Best realme 5G Phones under Rs. 20,000 in India (2026)

Explore the best realme phones under Rs. 20,000 in 2026, offering powerful performance, 5G, and feature-rich experiences.
Best realme 5G Phones under Rs. 20,000 in India (2026)
3 mins
2nd February 2026

realme has built a strong reputation in India for offering feature-rich smartphones at competitive prices. In 2026, its lineup under Rs. 20,000 continues to deliver solid performance, modern design, and reliable 5G connectivity. These phones are made for users who want speed, smooth visuals, and long battery life without paying flagship prices. From powerful processors to high refresh rate displays, realme focuses on features that improve everyday use. Whether it is scrolling through social media, streaming videos, attending online classes, or playing games, these smartphones handle daily tasks with ease. Many models also offer fast charging and large batteries, reducing the need to recharge often.

realme’s Rs, 20,000 range is designed for different lifestyles. Some phones prioritise performance and gaming. Others focus on battery backup, storage, or camera quality. This variety makes it easier for buyers to choose a phone that matches their needs. With competitive pricing and practical features, realme phones under Rs. 20,000 remain a smart choice for Indian users in 2026. If you are planning to buy a new phone, you can easily explore your options in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.

realme 5g phones under Rs. 20,000 - List with models and specification

realme continues to be one of the strongest players in the Rs. 20,000 smartphone segment in India in 2026. The brand offers a wide range of 5G phones that focus on performance, battery life, display quality, and everyday usability, making them suitable for different types of users. For users who want smooth performance and gaming-ready power, models like the realme P3 Pro 5G, P1 Speed 5G, and 70 Turbo 5G stand out. They deliver fast app loading, stable gameplay, and fluid scrolling, making them ideal for multitaskers and mobile gamers. If display quality matters more, phones such as the realme 12+ 5G and X7 Pro 5G offer vibrant AMOLED screens that enhance streaming, browsing, and social media use.

Battery-focused users are well covered too. Smartphones like the realme 15x 5G, Narzo 90 5G, and P4x 5G are designed for long hours of use, making them perfect for travel, work-from-phone users, and heavy content consumption. For camera-focused buyers, options like the realme 12 5G and realme 13 5G offer high-resolution sensors that work well for social media photography and casual content creation. Overall, realme phones under Rs. 20,000 balance features and value effectively, giving users reliable 5G smartphones tailored to modern needs without stretching their budget.

List of realme 5G smartphones under Rs. 20,000

1. realme P3 Pro 5G

Designed for power users who want durability and long battery life, the realme P3 Pro 5G is ideal for gamers, binge-watchers, and outdoor users. Its large AMOLED display, reliable Snapdragon performance, and strong water and dust‑resistance make it a dependable daily driver for heavy use without worrying about charging or rough conditions.

Specification

Details

Display

6.83-inch AMOLED, 120Hz

Chipset

Snapdragon 7s Gen 3

RAM/Storage

8GB / 128GB

Cameras (Rear)

50MP + 2MP

Front Camera

16MP

Battery/Charging

6,000 mAh, up to 80 W

Price

Rs. 19,999


2. realme X7 Pro 5G

Built for performance enthusiasts and mobile photographers, the realme X7 Pro 5G shines in speed, display smoothness, and camera versatility. It is a great pick for users who multitask heavily, shoot high-quality photos and videos, and want a lightweight phone with fast charging for all-day productivity.

Specification

Details

Display

6.55-inch Super AMOLED, 120Hz

Chipset

MediaTek Dimensity 1000+

RAM/Storage

8GB/128GB

Cameras (Rear)

64MP + 8MP + 2MP + 2MP

Front camera

32MP

Battery/Charging

4,500 mAh, 65 W

Price

Rs. 19,999


3. realme 15x 5G

The realme 15x 5G is made for users who value endurance above all else. With a massive battery and balanced performance, it’s perfect for travellers, students, and professionals who need a phone that lasts multiple days while still handling daily apps, streaming, and casual photography with ease.

Specification

Details

Display

6.8-inch HD+

Chipset

MediaTek Dimensity 6300

RAM/Storage

8GB/128GB

Cameras (Rear)

50MP

Front Ccamera

50MP

Battery/Charging

7,000 mAh

Price

Rs. 19,999


4. realme Narzo 90 5G

A practical choice for everyday users, the realme Narzo 90 5G focuses on reliability, battery life, and smooth performance. It suits users upgrading to 5G who want a no‑nonsense smartphone for calls, social media, video streaming, and work apps without paying a premium.

Specification

Details

Display

6.57-inch FHD+

Chipset

MediaTek Octa‑core

RAM/Storage

8GB/128GB

Cameras (Rear)

50MP

Front camera

Not specified

Battery/Charging

7,000 mAh

Price

Rs. 18,994


5. realme 13 5G

The realme 13 5G is ideal for users who want sharp visuals and extra storage at an affordable price. Its Full HD+ display and dependable performance make it well‑suited for entertainment, online learning, and content consumption, while expandable storage adds long‑term flexibility.

Specification

Details

Display

6.72-inch FHD+ LCD

Chipset

MediaTek Dimensity 6300

RAM/Storage

8GB/256GB

Cameras (Rear)

50MP + 2MP

Front camera

16MP

Battery/Charging

5,000 mAh

Price

Rs. 18,979


6. realme 12+ 5G

Targeted at multimedia lovers, the realme 12+ 5G combines a vibrant AMOLED display with a versatile camera system. It is great for users who enjoy photography, video streaming, and gaming, while fast charging and a refined design make it a strong all‑rounder under Rs. 20,000.

Specification

Details

Display

6.67-inch FHD+ AMOLED, 120Hz

Chipset

MediaTek Dimensity 7050

RAM/Storage

8GB/128GB

Cameras (Rear)

50MP + 8MP + 2MP

Front camera

16MP

Battery/Charging

5,000 mAh, 67 W

Price

Rs. 19,980


7. realme 70 Turbo 5G

The realme 70 Turbo 5G is built for speed‑focused users and mobile gamers. With a fast OLED display and a performance‑centric chipset, it delivers smooth gameplay and app switching. It is best suited for users who want performance flair and modern design at a lower price point.

Specification

Details

Display

6.67-inch FHD+ OLED, 120Hz

Chipset

MediaTek Dimensity 7300 Energy

RAM/Storage

6GB/128GB

Cameras (Rear)

50MP

Front camera

Not specified

Battery/Charging

5,000 mAh, 45 W

Price

Rs. 16,990


8. realme P1 Speed 5G

Aimed at users who want fast performance with a premium screen, the realme P1 Speed 5G balances power, display quality, and software features. It is a solid choice for multitaskers, gamers, and users who prefer a smooth AMOLED experience without stretching their budget.

Specification

Details

Display

6.67-inch FHD+ AMOLED, 120Hz

Chipset

MediaTek Dimensity 7300 Energy

RAM/Storage

8GB/128GB

Cameras (Rear)

50MP + 2MP

Front camera

16MP

Battery/Charging

5,000 mAh

Price

Rs. 17,998


9. realme 12 5G

The realme 12 5G stands out for users who prioritise camera resolution and smooth visuals. With a high‑resolution main camera and a fast refresh rate display, it is well‑suited for social media creators, casual photographers, and users upgrading from older 4G devices.

Specification

Details

Display

6.72-inch FHD+ LCD, 120Hz

Chipset

MediaTek Dimensity 6100+

RAM/Storage

8GB/128GB

Cameras (Rear)

108MP + 2MP

Front camera

8MP

Battery/Charging

5,000 mAh

Price

Rs. 17,999


10. realme P4x 5G

Built for heavy users who need storage and stamina, the realme P4x 5G is ideal for work‑from‑phone users and media hoarders. Its large battery and ample internal storage make it reliable for long hours of use, while modern software keeps the experience smooth.

Specification

Details

Display

6.72-inch FHD+

Chipset

MediaTek Dimensity 7400 Ultra

RAM/Storage

8GB/256GB

Cameras (Rear)

50MP + 2MP

Front camera

8MP

Battery/Charging

7,000 mAh

Price

Rs. 19,499


realme 5G smartphones under Rs. 20,000 - Price list in India

realme offers a range of smartphones under Rs. 20,000 that balance performance, features, and affordability. These price points make it easier for users to enjoy 5G connectivity, smooth displays, capable cameras, and large batteries without stretching their budget. Each model delivers practical value for daily use and entertainment.

SKU Name

Price

realme P3 Pro 5G

Rs. 19,999

realme X7 Pro 5G

Rs. 19,999

realme 15x 5G

Rs. 19,999

realme Narzo 90 5G

Rs. 18,994

realme 13 5G

Rs. 18,979

realme 12+ 5G

Rs. 19,980

realme 70 TURBO 5G

Rs. 16,990

realme P1 Speed 5G

Rs. 17,998

realme 12 5G

Rs. 17,999


You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Bring down the cost of electronics and appliances by combining brand discounts, dealer offers, and EMI deals—all in one place. Calculate your extra savings now!


Explore realme 5G phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv

Bajaj Mall is the best online destination for you to read about all the details, features, and specs of the realme 5G phone. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the realme 5G phone you want. Check your eligibility and submit your basic details to get an instant loan offer. Now, you can choose a convenient repayment tenure and purchase the product on Easy EMIs.

Benefits of shopping with Bajaj Finserv

 

  1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.
  2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.
  3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.
  4.  Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.
  5. Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.
  6. Free home delivery: Enjoy the added benefit of free delivery on select products, making your shopping journey even more seamless.

Explore more on realme mobile phones

realme 15x 5G

realme 11 se

realme 8s 5G

realme 15 Pro Plus

realme 10 se

realme 8i

realme 15 Pro 5G

realme 10 Pro Plus 5G

realme 6s

realme 14x

realme 10 Pro 5G

realme 5i

realme 14 Pro Lite

realme 10

realme 5 pro

realme 13x

realme 9s

realme 4 pro

realme 13 Pro 5G

realme 9i 5G

realme 3i

realme 13

realme 9 Pro Plus

realme 3

realme 12 Plus

realme 9 Pro 5G

realme 2 Pro

realme 12 Lite

realme 9

realme 2

realme 11X 5G

 

 

realme Note series

realme Note 60x

realme Note 50

realme note 9

realme C series

realme C75

realme C51S

realme c17

realme C67 4G

realme C35

realme C15

realme C63 5G

realme C32

realme c3s

realme C57

realme c26

realme c3i

realme C56

realme c20a

realme c3

realme C55

realme c20

realme c1

realme GT series

realme GT 7

realme GT 5 pro

realme GT 4

realme GT 6T

realme GT 5

realme GT 3 Pro 5G

realme P series

realme P3x 5G

realme P2 Pro 5G

realme P1

realme P3 Ultra

realme P2 5G

 

realme Q series

realme q7 pro

realme q3t

realme q2i

realme q6 pro

realme q3s

realme q2 pro

realme q5x

realme q3i

realme q1

realme q5i

realme q3 pro

realme q

realme q5

 

 

realme Neo series

realme Neo 8

realme Neo 7 Pro

realme Neo 7

realme GT Neo 6 Lite

realme GT Neo 6

realme GT NEO 4T

realme GT Neo 2

realme gt neo5 lite

realme gt neo 2t


realme Narzo series phones

realme Narzo 80 Ultra

realme Narzo 70 Curve

realme Narzo 20

realme Narzo 70x 5G

realme Narzo 70

realme narzo 11

realme Narzo 70x

realme narzo 60i

realme Narzo 10a

realme narzo 70i

realme narzo 60a

realme narzo 10

realme Narzo 70 Turbo

realme Narzo 30A

realme narzo 9i

realme Narzo 70 Pro

realme narzo 30 pro

 

realme V series

realme V60s

realme v3

realme v20

realme V60 Pro

realme v25

realme v15

realme V60

realme v23i

realme v13

realme V50s

realme v23

realme v11s

realme v5

realme v21

realme v11

realme v30

 

 

realme X series

realme XT

realme x2 pro

realme x pro

realme X7 5G

realme X2

realme x lite

realme x3 pro

 

 

Other realme phones

realme u2

realme race

realme gt flash

realme u1

realme gt2s pro

realme flash

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2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

What makes realme 5G phones under Rs. 20,000 special?

realme 5G phones under Rs. 20,000 offer strong performance, long-lasting batteries, smooth displays, and 5G connectivity. They deliver a balanced mix of speed, multitasking, and entertainment features at an affordable price. You can shop for the realme phones on Easy EMIs using the Bajaj Finserv Insta EMI Card. Check your eligibility and preapproved limit in just a few simple steps and make the purchase easy on your pocket.

Can I expect good camera quality from realme 5G phones under Rs. 20,000?

Yes. Most models feature 50MP+ cameras, capable night mode, and versatile photography options. They are ideal for casual photography, video, and social media content.

Do realme 5G phones support fast charging?

Yes. Several models come with 45 W–67 W fast charging, allowing quick power-ups for extended usage without long waits.

Are there any realme 5G models with high refresh rate displays under Rs. 20,000?

Yes. Many devices feature 120Hz AMOLED or OLED screens, offering smooth scrolling, better gaming experiences, and vibrant visuals for media and apps.

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