Fixed Deposit in Baramati

Understand the features and benefits of Bajaj Finance Fixed Deposit.
OPEN FD
FD in Baramati
OPEN FD
4 min
26-May-2025

Baramati, known for its agricultural and industrial growth, offers a range of options for residents seeking secure investments with guaranteed returns. Fixed deposits (FD) are a popular choice, providing stability amidst the economic bustle of this developing city.

Features and benefits of Bajaj Finance Fixed Deposit

  1. Attractive returns
    Earn up to 7.30% p.a. with Bajaj Finance FD offering competitive rates and protection from market volatility.
  2. Senior citizen advantage
    If you are 60 years or above, enjoy an additional interest rate of up to 0.35% p.a. for a rewarding retirement income.
  3. Highest credit ratings
    With top ratings of [ICRA]AAA(Stable) and CRISIL AAA/STABLE, Bajaj Finance assures a high level of security for depositor's funds.
  4. Loan against fixed deposit
    Instead of prematurely withdrawing your FD, Bajaj Finance provides the opportunity to obtain a loan against it. You can borrow up to 60% of the value of non-cumulative FDs or up to 75% of cumulative FDs, allowing you to preserve your investment while meeting your financial requirements.

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Non-Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.60% 6.41% 6.44% 6.49% 6.60%
15 - 23 6.75% 6.55% 6.59% 6.64% 6.75%
24 – 60 6.95% 6.74% 6.78% 6.83% 6.95%

FD rates for customer above the age of 60

Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.95% 6.74% 6.78% 6.83% 6.95%
15 - 23 7.10% 6.88% 6.92% 6.98% 7.10%
24 - 60 7.30% 7.07% 7.11% 7.17% 7.30%

Eligibility criteria for booking a Bajaj Finance FD

A. Nationality

  • Resident Indians and Non-resident Indians (NRIs),

B. Investor type

  • Individuals
  • Senior citizens
  • Minors
  • Sole proprietorships
  • Partnership firms
  • Hindu Undivided Families (HUFs) and family trusts
  • Clubs, associations, societies

Documents required

  • PAN card:
  • Any KYC document (Aadhaar card, passport, Driving license, Voter ID

Tips for Baramati investors

  • Consider opening FDs online or using digital tools for convenient management and comparison. You can book Bajaj Finance FD online through Bajaj Finserv website or app
  • For complex scenarios or a large portfolio, consult a local financial advisor for personalized FD strategies

Conclusion

As Baramati continues to grow, fixed deposits offer a stable foundation for building financial security. By understanding your options and making informed choices, you can harness the power of FDs to achieve a prosperous future in this thriving city.

Calculate your expected investment returns with the help of our investment calculators

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.