Niva Bupa Health Plus Plan is an optimal health policy that secures you from medical expenses arising from health emergencies, personal accidents, and critical illness. Overall, this plan is cost-effective and reliable, coupled with all the smart features you may want to secure yourself against unforeseen medical contingencies.
Niva Bupa Health Plus Plan offers in-patient hospital expenses which include:
• Room Rent/Boarding and Nursing Expenses
• ICU Rent/ Boarding and Nursing Expenses
• Fees of Medical Practitioner, Surgeon, Anesthetist, Nurses and Specialist Doctor
• Operation theatre charges, Anesthesia, surgical appliances, diagnostic tests, medicines, blood, oxygen and cost of prosthetic and other devices or equipment if implanted internally like pacemaker during a surgical process
This plan covers hospital accommodation charges up to 2% of the sum insured.
In this plan, the insurer can get the ICU charges covered, double the room rent charges per day.
Day-care treatments refer to those medical treatments and procedures that need Hospitalisation, but not for more than 24-hours. All the costs incurred such treatments are also covered under this policy up to the sum assured.
You will also get the Pre-Hospitalisation and Post-Hospitalisation cover up to the sum insured, including doctor's consultation, diagnostics tests, medicines, drugs, and consumables. All the expenses are done 30 days before hospitalising and 60 days after discharge. These charges can be claimed as reimbursement only.
If in case, you are not hospitalised, and all your treatments are done at home, then all those expenses are also covered in this plan. Some individuals prefer their treatment to be done at home rather than in a hospital. On the other hand, some doctors also advise staying at home for the treatment.
Medical Expenses incurred for an organ donor's treatment for harvesting the organ donated are covered under the policy up to the sum assured.
The policy covers ambulance expenses needed to transfer the insured following an emergency to the nearest hospital. These expenses are paid up to Rs. 1000 per Hospitalisation.
|Niva Bupa Health Plus Plan|
|Insurer Name||Niva Bupa Health Insurance Company Ltd|
|Entry Age||Minimum Entry Age: 18 years
Maximum Entry Age: 60 years
|Sum Insured||Rs. 1 lakh – Rs. 10 lakh|
|Premium Starting from (Rs.)||Rs. 1199|
The following mandatory documents will be needed to purchase the policy
Collect below mentioned relevant document in original from the hospital and submit them to us within 15 days of discharge from the hospital
BFL Helpline Number: – 08698010101
Niva Bupa Helpline Number: – 1860-500-8888
E-mail – email@example.com
Mailing address:Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
*For claim related issues, please refer to your policy document or certificate of insurance (COI).
Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to several factors such as the age of insured, lifestyle habits, health, etc. (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance, and any claims post-sale. This product provides insurance coverage under Niva Bupa Health Insurance Company Limited under license Product Name: Health Plus, Product UIN: NBHHLGP22157V032122. UIN No.: NB/SS/CA/2021-22/386. Please refer to the insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.
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