Kidney Stones Cover


The costs of diagnosis, consultation, medication and treatment for kidney stones can be quite high. Get covered against these expenses with Kidney Stones Cover, from Bajaj Finserv.

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  • High Coverage Limit

    High Coverage Limit

    Get coverage up to Rs. 50,000 for just Rs. 499 per annum

  • Coverage for hospitalization expenses

    Coverage for hospitalization expenses

    Get coverage for all medical expenses incurred due to kidney stones. You can get coverage for expenses related to:

    1. Pre-hospitalization
    2. Hospitalization
    3. Medication
    4. Doctor’s fee

  • Multiple payment options

    Multiple payment options

    You can easily pay your premiums via multiple options, such as online account transfers, UPI, Mobile Wallets, Credit Cards or Debit Cards.

  • What is covered?

    Under the Kidney Stones Cover by Bajaj Finserv, here’s what will be covered:

  • Hospitalization Expenses

    Hospitalization Expenses

    Expenses up to Rs. 50,000/- for specified ailment

  • Diagnostic tests

    Diagnostic tests

    Costs for diagnostic tests during or before hospitalization.

  • Doctor’s fees

    Doctor’s fees

    Expenses for doctor’s fees during, before and after hospitalization.

  • Medications


    Expenses for medications during, before and after hospitalization.

  • Medical expenses incurred

    Medical expenses incurred

    All medical expenses incurred 15 days before and after hospitalization.

  • Treatment charges

    Treatment charges

    Treatment charges, which include room rental, ICU, transfusion, doctor fees, medicines and tests.

  • Daily Room Rent

    Daily Room Rent

    Daily Room Rent up to Rs. 1000/- per day for Normal and Rs. 2000 per day for ICU. All other charges are in accordance with the room rent restriction.

  • What is Not Covered?

    Here’s a lowdown on expenses or losses that are not covered under Kidney Stones Cover:

  • Hospitalization within first 30 days

    Hospitalization within first 30 days

    If the insured person is hospitalized due to kidney stone within a period of 30 days, for the commencement of the Period of Cover

  • Hospitalization within first 30 days

    Hospitalization for other conditions

    Hospitalization for any other condition, apart from kidney stones.

  • Pre-existing conditions

    Pre-existing conditions

    Pre-existing condition for kidney stone.

How To Apply?

Applying for Kidney Stones Cover is easy. All you have to do is log on to our website, fill out the online application form, make the premium payment, and you’re done!

How To Claim?

You can lodge a claim by contacting us through one of the following ways:
• E-mail -
• Toll free number - 1800-270-7000

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”