesn’t have to be a burden. Bajaj Finserv New Car Loans can help by covering up to 100% of your car’s on-road price, including road tax. Check your pre-approved offer now and choose the car that fits your budget and needs.
Ready to move forward? Take a closer look at how road tax and other factors affect the total price of your new vehicle. And if you need financial assistance, check out Bajaj Finserv New Car Loan options today.
