Dhanteras marks the beginning of the Diwali festivities and is traditionally considered an auspicious day for making new investments and purchases. In India, it symbolises prosperity, wealth, and good fortune — making it an ideal occasion to take important financial decisions. If you’re planning to buy property, expand your business, or consolidate debts, the Bajaj Finserv Loan Against Property Dhanteras Offer 2025 can help you fulfil your goals with ease.
With attractive loan against property interest rates, minimal documentation, and quick disbursal, Bajaj Finserv empowers individuals and business owners to make the most of this festive season. Whether it’s to fund your dream home, education, or business expansion, this festive offer ensures financial flexibility with long-term benefits.
What is a loan against property and how does it work?
A loan against property is a secured loan where you pledge your residential, commercial, or industrial property as collateral to avail funds. Unlike personal loans, a loan against property allows you to leverage the value of your property while still retaining ownership and usage rights. Once the property is evaluated, the lender approves a loan amount—usually up to 70–80% of the property’s market value. The amount can be used for various purposes such as business expansion, home renovation, higher education, or medical emergencies. You then repay the loan in affordable EMIs over a flexible tenure, making it a convenient way to unlock liquidity without selling your asset. To plan better, you can use the loan against property EMI calculator and estimate your monthly outgo.
What is the loan against property Dhanteras offer from Bajaj Finance?
This Dhanteras, Bajaj Finance brings exclusive festive offers on its loan against property, designed to help borrowers achieve their financial goals effortlessly. Customers can enjoy:
- Low loan against property interest rates
- Quick approval and disbursal
- Minimal documentation
- Flexible repayment tenures
- High-value loan amounts of up to Rs. 10.50 Crore*
These special festive offers are available for a limited period, making Dhanteras 2025 the perfect time to apply. You can apply for a loan against property online in just a few minutes through the Bajaj Finserv website or app.
Why is Dhanteras the perfect time to apply for a loan against property?
- Auspicious timing: Dhanteras is associated with wealth and prosperity, making it an ideal day to start new financial ventures.
- Festive offers: Lenders provide attractive festive offers and reduced interest rates during this period.
- High approval chances: NBFCs and banks often ease eligibility requirements during festivals.
- Quick disbursal: Faster processing ensures you receive funds promptly to make timely investments or purchases.
- Financial readiness: The funds help manage festive expenses, property purchases, or business growth without straining your savings.
Eligibility criteria for Bajaj Finserv Loan Against Property
- Nationality: You must be an Indian citizen residing in India with property in a city we operate in.
- Age: Minimum age: 25 years (18 years for non-financial property owners)
Maximum age: 85 years (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity.
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure. - CIBIL Score: A CIBIL Score of 700 or higher is ideal to get an approved loan against property.
- Occupation: Salaried, self-employed professionals like doctors, and self-employed non-professionals are eligible to apply.
How to apply for the Bajaj Finserv Loan Against Property?
- Click on “APPLY” button on this page.
- Enter your 10 digit mobile number and OTP.
- Fill in the application form with your Personal Details, Business/Employment/Professional details, Property details and proceed.
- Enter your loan amount that you need, choose from our three loan variants- Flexi term loan, Flexi Hybrid Term Loan, and Term loan.
- Choose the repayment tenure - You can select tenure option of 12 month to 180 month and click on proceed.
Our representative will guide you on the next steps
Conclusion
Dhanteras is synonymous with prosperity and new beginnings, and the Bajaj Finserv Loan Against Property Dhanteras Offer 2025 adds a financial advantage to the festivities. By availing of this loan, you can unlock the potential of your property to fund significant milestones — from expanding your business to purchasing a new home. With low loan against property interest rates, flexible repayment options, and seamless digital processing, Bajaj Finserv ensures that your Dhanteras is both auspicious and financially rewarding.
Make this Dhanteras the start of your journey toward financial growth and stability — Get loan of up to Rs. 10.50 Crore* against your property within 72 hours* of the approval and experience the joy of festive prosperity!
