TDS, or Tax Deducted at Source, is a system where tax is collected directly at the point of income generation and deposited with the government. In this process, the person or entity responsible for making a payment deducts a specified percentage as TDS before transferring the remaining amount to the recipient. The deducted tax is then remitted to the government on the recipient’s behalf. Individuals can view details of their deducted TDS in Form 26AS, which is available on the Income Tax e-filing portal.
If you’ve ever asked yourself, “How can I check my TDS amount?” or “What’s the simplest way to track my TDS deductions?” — this guide will walk you through the steps to check your TDS amount online, making tax filing much easier.
What is Tax Deducted at Source (TDS)?
TDS, or Tax Deducted at Source, is a key mechanism through which the government ensures timely collection of taxes. In this system, tax is deducted right at the point of income payment — meaning the person making a payment deducts a fixed percentage as tax before transferring the remaining amount to the recipient.
TDS applies to several types of income such as salary, rent, interest, commission, and professional fees. The recipient must then include the gross income (before TDS) while filing returns, and the deducted tax is adjusted against their final tax liability. The recipient can also claim credit for the tax already paid on their behalf. This process helps the government collect taxes in advance and maintain a transparent record of income transactions.
How to Check the TDS Amount?
You can verify the TDS deducted against your PAN using either the Income Tax e-filing portal or the TRACES portal.
Through the Income Tax e-Filing Portal
Follow these steps to view the TDS deducted under your PAN:
Step 1: Log in to the Income Tax e-filing portal.
Step 2: From the dashboard, go to e-File > Income Tax Returns > View Form 26AS.
Step 3: You will be redirected to the TRACES website. Accept the terms related to Form 16/16A and click Proceed.
Step 4: Select View Tax Credit (Form 26AS/Annual Tax Statement) to access your Form 26AS.
Step 5: Choose the relevant assessment year. To download the statement, view it in HTML format and select Export as PDF.
Through the TRACES Portal
To check whether the deductor has filed returns correctly and quoted your PAN accurately, follow these steps:
Step 1: Visit the TRACES portal and enter the captcha code.
Step 2: Provide your PAN and the deductor’s TAN.
Step 3: Select the financial year, quarter, and type of return (salary or non-salary).
Step 4: The TDS details will appear on the screen.
Verifying the TDS Certificate
You can also validate the authenticity of the TDS certificate issued by the deductor:
Step 1: Visit the official verification portal.
Step 2: Enter details such as your PAN, deductor’s TAN, TDS certificate number, financial year, income source, and TDS amount.
Step 3: The system will display the TDS details, which you can cross-check with your certificate for confirmation.
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Why It’s Important to Check Your TDS Online
You might wonder—why bother checking TDS if it’s deducted anyway? Here’s why it matters:
- Avoid Mismatches: Helps you file accurate returns and prevents future tax notices.
- Track Multiple Sources: View deductions from salary, FDs, or freelancing—all in one place.
- Timely Fixes: Spot and fix issues if the deductor hasn’t deposited the TDS properly.
By regularly checking your TDS, you stay in control of your tax records and refund eligibility.
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