RGRHCL – Rajiv Gandhi Rural Housing Corporation Karnataka Guide 2026

RGRHCL is Karnataka's executing arm for rural housing — it coordinates between the central PMAY-G framework and the state's Basava Vasati Yojana to ensure rural Karnataka families receive housing assistance. Understanding how RGRHCL works, how to check beneficiary status, and how RGRHCL-assisted housing connects to home loan financing helps rural Karnataka residents access both government support and formal credit.

This page covers:

• What RGRHCL is and its mandate
• Key schemes managed by RGRHCL
• RGRHCL Basava Vasati Yojana — overview and assistance amount
• Who is eligible for RGRHCL housing assistance
• How to check RGRHCL beneficiary list and status
• How to check RGRHCL fund release (amount release) status
• Documents required for RGRHCL application
• How to contact RGRHCL
• How RGRHCL housing assistance connects to home loan supplementation

Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) is a Karnataka state government corporation established specifically to plan, finance, and implement rural housing schemes for the state's rural and semi-urban population. It functions as the state's nodal agency for:

• The Basava Vasati Yojana — Karnataka's own rural housing scheme providing financial assistance for construction of pucca houses to eligible Below Poverty Line (BPL) families
• Pradhan Mantri Awaas Yojana-Gramin (PMAY-G) — the central government's rural housing scheme implemented through RGRHCL in Karnataka
• The earlier Indira Awaas Yojana (IAY) — the predecessor to PMAY-G, many of whose beneficiaries are still tracked through RGRHCL's system
• Other state and centrally sponsored rural housing programmes

RGRHCL's operational portal is at rgrhcl.kar.nic.in, which serves as the management information system for sanctioned, under-construction, and completed houses across Karnataka's talukas.

1. Basava Vasati Yojana

Karnataka's flagship state rural housing scheme, providing additional financial assistance to supplement PMAY-G for eligible beneficiaries. The scheme specifically targets SC/ST families, bonded labourers, and BPL households. The combination of PMAY-G central assistance and Basava Vasati state supplement is intended to ensure the total amount is sufficient for constructing a basic pucca house in Karnataka's rural cost environment.

2. PMAY-G (Pradhan Mantri Awaas Yojana-Gramin) in Karnataka

RGRHCL implements Karnataka's PMAY-G allocations, managing:

• Beneficiary identification (through SECC 2011 data and Awaas+)
• Sanction of houses
• Fund transfer order (FTO) generation
• Monitoring construction through geo-tagged photographs
• Reporting to the Ministry of Rural Development

Karnataka's PMAY-G allocation has included both plain area rates (Rs. 1.20 lakh per house) and hilly area rates (Rs. 1.30 lakh) depending on the district.

The eligibility assessment uses SECC (Socio-Economic Caste Census) 2011 data as the baseline, updated through the Awaas+ 2024 self-survey for households missed in the original survey.

Via AwaasSoft (central PMAY-G portal):

1. Visit https://pmayg.nic.in/
2. Navigate to 'Stakeholders' > 'IAY/PMAYG Beneficiary'
3. Enter your Registration Number or search by District, Block, and Gram Panchayat with Karnataka as the state

4. Your house sanction status, FTO history, and fund release details will display

   
   

Via RGRHCL portal:

1. Visit https://rgrhcl.kar.nic.in/ (or the current Karnataka rural housing portal)
2. Navigate to 'Beneficiary Details' or 'Scheme Status'
3. Select the scheme (Basava Vasati or PMAY-G), district, taluka, and Gram Panchayat
4. View the beneficiary list for your area

For checking whether the financial assistance has been released to your bank account:

1. Visit pmayg.nic.in and log in as a beneficiary using your PM Kisan registration number (if PMAY-G linked) or use the beneficiary search
2. Check the FTO (Fund Transfer Order) section — it shows each instalment, the FTO date, and credit status
3. For Basava Vasati state supplement, the RGRHCL portal or your local Gram Panchayat office will have release records

For FTO rejection issues (wrong bank details, Aadhaar mismatch), contact the BDO (Block Development Officer) in your area.

• Aadhaar cards of all family members
• SECC 2011 survey ID or Awaas+ registration acknowledgement
• BPL certificate or ration card (PHH/AAY category)
• Caste certificate (for SC/ST priority cases)
• Land ownership document confirming the plot for construction belongs to the applicant
• Bank passbook (Aadhaar-seeded) for DBT
• MGNREGS job card (for convergent benefits)

Corporate office: Rajiv Gandhi Rural Housing Corporation Limited, Bengaluru

Portal: rgrhcl.kar.nic.in

District offices: RGRHCL operates through district-level offices in each of Karnataka's 31 districts. Contact details for specific district offices are available on the RGRHCL portal.

For grievances related to PMAY-G specifically, the AwaasSoft grievance module and the PM Kisan helpline (155261 / 1800-115-526) can also be used.

RGRHCL's assistance (Rs. 1.20-1.30 lakh under PMAY-G plus potential Basava Vasati supplement) covers basic rural construction costs in many Karnataka districts. Families wanting a larger, better-specification home, or those building in peri-urban areas where construction costs run higher, may supplement RGRHCL assistance with a home loan.

Bajaj Housing Finance offers home loans from 7.25% p.a.* p.a.* with amounts up to Rs. Rs. 15 Crore* and tenures up to 32 years years for eligible Karnataka applicants. For rural property buyers, this can bridge the gap between government housing assistance and the full cost of construction. Check your eligibility today.