Kidney Stones Insurance Cover

Kidney stones are one of the most common diseases affecting people today. The costs of consultation, diagnosis, and medication for the treatment of kidney stones can be expensive. Get covered against these expenses with Kidney Stones Insurance Cover, from Bajaj Finserv.

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Plan Details

Here are the details of this plan.

• 

  High coverage limit

  Get coverage up to Rs. 50,000 for just Rs. 499 per annum

• 

  Coverage for hospitalisation expenses

  Get coverage for all medical expenses incurred due to Kidney Stone treatment.
  You can get coverage for expenses related to:
  
  1. Pre-hospitalisation
  2. Hospitalization
  3. Medication
  4. Doctor’s fee

• 

  Multiple payment options

  You can easily pay your premiums via multiple options, such as online account transfers, UPI, mobile wallet, credit card or debit card.

• What’s Covered

  Here’s what’s covered under the Kidney Stones insurance Cover by Bajaj Finserv.

• 

  Hospitalisation expenses

  Expenses up to Rs. 50,000/- for the specified ailment.

• 

  Diagnostic tests

  Costs for diagnostic tests undertaken during or before hospitalisation.

• 

  Doctor’s fees

  Expenses for doctor’s fees during, before and after hospitalisation.

• 

  Medications

  Expenses for medications during, before and after hospitalisation.

• 

  Medical expenses incurred

  All medical expenses incurred 15 days before and after hospitalisation.

• 

  Treatment charges

  Treatment charges, which include room rental, ICU, transfusion, doctor fees, medicines and tests.

• 

  Daily room rent

  Daily Room Rent up to Rs. 1000/- per day for normal and Rs. 2000 per day for ICU rooms. All other charges are in accordance with the room rent restriction.

• What’s Not Covered

  Here’s what’s not covered in this plan.

• 

  Hospitalisation within the first 30 days

  If the insured individual is hospitalised due to Kidney Stone within 30 days of purchasing the cover.

• 

  Hospitalisation for other conditions

  Hospitalisation for any other condition, apart from Kidney Stones.

• 

  Pre-existing conditions

  Pre-existing condition for Kidney Stone.

Here’s how you can apply for this cover.

• Fill in the online application form with basic details such as name, date of birth, and mobile number
• Authenticate your purchase by entering the OTP received on your registered phone number
• Complete the purchase by paying the premium via mobile wallet, credit card/debit card, mobile wallet, or any other preferred mode of payment.