realme continues to be one of the strongest players in the Rs. 20,000 smartphone segment in India in 2026. The brand offers a wide range of 5G phones that focus on performance, battery life, display quality, and everyday usability, making them suitable for different types of users. For users who want smooth performance and gaming-ready power, models like the realme P3 Pro 5G, P1 Speed 5G, and 70 Turbo 5G stand out. They deliver fast app loading, stable gameplay, and fluid scrolling, making them ideal for multitaskers and mobile gamers. If display quality matters more, phones such as the realme 12+ 5G and X7 Pro 5G offer vibrant AMOLED screens that enhance streaming, browsing, and social media use.
Battery-focused users are well covered too. Smartphones like the realme 15x 5G, Narzo 90 5G, and P4x 5G are designed for long hours of use, making them perfect for travel, work-from-phone users, and heavy content consumption. For camera-focused buyers, options like the realme 12 5G and realme 13 5G offer high-resolution sensors that work well for social media photography and casual content creation. Overall, realme phones under Rs. 20,000 balance features and value effectively, giving users reliable 5G smartphones tailored to modern needs without stretching their budget.
List of realme 5G smartphones under Rs. 20,000
1. realme P3 Pro 5G
Designed for power users who want durability and long battery life, the realme P3 Pro 5G is ideal for gamers, binge-watchers, and outdoor users. Its large AMOLED display, reliable Snapdragon performance, and strong water and dust‑resistance make it a dependable daily driver for heavy use without worrying about charging or rough conditions.
Specification
|
Details
|
Display
|
6.83-inch AMOLED, 120Hz
|
Chipset
|
Snapdragon 7s Gen 3
|
RAM/Storage
|
8GB / 128GB
|
Cameras (Rear)
|
50MP + 2MP
|
Front Camera
|
16MP
|
Battery/Charging
|
6,000 mAh, up to 80 W
|
Price
|
Rs. 19,999
|
2. realme X7 Pro 5G
Built for performance enthusiasts and mobile photographers, the realme X7 Pro 5G shines in speed, display smoothness, and camera versatility. It is a great pick for users who multitask heavily, shoot high-quality photos and videos, and want a lightweight phone with fast charging for all-day productivity.
Specification
|
Details
|
Display
|
6.55-inch Super AMOLED, 120Hz
|
Chipset
|
MediaTek Dimensity 1000+
|
RAM/Storage
|
8GB/128GB
|
Cameras (Rear)
|
64MP + 8MP + 2MP + 2MP
|
Front camera
|
32MP
|
Battery/Charging
|
4,500 mAh, 65 W
|
Price
|
Rs. 19,999
|
3. realme 15x 5G
The realme 15x 5G is made for users who value endurance above all else. With a massive battery and balanced performance, it’s perfect for travellers, students, and professionals who need a phone that lasts multiple days while still handling daily apps, streaming, and casual photography with ease.
Specification
|
Details
|
Display
|
6.8-inch HD+
|
Chipset
|
MediaTek Dimensity 6300
|
RAM/Storage
|
8GB/128GB
|
Cameras (Rear)
|
50MP
|
Front Ccamera
|
50MP
|
Battery/Charging
|
7,000 mAh
|
Price
|
Rs. 19,999
|
4. realme Narzo 90 5G
A practical choice for everyday users, the realme Narzo 90 5G focuses on reliability, battery life, and smooth performance. It suits users upgrading to 5G who want a no‑nonsense smartphone for calls, social media, video streaming, and work apps without paying a premium.
Specification
|
Details
|
Display
|
6.57-inch FHD+
|
Chipset
|
MediaTek Octa‑core
|
RAM/Storage
|
8GB/128GB
|
Cameras (Rear)
|
50MP
|
Front camera
|
Not specified
|
Battery/Charging
|
7,000 mAh
|
Price
|
Rs. 18,994
|
5. realme 13 5G
The realme 13 5G is ideal for users who want sharp visuals and extra storage at an affordable price. Its Full HD+ display and dependable performance make it well‑suited for entertainment, online learning, and content consumption, while expandable storage adds long‑term flexibility.
Specification
|
Details
|
Display
|
6.72-inch FHD+ LCD
|
Chipset
|
MediaTek Dimensity 6300
|
RAM/Storage
|
8GB/256GB
|
Cameras (Rear)
|
50MP + 2MP
|
Front camera
|
16MP
|
Battery/Charging
|
5,000 mAh
|
Price
|
Rs. 18,979
|
6. realme 12+ 5G
Targeted at multimedia lovers, the realme 12+ 5G combines a vibrant AMOLED display with a versatile camera system. It is great for users who enjoy photography, video streaming, and gaming, while fast charging and a refined design make it a strong all‑rounder under Rs. 20,000.
Specification
|
Details
|
Display
|
6.67-inch FHD+ AMOLED, 120Hz
|
Chipset
|
MediaTek Dimensity 7050
|
RAM/Storage
|
8GB/128GB
|
Cameras (Rear)
|
50MP + 8MP + 2MP
|
Front camera
|
16MP
|
Battery/Charging
|
5,000 mAh, 67 W
|
Price
|
Rs. 19,980
|
7. realme 70 Turbo 5G
The realme 70 Turbo 5G is built for speed‑focused users and mobile gamers. With a fast OLED display and a performance‑centric chipset, it delivers smooth gameplay and app switching. It is best suited for users who want performance flair and modern design at a lower price point.
Specification
|
Details
|
Display
|
6.67-inch FHD+ OLED, 120Hz
|
Chipset
|
MediaTek Dimensity 7300 Energy
|
RAM/Storage
|
6GB/128GB
|
Cameras (Rear)
|
50MP
|
Front camera
|
Not specified
|
Battery/Charging
|
5,000 mAh, 45 W
|
Price
|
Rs. 16,990
|
8. realme P1 Speed 5G
Aimed at users who want fast performance with a premium screen, the realme P1 Speed 5G balances power, display quality, and software features. It is a solid choice for multitaskers, gamers, and users who prefer a smooth AMOLED experience without stretching their budget.
Specification
|
Details
|
Display
|
6.67-inch FHD+ AMOLED, 120Hz
|
Chipset
|
MediaTek Dimensity 7300 Energy
|
RAM/Storage
|
8GB/128GB
|
Cameras (Rear)
|
50MP + 2MP
|
Front camera
|
16MP
|
Battery/Charging
|
5,000 mAh
|
Price
|
Rs. 17,998
|
9. realme 12 5G
The realme 12 5G stands out for users who prioritise camera resolution and smooth visuals. With a high‑resolution main camera and a fast refresh rate display, it is well‑suited for social media creators, casual photographers, and users upgrading from older 4G devices.
Specification
|
Details
|
Display
|
6.72-inch FHD+ LCD, 120Hz
|
Chipset
|
MediaTek Dimensity 6100+
|
RAM/Storage
|
8GB/128GB
|
Cameras (Rear)
|
108MP + 2MP
|
Front camera
|
8MP
|
Battery/Charging
|
5,000 mAh
|
Price
|
Rs. 17,999
|
10. realme P4x 5G
Built for heavy users who need storage and stamina, the realme P4x 5G is ideal for work‑from‑phone users and media hoarders. Its large battery and ample internal storage make it reliable for long hours of use, while modern software keeps the experience smooth.
Specification
|
Details
|
Display
|
6.72-inch FHD+
|
Chipset
|
MediaTek Dimensity 7400 Ultra
|
RAM/Storage
|
8GB/256GB
|
Cameras (Rear)
|
50MP + 2MP
|
Front camera
|
8MP
|
Battery/Charging
|
7,000 mAh
|
Price
|
Rs. 19,499
|
realme 5G smartphones under Rs. 20,000 - Price list in India
realme offers a range of smartphones under Rs. 20,000 that balance performance, features, and affordability. These price points make it easier for users to enjoy 5G connectivity, smooth displays, capable cameras, and large batteries without stretching their budget. Each model delivers practical value for daily use and entertainment.
SKU Name
|
Price
|
realme P3 Pro 5G
|
Rs. 19,999
|
realme X7 Pro 5G
|
Rs. 19,999
|
realme 15x 5G
|
Rs. 19,999
|
realme Narzo 90 5G
|
Rs. 18,994
|
realme 13 5G
|
Rs. 18,979
|
realme 12+ 5G
|
Rs. 19,980
|
realme 70 TURBO 5G
|
Rs. 16,990
|
realme P1 Speed 5G
|
Rs. 17,998
|
realme 12 5G
|
Rs. 17,999
|
You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Bring down the cost of electronics and appliances by combining brand discounts, dealer offers, and EMI deals—all in one place. Calculate your extra savings now!
Explore realme 5G phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv
Bajaj Mall is the best online destination for you to read about all the details, features, and specs of the realme 5G phone. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the realme 5G phone you want. Check your eligibility and submit your basic details to get an instant loan offer. Now, you can choose a convenient repayment tenure and purchase the product on Easy EMIs.
Benefits of shopping with Bajaj Finserv
- Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.
- Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.
- No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.
- Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.
- Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.
- Free home delivery: Enjoy the added benefit of free delivery on select products, making your shopping journey even more seamless.
Explore more on realme mobile phones
realme Note series
realme C series
realme GT series
realme P series
realme Q series
realme Neo series
realme Narzo series phones
realme V series
realme X series
Other realme phones