Kidney Stones Insurance Cover

The costs of diagnosis, consultation, medication and treatment for kidney stones can be quite high. Get covered against these expenses with Kidney Stones Cover, from Bajaj Finserv.

• 

  High Coverage Limit

  Get coverage up to Rs. 50,000 for just Rs. 499 per annum

• 

  Coverage for hospitalization expenses

  Get coverage for all medical expenses incurred due to kidney stones. You can get coverage for expenses related to:
  
  1. Pre-hospitalization
  2. Hospitalization
  3. Medication
  4. Doctor’s fee

• 

  Multiple payment options

  You can easily pay your premiums via multiple options, such as online account transfers, UPI, Mobile Wallets, Credit Cards or Debit Cards.

• What is covered?

  Under the Kidney Stones Cover by Bajaj Finserv, here’s what will be covered:

• 

  Hospitalization Expenses

  Expenses up to Rs. 50,000/- for specified ailment

• 

  Diagnostic tests

  Costs for diagnostic tests during or before hospitalization.

• 

  Doctor’s fees

  Expenses for doctor’s fees during, before and after hospitalization.

• 

  Medications

  Expenses for medications during, before and after hospitalization.

• 

  Medical expenses incurred

  All medical expenses incurred 15 days before and after hospitalization.

• 

  Treatment charges

  Treatment charges, which include room rental, ICU, transfusion, doctor fees, medicines and tests.

• 

  Daily Room Rent

  Daily Room Rent up to Rs. 1000/- per day for Normal and Rs. 2000 per day for ICU. All other charges are in accordance with the room rent restriction.

• What is Not Covered?

  Here’s a lowdown on expenses or losses that are not covered under Kidney Stones Cover:

• 

  Hospitalization within first 30 days

  If the insured person is hospitalized due to kidney stone within a period of 30 days, for the commencement of the Period of Cover

• 

  Hospitalization for other conditions

  Hospitalization for any other condition, apart from kidney stones.

• 

  Pre-existing conditions

  Pre-existing condition for kidney stone.

• For the full list of exclusions, please download the policy brochure here.

Applying for Kidney Stones Cover is easy. All you have to do is log on to our website, fill out the online application form, make the premium payment, and you’re done!