Published Mar 12, 2026 · 4 Min Read

Income Tax Returns (ITR) filing is an essential financial responsibility for every taxpayer. With the Assessment Year (AY) 2026-27 approaching, ensuring that you download the correct ITR form is crucial for accurate tax filing. The Income Tax Department provides these forms in both PDF and XML formats, catering to diverse user needs. This article offers a detailed step-by-step guide to downloading ITR forms while discussing how Bajaj Finance Fixed Deposit can help you make the most of your refunds or surplus income.

What are the steps to download ITR 1, 2, 3, 4, and 5 forms from the Income Tax site?

Downloading ITR forms from the official Income Tax website is simple and user-friendly. Follow the steps below:

  1. Visit the official Income Tax e-Filing portal: Navigate to www.incometax.gov.in
  2. Log in using your credentials: Enter your PAN, password, and captcha code.
  3. Go to the ‘Downloads’ section: Click on the ‘Downloads’ tab available on the homepage.
  4. Select the applicable ITR form: Choose the form based on your income type and category (e.g., ITR-1 for salaried individuals, ITR-4 for professionals).
  5. Download the form: Select the format you prefer—PDF or XML—and save it to your device.

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Income Tax Form FY 2025-26 (AY 2026-27) PDF download

The Income Tax Department provides ITR forms in PDF format for easy offline access and filing. Depending on your income source, you can choose the correct form from the list below:


Form NameApplicability
ITR-1Salaried individuals, pensioners, and income from one house property
ITR-2Individuals and HUFs with income from capital gains and more than one house property
ITR-3Individuals and HUFs having income from business or profession
ITR-4Presumptive income scheme for professionals and businesses
ITR-5Firms, LLPs, and associations

You can download all the forms from the Income Tax Website: https://www.incometax.gov.in/iec/foportal/


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How to download XML files for ITR?

XML files are required for online ITR filing as they contain structured data for seamless submission. Here is how you can download XML files for ITR:


 

  1. Log in to the e-Filing portal: Visit www.incometax.gov.in and log in using your PAN and password.
  2. Navigate to the ‘Downloads’ section: Click on the ‘Downloads’ tab.
  3. Select the relevant ITR form and format: Choose the form applicable to your income type and download the XML file.
  4. Generate pre-filled XML data: If filing online, download the pre-filled XML file from the portal using the ‘My Account’ section.
  5. Save the file: Store the XML file securely on your device for further use.


 

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6 Ways to E-verify Income Tax Return

After filing your Income Tax Return (ITR), it must be verified to complete the filing process. The Income Tax Department provides several electronic verification methods that allow taxpayers to confirm their returns instantly without sending a physical copy of ITR-V to the department.

ITR verification via Aadhaar-based OTP

You can verify your ITR using an OTP sent to the mobile number linked with your Aadhaar card. After selecting the Aadhaar OTP option on the e-filing portal, enter the received OTP to complete verification instantly and confirm the return submission.

ITR verification via net banking

Taxpayers can also e-verify their ITR through their net banking account. After logging into the bank’s net banking portal, select the income tax e-filing option, access the e-verify return section, and confirm the verification directly on the portal.

ITR verification via bank account

ITR can be verified through a pre-validated bank account linked to the e-filing portal. Once you choose this option, an Electronic Verification Code (EVC) is sent to your registered mobile number and email, which must be entered to complete verification.

ITR verification via Demat account

If your Demat account is pre-validated on the income tax portal, you can generate an Electronic Verification Code (EVC) through it. The code is sent to your registered contact details and can be used to verify the return online.

ITR verification via bank ATM

Some banks also allow ITR verification through their ATMs. You can generate an EVC using your debit card at the bank’s ATM and then enter the code on the income tax e-filing portal to complete the verification process.

 

How to Download your Previous Years' ITR?

You can easily download your previous years’ Income Tax Return (ITR) acknowledgement from the Income Tax e-filing portal. By accessing the “View Filed Returns” section, taxpayers can locate and download the acknowledgement receipt for any earlier assessment year.

Steps to download previous years’ ITR:

  • Log in to the Income Tax e-filing portal using your PAN and password.
  • Go to e-File > Income Tax Returns > View Filed Returns.
  • Select the relevant assessment year from the list.
  • Click the Download Receipt option to download the ITR-V acknowledgement.
     

Why choose Bajaj Finance Fixed Deposit for surplus income?

Tax filing is just the beginning of financial planning. Whether you are expecting a refund, have surplus income, or missed tax-saving opportunities this year, Bajaj Finance Fixed Deposit is a reliable investment option to grow your wealth.

 

Key benefits of Bajaj Finance Fixed Deposit:

  • Competitive interest rates: Earn up to 7.30% p.a. for senior citizens and up to 6.95% p.a. for others below 60 years of age.
  • Flexible tenures: Choose from tenures ranging from 12 to 60 months to suit your financial goals.
  • High safety ratings: Enjoy peace of mind with CRISIL AAA/STABLE and [ICRA]AAA(Stable) ratings.
  • Minimum deposit: Start with just Rs. 15,000 and build a secure future.
  • Easy online application: Open an FD account online using your PAN, Aadhaar, or KYC documents.


 

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Conclusion

Downloading ITR forms for AY 2026-27 is a simple process when done through the official Income Tax e-Filing portal. Whether you need PDF or XML formats, following the steps outlined in this guide will ensure a hassle-free experience. Once you have filed your taxes, consider using your refunds or surplus income wisely by investing in a secure and high-return option like Bajaj Finance Fixed Deposit.


 

Filing your taxes is just the start. Build a secure financial future by investing in Bajaj Finance Fixed Deposit. Choose flexible tenure options and earn guaranteed returns. Plan Ahead with FD.

Frequently Asked Questions

How do I download the ITR form?

Visit the Income Tax website, log in using your credentials, navigate to the ‘Downloads’ section, choose the assessment year, and select the appropriate ITR form to download in PDF or XML format.

Can I get ITR details by PAN number?

Yes, users can check their ITR details using their PAN or e-filing acknowledgment number by visiting the Income Tax filing portal and logging in with their credentials.

Can I download ITR offline?

Yes, ITR forms can be downloaded offline using the Income Tax Department’s utility software from the official website under the ‘Offline Utility’ section.

How can I get my ITR online?

You can obtain your Income Tax Return online by logging in to the Income Tax e-filing portal using your PAN and password. Go to “View Filed Returns”, select the assessment year, and download the ITR acknowledgement.

Can I download a PDF of my tax return?

Yes, you can download a PDF copy of your tax return from the income tax e-filing portal. After logging in, go to the filed returns section, select the relevant year, and download the return or acknowledgement in PDF format.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.