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How to Invest in SIP A Beginner's Guide
In summary
Verifying your ITR is an essential part of completing the Income Tax Return filing process. You can verify it electronically or submit a signed ITR-V within the prescribed timeline.
- ITR verification must generally be completed within 30 days of filing.
- Aadhaar OTP, EVC, net banking, and DSC support electronic verification.
- A signed ITR-V provides an offline verification option.
- Late verification can change the date treated as the filing date.
- A condonation request may be required for genuine verification delays.
- Successful verification generates a confirmation and Transaction ID.
The Income Tax Department confirms that the 30-day period applies from the date of filing. If verification is delayed, the consequences depend on the circumstances and applicable rules.
What is Income Tax Return verification?
Income Tax Return verification is the process of confirming the authenticity of an ITR submitted to the Income Tax Department.
Filing and verification are separate steps. After you submit your ITR, you must complete verification through an approved electronic method or by submitting a signed ITR-V.
The Income Tax Department states that an ITR that is not verified within the prescribed period is treated as invalid, although a taxpayer can submit a condonation request for a genuine delay.
Why is ITR verification important?
Verification completes the authentication of your return and allows it to proceed through the Income Tax Department's processing system.
It can also be relevant when you need an ITR as supporting financial documentation. For example, verified tax records may be requested during certain loan, visa, or other financial processes.
Verification should therefore be treated as part of filing your return rather than as an optional step after filing.
What is the deadline for ITR verification?
The prescribed time limit for e-verification or submission of ITR-V is 30 days from the date of filing the return. This rule has applied to returns filed from 1 August 2022 onwards.
If you verify within 30 days, the date on which you uploaded the return is treated as the date of furnishing the return.
If you verify after 30 days, the date of verification or receipt of ITR-V can become the date of furnishing the return, with the applicable consequences of late filing. A condonation request can be submitted for a genuine delay.
What are the methods of ITR verification?
You can verify an ITR electronically or manually.
Electronic verification methods
The Income Tax Department currently provides several electronic options:
- Aadhaar OTP: Verify using an OTP sent to the mobile number registered with Aadhaar, where the applicable Aadhaar-PAN requirements are met.
- Bank account EVC: Generate an Electronic Verification Code through a pre-validated and EVC-enabled bank account.
- Demat account EVC: Use a pre-validated and EVC-enabled demat account to generate an EVC.
- Net banking: Access the Income Tax e-Filing service through an eligible bank's net banking facility.
- Digital Signature Certificate: Use a valid DSC where this method is applicable.
The available options can depend on your account status and the requirements of the selected verification method.
Physical verification through ITR-V
If you do not use electronic verification, you can submit a duly signed ITR-V to the Centralised Processing Centre (CPC), Income Tax Department, Bengaluru – 560500, Karnataka.
The Income Tax Department states that the relevant date for determining the 30-day period is the date on which the duly verified ITR-V is received at the CPC.
How to e-Verify your ITR online?
You can complete electronic verification through the Income Tax e-Filing portal.
- Step 1: Log in to the Income Tax e-Filing portal.
- Step 2: Go to e-File > Income Tax Returns > e-Verify Return.
- Step 3: Select the ITR that is awaiting verification.
- Step 4: Choose an available verification method.
- Step 5: Complete the required OTP, EVC, net banking, or DSC process.
- Step 6: Submit the verification request.
- Step 7: Save the confirmation and Transaction ID displayed after successful verification.
You can also use the pre-login e-Verify service by entering your PAN, Assessment Year, acknowledgement number, and mobile number.
What happens if you miss the 30-day deadline?
If your ITR is not verified within 30 days, it can be treated as invalid. Where an ITR is verified after the prescribed period, the date of verification can be treated as the date of furnishing the return, and applicable late-filing consequences may follow.
For a genuine delay, you can submit a condonation request through the e-Filing portal. The Income Tax Department's current guidance states that the return becomes valid only after the condonation request is approved.
How to request condonation for delayed verification
If your return has crossed the prescribed verification period:
- Step 1: Log in to the e-Filing portal.
- Step 2: Open Services > Condonation Request.
- Step 3: Select the option relating to delay in submission of ITR-V.
- Step 4: Select the relevant ITR.
- Step 5: Provide the applicable reason for the delay.
- Step 6: Submit the request and retain the Transaction ID.
The department can require approval of the condonation request before the return is treated as valid.
How do you know whether your ITR is verified?
After successful e-verification, the portal displays a confirmation message and Transaction ID. The Income Tax Department also sends confirmation to the registered email address.
You can additionally log in to the e-Filing portal and check the status of the relevant return under your filed returns.
Keep the acknowledgement and verification confirmation with your tax records.
How does ITR verification relate to Income Tax compliance?
Verification confirms the return you submitted. It does not replace other Income Tax compliance requirements.
Depending on your circumstances, you may still need to maintain supporting records, respond to notices, correct errors, or complete other requirements under the applicable provisions.
For example, taxpayers dealing with capital gains may need to understand the applicable Long Term Capital Gain Tax rules. Those who need to correct an already filed return can also review Section 139 (8A) of the Income Tax Act.
If you have short-term capital gains, the applicable Short Term Capital Gains Tax provisions may also need to be considered. Business taxpayers may need to review 44AD of Income Tax Act, where relevant.
Conclusion
Income Tax Return verification completes the verification stage of your filing. You can use Aadhaar OTP, EVC, net banking, DSC, or physical ITR-V, depending on the options available to you.
The key deadline is 30 days from filing. If you miss it, review the applicable condonation process rather than assuming that the return will automatically be processed. Keep your verification confirmation and tax records safely for future reference.
Last reviewed: September 2026
Mutual funds are subject to market risk. Please read the scheme-related documents carefully before investing.
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Frequently Asked Questions
Verification and return processing
Verification codes and technical issues
Delayed verification and exceptions
Can an authorised representative verify an ITR on your behalf?
Yes. The Income Tax Department permits an authorised signatory or representative assessee to e-Verify a return on behalf of the assessee using eligible verification methods. The applicable method and authentication requirements must be satisfied.
Can you e-Verify an ITR before logging in?
Yes. The pre-login facility allows you to provide details such as your PAN, Assessment Year, acknowledgement number, and mobile number before proceeding with verification. Post-login verification allows you to select the relevant return from your filed records.
How long is an EVC valid?
An Electronic Verification Code generated during the e-Verification process has a validity period specified by the Income Tax Department. The current e-Verify guidance states that an EVC is valid for 72 hours from generation.
What if your ITR-V is rejected by the CPC?
You can check the reason for rejection on the e-Filing dashboard. Depending on the circumstances, you can submit another ITR-V or use an eligible electronic verification method.
Can you verify an ITR after 30 days?
Yes, but additional steps may apply. Where the 30-day period has expired, you may need to submit a condonation request explaining the delay. The return is treated as valid only after the applicable condonation request is approved.
What happens if the physical ITR-V reaches the CPC late?
If the signed ITR-V is received after the prescribed 30-day period, the date of receipt is relevant for determining the verification period. The return may consequently be treated as furnished on the later date, with applicable late-filing consequences. A condonation request may be available for genuine delays.
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Disclaimer
Mutual Fund SIP calculator may provide potential investors an approximate estimate on the maturity amount of the monthly SIP, purely based on mathematical calculation of the projected annual return rate selected by investor. However, such calculation does not factor the actual performance by the Asset Management Company (AMC) and should not be treated as any advice or assurance about the actual return of investment. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return. Please note that the SIP calculator are for illustrations only and do not represent actual returns which may vary depending on various factors including but not limited to actual performance, expense ratio, taxation, exit load (if any), etc.