Pregnancy Complications Cover

Overview:

Several health-related complications can take place during a pregnancy. These maternity complications may need prompt medical attention and also incur high expenditure. Get insurance for conditions like Ectopic Pregnancy and Gestational Diabetes with Pregnancy Complications Cover from Bajaj Finserv.

Features & Benefits
High Sum Insured

You can get coverage up to Rs. 50,000 for just Rs. 499 per annum.
Coverage For Hospitalization

The maternity complications insurance can be availed for expenses like:

1. Pre-hospitalization
2. Hospitalization
3. Medication
4. Doctor’s fee
Multiple Payment Options

You can pay your premiums easily with multiple options available such as online account transfers, UPI, Mobile Wallets, Credit Cards or Debit Cards.
What Is Covered?

Gestational Diabetes: The diagnosis must be confirmed by a laboratory and a clinical confirmation of pregnancy induced diabetes is also required.

Ectopic Pregnancy: The diagnosis must be confirmed by Ultrasound or CT Scan.

Check out more details on what is insured under the Pregnancy Complications Cover by Bajaj Finserv.
Hospitalization Expenses

Expenses up to Rs. 50,000 for the specified pregnancy complications.
Diagnostic Tests

Charges of diagnostic tests before or during hospitalization.
Doctor’s Fees

Doctor’s fees before, during and after hospitalization.
Medication

Cost of medicines bought before, during and after hospitalization.
Medical Expenses

Medical expenditure incurred 15 days before and after hospitalization due to the specified pregnancy complications.
Treatment Charges

These charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.
Hospital Room Rent

This coverage includes daily hospital room rent up to Rs. 1000 per day for Normal Room & Rs. 2000 per day for ICU. All other charges will be in accordance with the room rent restriction.
What Is Not Covered?
Hospitalization Within First 30 Days

The insurance for complications during pregnancy is not applicable if the insured person is hospitalized due to maternity complications within the first 30 days of the policy period.
Hospitalization For Other Reasons

This policy is not valid for any other condition, except treatment or hospitalization due to the specified maternity complications.
To read the full list of exclusions, please download the policy brochure here.

How to Apply?

You can apply for the pregnancy complications insurance policy online in 3 easy steps. Just log on to our website, type out the information required in the online application form and then proceed to make the premium payment.