Once the OnePlus 16 becomes available in India, Bajaj Finance will offer two ways to convert its purchase into affordable monthly payments. Both options are available at 1.5 lakh partner stores across 4,000 cities in India.
| Option | Limit | Key features |
|---|
| Bajaj Finance Insta EMI Card | Pre-approved card limit up to Rs. 3 lakh | Zero annual fee; 3 months to 60 months tenure; works at 1.5 lakh partner outlets; 1 million+ eligible products |
| Bajaj Finance Easy EMI Loan | Loan limit up to Rs. 5 lakh | Quick loan approval; 3 months to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value smartphone purchase in a single transaction.
What would buying a OnePlus phone on EMI look like?
Rohan, a 29-year-old software engineer in Bengaluru, is upgrading from a 4-year-old phone and wants a flagship camera and display without waiting for the unreleased OnePlus 16. He picks the OnePlus 15 (12GB RAM, 256GB storage) at Rs. 85,999 and opts for a 24-month Bajaj Finance Easy EMI Loan at Croma, Bengaluru, since it is a single high-value purchase rather than a repeat one across categories. His monthly EMI works out to approximately Rs. 3,583 (illustrative figure, based on straight division of the purchase price — excludes interest, processing fees, and other charges).