In Aligarh, Fixed Deposit (FD) are a popular investment choice among locals, offered by numerous financial institutions. Fixed deposit provide a safe investment route with guaranteed returns, unaffected by market volatility. Investors in Aligarh can choose from a variety of tenure options, enjoying competitive interest rates and benefits such as loan facilities against the deposit for financial flexibility.
Also read: Common mistakes to avoid while investing in FD
Features and benefits of Bajaj Finance Fixed Deposit
1. Competitive interest rates of up to 8.85% p.a.
Bajaj Finance is recognized for offering some of the most competitive rates in the market, ensuring substantial returns on investments that remain stable regardless of market conditions.
2. Premium rates on special tenures
Benefit from higher interest rates during specific tenure periods, such as 18, 22, 33, 42 and 44 months, designed to boost your financial growth.
3. Additional benefit for senior citizens
Retirees can enjoy an additional increase in interest rates up to 0.40% p.a., making this a particularly attractive option for senior investors.
4. Highest safety ratings
Bajaj Finance maintains high financial stability and reliability, as reflected in its top credit ratings of [ICRA]AAA(Stable) and CRISIL AAA/STABLE, providing a secure environment for your deposits.
5. Loans against fixed deposits
Protect your investment while attaining financial flexibility. Access funds of up to 60% of the deposit value for non-cumulative FDs or up to 75% for cumulative FDs, without the necessity of prematurely liquidating your fixed deposit.
Eligibility criteria for FD
Nationality:
Resident Indians and Non-Resident Indians (NRIs),
Investor Type:
- Individuals
- Senior citizens
- Minors
- Sole proprietorships
- Partnership firms
- Hindu Undivided Families (HUFs)
- Clubs
- Associations
- Societies
- Family trusts
Documents required FD
- PAN card
- Any KYC document (Aadhaar card, passport, Driving license, Voter ID
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