Published Sep 10, 2025 4 Min Read

Introduction

Navratri is a time of joy, devotion, and celebration. From decorating your home to hosting grand festivities or even expanding your business to meet festive demand, the financial needs during this auspicious occasion can be significant. What if you could unlock the value of your property to meet these expenses? Bajaj Finserv Loan Against Property offers the perfect solution, providing high-value funding with attractive features to ensure your celebrations are stress-free. Your property is your greatest asset. This Navratri, turn it into a financial resource to fund your dreams. With loan amounts of up to Rs. 10.50 crore, affordable interest rates, and quick disbursal within 72 hours* of approval, Bajaj Finance ensures you can focus on celebrating while they take care of your financial needs.

 

Why choose a loan against property for Navratri celebrations?

A loan against property is one of the most reliable and flexible financial solutions for managing big-ticket expenses. Here are the key benefits of choosing Bajaj Finserv Loan Against Property:

  • High-value funding: Avail loans of up to Rs. 10.50 crore to cover all your festive expenses, whether it is lavish home décor, hosting large family gatherings, or scaling up your business for the festive season.
  • Affordable interest rates: Enjoy competitive interest rates starting at just 8%* p.a., ensuring your repayment remains manageable.
  • Flexible usage: Use the funds for any purpose, including home renovations, festive shopping, business expansion, or even debt consolidation.
  • Flexible repayment tenure: Choose repayment terms of up to 15 years, allowing you to plan your EMIs conveniently.

Bajaj Finserv Loan Against Property is designed to empower you with financial freedom while ensuring that your Navratri celebrations are grand and memorable. Get a loan of up to Rs. 10.50 crore with flexible repayment options and celebrate Navratri stress-free.


How to get a Bajaj Finserv Loan Against Property?

Step-by-step guide to applying for a loan against property

  1. Click on “APPLY” button on this page.
  2. Enter your 10 digit mobile number and OTP.
  3. Fill in the application form with your Personal Details, Business/Employment/Professional details, Property details and proceed.
  4. Enter your loan amount that you need, choose from our three loan variants- Flexi term loan, Flexi Hybrid Term Loan, and Term loan.
  5. Choose the repayment tenure - You can select tenure option of 12 month to 180 month and click on proceed.

 

Special features of Bajaj Finserv Loan Against Property

Bajaj Finserv Loan Against Property stands out because of its unique and customer-friendly features. Here is what makes it an ideal choice for your Navratri financial needs:

  • High loan amount: Avail loans of up to Rs. 10.50 crore, depending on your property’s valuation and eligibility.
  • Competitive interest rates: Enjoy attractive rates starting at 8%* p.a., ensuring affordable repayment.
  • Loan options: Choose from Flexi Hybrid, Flexi Term, and Term Loans to suit your financial preferences.
  • Interest-only EMIs: Pay interest-only EMIs during the initial tenure, reducing your financial burden.
  • Minimal documentation: The application process is simple and requires minimal paperwork, making it quick and hassle-free.

Leverage your property this festive season—get competitive interest rates on our loan against property.

 

Conclusion

This Navratri, let your property work for you. Bajaj Finserv Loan Against Property offers high-value funding, attractive interest rates, and flexible repayment options to ensure your festive expenses are managed seamlessly. Whether you are looking to upgrade your home, host grand celebrations, or expand your business, this financial solution is designed to meet your needs.

Your requirement

Frequently asked questions

Are there any special interest rates on loan against property for Navratri?

Yes, some lenders offer special interest rates on loan against property during festivals like Navratri. These festive offers help you access higher funds at lower EMIs, making celebrations more affordable and joyous.

How much loan can I get against my property?

Lenders typically offer 50–80% of the property’s market value, depending on income, credit score, and repayment capacity.




 

Is the loan disbursal process faster during Navratri?

Yes, many lenders speed up the loan disbursal process during Navratri with festive offers, quicker approvals, and simplified documentation, ensuring borrowers get funds faster to meet their celebration needs.




 

Do property loan offers during Navratri include top-up loan options?

Yes, many lenders provide special property loan offers during Navratri, which may also include convenient top-up loan options for extra funds to cover festive expenses, business needs, or celebrations.

Show More Show Less

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

·      Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

·      Explore and apply for co-branded credit cards online.

·      Invest in fixed deposits and mutual funds on the app.

·      Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.

·      Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.

·      Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on easy EMIs.

·      Shop from over 100+ brand partners that offer a diverse range of products and services.

·      Use specialised tools like EMI calculators, SIP Calculators

·      Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000