Aditya Birla Health Insurance - Pregnancy Complications Cover at Rs. 499
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium Rs. 499
Get cover against medical expenses up to the sum insured arising out of gestational diabetes, ectopic pregnancy, and other pregnancy complications.
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Diagnostic tests coverage
Get coverage for diagnostic test charges for gestational diabetes and ectopic pregnancy as confirmed by ultra-sound or CT scan.
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Medical expenses
Covers medical expenses, such as diagnostic tests, medication, and doctor fees incurred 15 days before and after hospitalisation due to the specified maternity complications.
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Daily Room Rent
Covers daily room rent up to Rs. 1000 per day for normal rooms and Rs. 2000 per day for ICU.
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No documents to buy the policy
When buying a Pocket Insurance policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Pregnancy Complications Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 55 years
Documents required
No documents are required to buy the policy.
Simply provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Pregnancy Complications Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 499 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Pregnancy Complications Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation cover | Covers hospitalisation expenses for gestational diabetes and ectopic pregnancy |
| Diagnostic tests | Covers diagnostic tests for gestational diabetes and ectopic pregnancy confirmed by ultra-sound or CT scan |
| Medical expenses | Covers expenses 15 days before and after hospitalisation |
| Treatment charges | Covers treatment charges such as ICU expenses, transfusion charges, doctor’s fees, and medication costs |
| Room rent | Daily room rent up to Rs. 1000 per day for normal and Rs. 2000 per day for ICU |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness is covered |
| Illness other than specified under policy | Any illness other than those specified under this policy are not covered |
| Any other treatment or hospitalisation | Does not cover any treatment or hospitalisation other than specified maternity complications |
| Waiting period | Illnesses detected before 30 days from the purchase of policy are not covered |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Pregnancy Complications Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of the Pregnancy Complications Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The Pregnancy Complications Cover is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance. It provides financial support for maternity expenses arising from pregnancy complications that require hospitalisation.
Pregnancy is one of the most sensitive periods of personal health for both the mother and child. However, it can also result in unforeseen complications that require immediate medical attention. This treatment can be expensive, but the Pregnancy Complications Cover provides the necessary financial support. It helps in managing the hospitalisation expenses in the event of complications during pregnancy.
You can contact the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
The policy provides coverage for hospitalisation expenses for the treatment of pregnancy-related complications. It includes pre-, post-, and in-patient hospitalisation. Also, get coverage for medical expenses, medication costs, diagnostic tests, and room costs.
The Pregnancy Complications Cover policy has a wide range of exclusions, which include 30 days waiting period, illnesses other than those specified under the policy, and any pre-existing medical ailments. Check the complete list of exclusions in the policy document.
