Niva Bupa Health Plus Plan is an optimal health policy that secures you from medical expenses arising from health emergencies, personal accidents, and critical illness. Cost-effective and reliable, this plan comes with all the smart features you need to secure yourself against unforeseen medical contingencies.
Niva Bupa Health Plus Plan covers in-patient hospital expenses which include:
• Room rent/ boarding and nursing expenses
• ICU rent/ boarding and nursing expenses
• Fees of the medical practitioner, surgeon, anaesthetist, nurses and specialist doctor
• Charges for the operation theatre, anaesthesia, surgical appliances, diagnostic tests, medicines, blood, oxygen, and the cost of prosthetics and other devices or equipment if implanted internally, like a pacemaker, during a surgical process
This plan covers up to 2% of the sum insured hospital accommodation charges.
The insurer can get the ICU charges covered in this plan and up to double the room rent charges per day.
Daycare treatments refer to those medical treatments and procedures that need hospitalisation, but not for more than 24 hours. All the costs incurred for such treatments are also covered under this policy up to the sum assured.
You will also get the pre-hospitalisation and post-hospitalisation cover up to the sum insured, including doctor's consultation, diagnostics tests, medicines, drugs, and consumables. This includes all the expenses incurred 30 days before hospitalisation and 60 days after discharge. These charges can be claimed as reimbursement only.
This plan also covers all the expenses if you are not hospitalised and get your treatments done at home instead. Some individuals prefer receiving treatment at home rather than at a hospital. On the other hand, some doctors also advise staying at home for the treatment.
Medical expenses incurred for an organ donor's treatment for harvesting the organ donated are covered under the policy up to the sum assured.
The policy covers ambulance expenses needed to transfer the insured individual following an emergency to the nearest hospital. These expenses are paid up to Rs. 1,000 per hospitalisation.
|Niva Bupa Health Plus Plan|
|Insurer name||Niva Bupa Health Insurance Company Ltd|
|Entry age||Minimum entry age: 18 years
Maximum entry age: 60 years
|Policy term||One year|
|Sum insured||Rs. 1 lakh – Rs. 10 lakh|
|Premium starting from||Rs. 1199|
The following mandatory documents will be needed to purchase the policy
With the Niva Bupa Health Plus Plan, you can avail the benefit of cashless treatment at one of 5000+ network hospitals by following the process below:
Collect the relevant documents mentioned below in original from the hospital and submit them to the insurer within 15 days of discharge from the hospital.
Initial waiting period: 30 days
Pre-existing waiting period: 48 months
Refer to the policy document to know more about exclusions in detail.
BFL helpline number: 08698010101
Niva Bupa Helpline Number: 1860-500-8888
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
*For claim related issues, please refer to your policy document or certificate of insurance (COI).
Conditions apply. This product is offered under the Group Insurance scheme, wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner insurance company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to several factors such as the age of the insured, lifestyle habits, health, etc. (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance, and any claims post-sale. This product provides insurance coverage under Niva Bupa Health Insurance Company Limited under license Product Name: Health Plus, Product UIN: NBHHLGP22157V032122. UIN No.: NB/SS/CA/2021-22/386. Please refer to the insurer's website for policy wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.
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