An overview of RGRHCL

2 min read

The Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) was launched in 2000 by the Government of Karnataka. It was created as a special-purpose body to support affordable housing for the economically weaker sections (EWS) of society.

The scheme aims to implement both state and central housing programmes in a coordinated and efficient manner. Through this initiative, people living in both rural and urban parts of Karnataka can gain access to quality housing. So far, over 10 lakh homes have been built under this project, significantly improving the living conditions of many low-income families.

While RGRHCL serves specific income groups in Karnataka, many working professionals across India are now exploring housing finance options to secure their dream homes. If you are considering purchasing a home and need financial assistance, Bajaj Finserv offers competitive rates starting from 7.49%* p.a with loans up to Rs. 15 Crore*. Check your eligibility for a Bajaj Finserv home loan today. You may already be eligible, find out by entering your mobile number and OTP.

Just like any other housing scheme, to become a beneficiary of the programs under RGRHCL, individuals need to meet certain clauses and requirements. Having an idea about the process involved to become a beneficiary helps streamline the process.

What is RGRHCL?

The Rajiv Gandhi Rural Housing Corporation Limited, or RGRHCL, serves to provide affordable housing to EWS in Karnataka. The concerned authority was launched in 2000, and it creates a list of eligible households that could benefit from this housing scheme. Notably, the RGRCHL new list of beneficiaries is approved by the concerned gram sabha.

Homes built under this government-backed housing initiative come with all the basic amenities such as electricity, drinking water, and proper sanitation.

In addition to offering affordable homes, the scheme also provides financial support in the form of home loans, making it easier for eligible applicants to afford a house. This is especially useful for low-income families who may not be able to secure a loan from traditional sources. The houses are built to good standards and are part of the government’s efforts to improve housing access across Karnataka.

Government housing schemes like RGRHCL provide essential support, but they have specific eligibility criteria and limited availability. For those who may not qualify or need immediate housing solutions, exploring private housing finance options can be beneficial. Bajaj Finserv offers flexible home loans with tenure up to 32 years and quick approval within 48 hours*. Check your loan offers with Bajaj Finserv today. You may already be eligible, find out by entering your mobile number and OTP.

Objectives of RGRHCL

The RGRHCL scheme has been introduced by the Government of Karnataka with the following key goals:

  • Provide affordable housing to families from economically weaker sections.

  • Promote the use of eco-friendly, cost-effective building methods, especially in rural areas.

  • Improve the efficiency and transparency of the housing allocation process through the use of technology.

  • Uplift the living standards of citizens across Karnataka by offering safe and secure homes.

  • Offer technical guidance through Nirmithi Kendras (construction resource centres) established by the government.

RGRHCL-housing schemes

These housing schemes come under RGRHCL:

  • Basava Housing Scheme
    This scheme provides housing to homeless beneficiaries who live in rural areas. This scheme offers qualifying applicants up to 85% of raw materials to construct their homes.
  • Devaraj URS Housing Scheme
    Individuals belonging to this special category can avail assistance under this housing scheme. Generally, applicants belonging to these categories can become a beneficiary of this scheme
  • Physically disabled
  • HIV-affected households
  • Leprosy cured
  • Sanitation workers
  • Nomadic tribes
  • Free bonded labourers
  • Windows
  • Transgendered individuals
  • Those affected by riots

The District Committee selects the beneficiaries of this scheme.

  • Dr BR Ambedkar Nivas Yojana
    Dr BR Ambedkar Nivas Yojana is concerned with providing houses to homeless population belonging to rural and urban areas. Under this scheme, the eligible applicants belonging to the Schedule Caste and Schedule Tribe categories are qualified to receive Rs. 1.75 lakh as a subsidy to buy or build a home.

What is Ashraya?

Ashraya is RGRHCL’s official online portal that was launched to simplify applications for affordable housing schemes for residents of Karnataka.

Through this portal, individuals can easily fill up the application form of any housing scheme under RGRHCL. They can also check the RGRHCL status of their application alongside the beneficiary list on this web portal.

This portal also provides information about the current and upcoming housing schemes. One can easily access data about the number of completed houses and land availability for new schemes on the Ashraya portal.

Regardless, to streamline all the processes of RGRHCL, residents of Karnataka should find out all steps involved beforehand. This will minimise confusion and help initiate and complete the Ashraya Yojana processes in no time.

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How to check grant release on the RGRHCL Ashraya Portal

You can follow these simple steps to check the status of grant releases on the Ashraya portal:

  • Visit the Ashraya official website: https://ashraya.karnataka.gov.in/Index_Kan.aspx

  • Click on the ‘Grant Release Report’ under the ‘Reports’ tab.

  • Choose whether your area of residence is Urban or Rural.

  • Select the financial year and week.

  • Enter your Reference Number in the relevant field.

  • Click on ‘View’ to display the grant release details.

 

Basava Vasati Yojana beneficiaries

Those wishing to become a beneficiary of Basava Vasati Yojana affordable housing scheme need to be able to meet the following eligibility criteria.

  • Applicants should be a citizen of Karnataka.

  • Applicants’ annual income must not exceed Rs. 32,000.

Besides these basic criteria, they need to submit a few documents to become a beneficiary of this scheme. Such documents include – proof of age, income, and address, Aadhaar card, and passport size photo.

Process to apply for Basava Vasati Yojana

Individuals can initiate the Basava Vasati Yojana application process online in just a few simple steps. The same are elucidated below

Step 1 - Visit RGRHCL’s official website.

Step 2 - Navigate to the application link and click on it.

Step 3 - You will be redirected to the application form page.

Step 4 - Provide essential details like the applicant’s name, date of birth, gender, contact information, income details, district, village, etc., to fill-up the form.

Step 5 - Scan and upload the required set of documents, including – Aadhaar card, income certificate, etc.

Step 6 - Verify the details and click on the ‘Submit’ button.

Once these steps are completed, a reference ID will be generated. You can use it to check Basava Vasati’s application status. Note that the beneficiary is selected either by the local MLA or by the Gram Panchayat officer.

Objectives of the Basava Vasati Yojana

Basava Vasati Yojana is a housing program launched by the Karnataka government that aims to provide affordable homes to the state’s EWS or economically weaker section.

This initiative’s primary objective is elucidated below:

  • Extend affordable homes to EWS throughout Karnataka.

  • Promote transparency and efficiency in the affordable housing sector and management.

  • Facilitate cost-effective construction techniques in rural areas by strengthening Nirmithi Kendras and other units.

How to check Basava Vasati Yojana beneficiary status?

Check the Basava Vasati Yojana beneficiary status list by following these steps

Step 1 - Visit RGRHCL’s official portal.

Step 2 - Navigate to the top menu and click on ‘Beneficiary Information’.

Step 3 - Select district and acknowledgement number on being redirected to a new page.

After these steps are complete, Basava Vasati Yojana status and beneficiary list will appear on screen.

Besides these, one can also check the details related to the grant release on Ashraya in no time. They would simply have to visit the portal and enter the name of their area. Subsequently, they would have to navigate to ‘Grant Release’ details, select the year, week, and reference number to access the RGRHCL information.

To make it easy for you to get closer to your dream house, apply for home loan up to Rs. 15 Crore*, basis eligibility at a low home loan interest rate with flexible tenor up to 32 years. Minimum documentation required with instant approval.

 

Eligibility criteria for becoming an RGRHCL beneficiary

Here are the key conditions you must meet to apply for housing under the RGRHCL:

  • You must be a permanent resident of Karnataka.

  • You should belong to the Economically Weaker Section (EWS) or Lower Income Group (LIG), as per the income limits notified by the government.

  • You or your family members must not already own a house or a residential plot.

  • The scheme is designed for those who genuinely require housing support, so it’s important that you meet all eligibility conditions.

 

How to apply for RGRHCL

You can apply for RGRHCL by following these steps:

  • Step 1 – Collect required documents: Before starting, gather all the documents needed. This includes identity proof, address proof, income certificates, and any other document as advised by the RGRHCL office.

  • Step 2 – Visit the RGRHCL office: Go to the nearest RGRHCL office in your district. The officials there will assist you with the application process and provide the required forms.

  • Step 3 – Fill in the application form: Complete the form carefully with correct information. Check all the details to avoid any errors or delays.

  • Step 4 – Submit your application: Hand in your filled form and documents to the office. Keep a copy of everything for your records.

  • Step 5 – Await verification: After submission, RGRHCL officials will verify your information and may inspect your residence to confirm your eligibility.

  • Step 6 – Confirmation: If approved, you will receive a confirmation letter stating that you’ve been selected as a beneficiary. This letter will also explain what to do next.

 

Documents required for RGRHCL application

Here’s a list of documents you will generally need when applying for RGRHCL:

  • Proof of identity: Any government-issued ID such as Aadhaar card, voter ID, or PAN card.

  • Proof of residence: Utility bill, ration card, or rental agreement that verifies your current address.

  • Income certificate: Issued by a local authority to confirm your income falls under EWS or LIG category.

  • Property ownership proof (if any): If you own land or property, provide sale deeds or property registration papers.

  • Photographs: Passport-sized photos to be attached with the application.

Note: Document requirements may vary depending on the latest guidelines. Always refer to the official website or local RGRHCL office for the most accurate and updated information.

 

 

How to log into the RGRHCL portal

To log into the RGRHCL portal, follow these steps:

  • Go to the official website: ashraya.karnataka.gov.in

  • Click on the ‘Login’ button.

  • You will be redirected to a new login page.

  • Select your district from the dropdown list.

  • Click on ‘Proceed’.

  • Enter your username, password, and the captcha code shown.

  • Click on ‘Login’ to access your account.

 

 

How to check your RGRHCL beneficiary status online

You can track your RGRHCL application status online by following these steps:

  • Visit the RGRHCL website: Head to the official RGRHCL portal and go to the 'Beneficiary Status' section.

  • Enter your details: Fill in your application number or registered mobile number in the relevant fields.

  • View the status: Once submitted, your current status will appear on screen. You’ll see whether your application is under process, approved, or rejected.

It’s recommended to regularly check your status online. If there are any delays or issues, contact your district RGRHCL office to seek clarification or support.

 

Rajiv Gandhi Rural Housing Corporation Limited: Contact details

Contact detail

Information

Contact numbers

91-080-22106888 / 91-080-23118888

Fax

91-080-22247317

E-mail

rgrhcl@nic.in

Office address

Kaveri Bhawan, 9th Floor, C & F Block, K.G. Road, Bengaluru – 560 009

 

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Frequently asked questions

Can I check the RGRHCL beneficiary status online?

Yes, you can check the RGRHCL beneficiary status online by visiting the official website (ashraya.karnataka.gov.in) and entering your beneficiary code.

What are the contact details of Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL)?

Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) is located at Cauvery Bhavan, 9th Floor, C & F Block, K. G. Road, Bengaluru - 560 009. Contact: 080-22106888, 080-23118888.

What is the CM 1 lakh housing scheme under RGRHCL?

The CM 1 lakh housing scheme under RGRHCL aims to provide one lakh multi-story apartments to economically weaker sections in Karnataka. Eligible candidates can apply online, and the selection is done via a public lottery.

What is the full form of RGRHCL?

The full form of RGRHCL is Rajiv Gandhi Rural Housing Corporation Limited. It is a housing programme initiated by the Government of Karnataka to support economically weaker families by offering them affordable housing solutions in both urban and rural areas. The scheme also promotes eco-friendly construction methods and offers financial support to make homeownership easier for eligible residents.