Published Jul 2, 2026 4 Min Read

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Introduction

There is no single winner in the ICICI Prudential vs Motilal Oswal Mutual Fund comparison. Both AMCs offer equity, debt, hybrid, ELSS, index, and thematic mutual fund schemes. Instead of choosing an AMC alone, compare the individual scheme's investment objective, expense ratio, risk level, and long-term consistency.

  • Both AMCs offer equity, debt, hybrid, ELSS, index, ETF, and thematic funds. 
  • Most schemes support SIP and lumpsum investments. 
  • SIP investments start from Rs. 100 per month for most schemes on the platform. 
  • Compare the investment objective, expense ratio, portfolio allocation, and benchmark before investing. 
  • Investors can choose from 4,000+ mutual fund schemes on the Bajaj Broking website. 
  • Complete your mandatory KYC before investing, as required under SEBI regulations. 

Compare schemes from both AMCs on the Bajaj Broking website, complete your KYC, and begin investing through SIP or lumpsum.

ICICI Prudential vs Motilal Oswal Mutual Fund: AMC overview

ICICI Prudential Mutual Fund and Motilal Oswal Mutual Fund are asset management companies (AMCs) that offer mutual fund schemes across multiple investment categories. Each AMC manages its schemes according to its investment philosophy and the Scheme Information Document (SID).

Both fund houses provide investment options for long-term wealth creation, tax saving, regular income, and portfolio diversification.

FeatureICICI Prudential Mutual FundMotilal Oswal Mutual Fund
Asset Management CompanyICICI Prudential Asset Management Company Ltd.Motilal Oswal Asset Management Company Ltd.
Fund CategoriesEquity, Debt, Hybrid, ELSS, Index, ETFs, Thematic, Solution-oriented fundsEquity, Debt, Hybrid, ELSS, Index, ETFs, Thematic, Solution-oriented funds
Investment StyleActive and passive investment optionsActive and passive investment options
Investment ModesSIP and lumpsumSIP and lumpsum
Minimum SIP (on Bajaj Broking website)Rs. 100 per month for most schemesRs. 100 per month for most schemes
Managed ByProfessional fund managers at ICICI Prudential AMCProfessional fund managers at Motilal Oswal AMC
Available OnBajaj Broking websiteBajaj Broking website

ICICI Prudential vs Motilal Oswal: Fund categories offered

Both ICICI Prudential Mutual Fund and Motilal Oswal Mutual Fund offer schemes across major mutual fund categories. The right category depends on your financial goals, investment horizon, and risk appetite.

Fund CategoryICICI Prudential Mutual FundMotilal Oswal Mutual Fund
Equity Funds✔ Available✔ Available
Debt Funds✔ Available✔ Available
Hybrid Funds✔ Available✔ Available
ELSS Funds✔ Available✔ Available
Index Funds✔ Available✔ Available
ETFs✔ Available✔ Available
Thematic Funds✔ Available✔ Available
Solution-oriented Funds✔ Available✔ Available

On the Bajaj Broking website, you can compare 4,000+ mutual fund schemes across these categories. After completing your mandatory KYC, you can invest through SIP or lumpsum. SIP investments start from Rs. 100 per month for most schemes.

ICICI Prudential vs Motilal Oswal: Comparison of top performing funds

Both AMCs offer mutual fund schemes across different investment categories. Rather than comparing recent returns alone, compare each scheme's investment objective, benchmark, expense ratio, portfolio allocation, and long-term consistency.

CategoryICICI Prudential Mutual FundMotilal Oswal Mutual Fund
Large-cap FundICICI Prudential Bluechip FundMotilal Oswal Large Cap Fund
Flexi Cap FundICICI Prudential Flexicap FundMotilal Oswal Flexi Cap Fund
Multi-cap FundICICI Prudential Multicap FundMotilal Oswal Multicap Fund
ELSS FundICICI Prudential ELSS Tax Saver FundMotilal Oswal ELSS Tax Saver Fund
Index FundICICI Prudential Nifty 50 Index FundMotilal Oswal Nifty 50 Index Fund

Before selecting a scheme, compare:

  • Investment objective. 
  • Benchmark index. 
  • Expense ratio. 
  • Portfolio allocation. 
  • Risk level shown on the SEBI Riskometer. 
  • Historical consistency instead of only recent returns. 

Remember that mutual fund returns are market-linked, and past performance does not guarantee future returns.

ICICI Prudential vs Motilal Oswal: Key strengths of each AMC

Both AMCs have their own strengths. The better choice depends on the scheme that best matches your financial goals rather than the AMC's name.

ICICI Prudential Mutual FundMotilal Oswal Mutual Fund
Offers equity, debt, hybrid, ELSS, index, ETF, and thematic fundsOffers equity, debt, hybrid, ELSS, index, ETF, and thematic funds
Provides active and passive investment optionsProvides active and passive investment options
Suitable for different investment objectivesSuitable for different investment objectives
Managed according to the Scheme Information Document (SID)Managed according to the Scheme Information Document (SID)

Rather than selecting an AMC based only on reputation, compare the scheme's investment objective, expense ratio, portfolio allocation, benchmark, and risk level before investing.

Who should invest in ICICI Prudential vs Motilal Oswal Mutual Fund?

The right choice depends on your financial goals, investment horizon, and risk appetite. Instead of choosing an AMC alone, compare the individual scheme that best suits your investment needs.

If you are looking forYou should compare
Long-term wealth creationEquity funds from both AMCs
Tax-saving investmentsELSS funds from both AMCs
Passive investingIndex funds and ETFs from both AMCs
Portfolio diversificationHybrid funds
Regular investingSIP options available in eligible schemes
Lower portfolio volatilityDebt funds from both AMCs

Before investing, compare:

  • Investment objective. 
  • Risk level shown on the SEBI Riskometer (Low, Low to Moderate, Moderate, Moderately High, High, or Very High). 
  • Expense ratio. 
  • Portfolio allocation. 
  • Benchmark index. 
  • Historical consistency. 
  • Fund manager's investment strategy. 

On the Bajaj Broking website, you can compare 4,000+ mutual fund schemes across equity, debt, hybrid, ELSS, thematic, and NFO categories. After completing your mandatory KYC, you can invest through SIP or lumpsum. SIP investments start from Rs. 100 per month for most schemes.

Conclusion

The ICICI Prudential vs Motilal Oswal Mutual Fund comparison does not have a single winner because both AMCs offer a broad range of mutual fund schemes across different investment categories. Instead of choosing an AMC alone, compare the individual scheme based on its investment objective, expense ratio, portfolio allocation, benchmark, and long-term consistency.

Whether you are comparing ICICI Prudential Multicap Fund vs Motilal Oswal Multicap Fund or evaluating other equity, debt, hybrid, or index funds, your decision should align with your financial goals and risk tolerance. On the Bajaj Broking website, you can compare 4,000+ mutual fund schemes, complete your mandatory KYC, and invest through SIP or lumpsum. SIP investments start from Rs. 100 per month for most schemes, and you can track your investments using the Dashboard, Portfolio, Orders, and MF Profile.

Frequently asked questions

What is the AUM of ICICI Prudential Mutual Fund vs Motilal Oswal Mutual Fund?

The Assets Under Management (AUM) of both ICICI Prudential Mutual Fund and Motilal Oswal Mutual Fund change regularly as market values fluctuate and investors buy or redeem units. Instead of relying only on AUM, compare the scheme's investment objective, portfolio allocation, expense ratio, and long-term consistency. The Bajaj Broking website allows you to compare schemes from both AMCs before investing.


Which ICICI Prudential fund is best for SIP?

There is no single best ICICI Prudential Mutual Fund for every investor. The right SIP depends on your financial goals, investment horizon, and risk tolerance. Compare equity, hybrid, index, or ELSS schemes based on their investment objective, benchmark, expense ratio, and portfolio. SIP investments start from Rs. 100 per month for most schemes available on the Bajaj Broking website.


Which Motilal Oswal fund is best for SIP?

The most suitable Motilal Oswal Mutual Fund for SIP depends on your investment goals rather than recent returns alone. Compare the scheme's investment objective, benchmark, expense ratio, portfolio allocation, and historical consistency before investing. Since SIP is an investment method, you invest a fixed amount regularly into a chosen mutual fund scheme.


Which AMC has better AUM — ICICI Prudential or Motilal Oswal — and why does it matter for investors?

A higher AUM does not automatically make one AMC better than another. While AUM indicates the total value of assets managed by the AMC, your investment decision should focus on the scheme's investment objective, portfolio quality, expense ratio, risk level shown on the SEBI Riskometer, and long-term consistency. Compare these factors before making your investment decision.

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