Kidney Stones Insurance Cover

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Kidney stones are one of the most common diseases affecting people today. The costs of consultation, diagnosis, and medication for the treatment of kidney stones can be expensive. Get covered against these expenses with Kidney Stones Insurance Cover, from Bajaj Finserv.

 

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Plan Details

Here are the details of this plan.

  • High Coverage Limit

    High coverage limit

    Get coverage up to Rs. 50,000 for just Rs. 499 per annum

  • Coverage for hospitalization expenses

    Coverage for hospitalisation expenses

    Get coverage for all medical expenses incurred due to Kidney Stone treatment.
    You can get coverage for expenses related to:

    1. Pre-hospitalisation
    2. Hospitalization
    3. Medication
    4. Doctor’s fee

  • Multiple payment options

    Multiple payment options

    You can easily pay your premiums via multiple options, such as online account transfers, UPI, mobile wallet, credit card or debit card.

  • What’s Covered

    Here’s what’s covered under the Kidney Stones insurance Cover by Bajaj Finserv.

  • Hospitalization Expenses

    Hospitalisation expenses

    Expenses up to Rs. 50,000/- for the specified ailment.

  • Diagnostic tests

    Diagnostic tests

    Costs for diagnostic tests undertaken during or before hospitalisation.

  • Doctor’s fees

    Doctor’s fees

    Expenses for doctor’s fees during, before and after hospitalisation.

  • Medications

    Medications

    Expenses for medications during, before and after hospitalisation.

  • Medical expenses incurred

    Medical expenses incurred

    All medical expenses incurred 15 days before and after hospitalisation.

  • Treatment charges

    Treatment charges

    Treatment charges, which include room rental, ICU, transfusion, doctor fees, medicines and tests.

  • Daily Room Rent

    Daily room rent

    Daily Room Rent up to Rs. 1000/- per day for normal and Rs. 2000 per day for ICU rooms. All other charges are in accordance with the room rent restriction.

  • What’s Not Covered

    Here’s what’s not covered in this plan.

  • Hospitalization within first 30 days

    Hospitalisation within the first 30 days

    If the insured individual is hospitalised due to Kidney Stone within 30 days of purchasing the cover.

  • Hospitalization within first 30 days

    Hospitalisation for other conditions

    Hospitalisation for any other condition, apart from Kidney Stones.

  • Pre-existing conditions

    Pre-existing conditions

    Pre-existing condition for Kidney Stone.

How To Apply

Here’s how you can apply for this cover.

  • Fill in the online application form with basic details such as name, date of birth, and mobile number
  • Authenticate your purchase by entering the OTP received on your registered phone number
  • Complete the purchase by paying the premium via mobile wallet, credit card/debit card, mobile wallet, or any other preferred mode of payment.

How To Lodge A Claim

You can lodge a claim by contacting us through one of the following ways:
• E-mail - care.healthinsurance@adityabirlacapital.com
• Call on our toll-free number - 1800-270-7000

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”