Janmashtami, the joyous festival celebrating Lord Krishna's birth, calls for grand celebrations filled with devotion, decorations, and festivities. From organising pujas and decorating your home to hosting community events, the expenses for this special occasion can quickly add up. To ensure you celebrate without financial stress, a Bajaj Finserv Personal Loan can be your ideal solution. With quick approvals, flexible repayment options, and competitive interest rates, managing your Janmashtami expenses has never been easier.
✅ Check your pre-approved loan offer in Anand with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Why choose Bajaj Finserv Personal Loan during Janmashtami
Janmashtami is a time for togetherness and celebration, but the associated costs can sometimes strain your budget. Bajaj Finserv Personal Loan offers a seamless way to manage these expenses while ensuring that your festive spirit remains undampened.
Here are the key reasons to choose Bajaj Finserv Personal Loan during Janmashtami:
- Instant approval and fast disbursal: Get your loan approved instantly and funds disbursed within 24 hours*, ensuring you can plan your celebrations without delay.
- High loan amount: Borrow up to Rs. 55 lakh to cover all your festival-related expenses, whether it is for home décor, organising events, or travel.
- Flexible repayment options: Choose a repayment tenure of up to 96 months, allowing you to repay the loan at your convenience.
- No collateral required: Enjoy the benefits of an unsecured loan without pledging any assets.
Eligibility criteria for personal loan this Janmashtami
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Documents required for personal loan this Janmashtami
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
To check your eligibility instantly, use the personal loan eligibility calculator.
Interest rate on personal loan this Janmashtami
Bajaj Finance offers competitive interest rates to ensure affordability, starting at just 10%*. For more details, visit the personal loan interest rate page.
Benefits of personal loans this Janmashtami
A Bajaj Finserv Personal Loan offers several advantages, making it the perfect choice for managing your Janmashtami expenses:
- High loan amount: Borrow up to Rs. 55 lakh to cover all your festive needs.
- Flexi Hybrid Term Loan: Pay interest-only EMIs for the first 24 months, reducing your monthly outflow initially.
- Flexible repayment tenure: Choose a repayment plan of up to 96 months, allowing you to customise your EMI schedule.
- Quick disbursal: Access funds within 24 hours* of approval.
- No collateral required: Enjoy the convenience of an unsecured loan.
Whether you are planning home décor, organising puja ceremonies, or travelling to celebrate with family, Bajaj Finserv Personal Loan ensures you have the financial freedom to enjoy the festivities.
How to apply for personal loan this Janmashtami
Applying for our personal loan is quick and convenient. Follow these simple steps:
- Click on 'Apply' on this page and enter your mobile number and OTP to check your offer.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Conclusion
Janmashtami is a time to celebrate joy and devotion with your loved ones. Bajaj Finserv Personal Loan ensures that financial constraints do not hold you back from making the most of this festive season. With features like instant approval, high loan amounts, and flexible repayment options, you can focus on creating memories without worrying about expenses.
Apply now and make this Janmashtami truly special with Bajaj Finance.
