In the busy city of Ghaziabad, managing your money is important for everyday life. Whether you are just starting your job or getting ready for retirement, making sure your savings are safe and growing is a big deal. Fixed deposit (FD) are a great choice for this. They keep your money safe and give you back a set amount of money in return. This guide will help you understand FD in Ghaziabad so you can make smart choices for your future.
Features and benefits of Bajaj Finance Fixed Deposit
1. Attractive returns up to 8.65% p.a.
Bajaj Finance offers fixed deposit interest rates up to 8.40% p.a. for customers below 60 years of age, and up to 8.65% p.a. for senior citizens. These competitive rates provide an opportunity for stable investment growth, regardless of market fluctuations.
2. Enhanced returns with special tenures
Bajaj Finance goes beyond standard tenure options, offering select investment periods like 18, 22, 33, 42 and 44 months that come with even higher interest rates. This allows you to tailor your fixed deposit to your financial goals while maximising potential returns.
3. Highest credit ratings
Bajaj Finance fixed deposit carry the highest credit ratings of [ICRA]AAA(Stable) and CRISIL AAA/STABLE. These ratings signify the institution's robust financial stability and underscore its unwavering commitment to safeguarding your deposits.
4. Loan against fixed deposit
Bajaj Finance understands that unexpected financial needs may arise. To cater to such situations, they offer loan against your fixed deposit. This can help you to access funds without having to prematurely break your investment. Loan amounts can go up to 60% of the deposit for non-cumulative FD and up to 75% for cumulative FD, providing a flexible financial safety net while your investment continues to grow.
