Fixed Deposit in Aligarh

Invest your money securely in fixed deposits in Aligarh, with stable returns and guaranteed safety for long-term savings.
Fixed Deposit in Aligarh
4 min
21-October-2025

In Aligarh, Fixed Deposit (FD) are a popular investment choice among locals, offered by numerous financial institutions. Fixed deposit provide a safe investment route with guaranteed returns, unaffected by market volatility. Investors in Aligarh can choose from a variety of tenure options, enjoying competitive interest rates and benefits such as loan facilities against the deposit for financial flexibility.

Also read: Common mistakes to avoid while investing in FD

Benefits of Bajaj Finance Fixed Deposit in Aligarh

Bajaj Finance FDs in Aligarh combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

  • Attractive returns up to 7.30% p.a.
    Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.
  • Highest credit ratings
    ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.
  • Loan against fixed deposit
    Get loans up to 60%–75% of your FD value without breaking your investment.

Why choose Bajaj Finserv FD in Aligarh?

Bajaj Finserv has built a strong local presence in Aligarh, offering residents easy access to one of India’s most trusted fixed deposit schemes. With competitive FD rates, flexible options, and a customer-first approach, it is a reliable way to grow your savings securely.

  • Strong local presence in Aligarh: With branches and digital support, customers in Aligarh can easily open, manage, or renew FDs without hassle.
  • Special senior citizen benefits: Senior citizens enjoy up to 0.35% higher interest rates, making it an excellent option for retirement planning.
  • Online account management and auto-renewal: Book and track your FD online, set up auto-renewal, and enjoy a completely paperless, time-saving process.

Step-by-Step: How to open an FD in Aligarh

Opening a Bajaj Finance FD in Aligarh is quick, secure, and fully online

  • Choose investment amount & tenure
    Decide how much you want to invest and select a suitable duration
  • Fill application form online
    Complete the FD booking form on the Bajaj Finserv website or app
  • Upload KYC documents
    Submit your Aadhaar, PAN, and other required documents online
  • Transfer funds securely
    Pay your investment amount via net banking, UPI, or debit card
  • Receive the FD certificate
    Once processed, your FD certificate will be shared digitally

Fixed Deposit eligibility & documents in Aligarh

Anyone in Aligarh can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

  • Indian resident: Individual, senior citizen, or minor
  • NRI (Non-Resident Indian)
  • Business owner/Partner
  • Clubs, associations, societies, or family trusts

Documents Required

  • PAN card
  • Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence
  • Passport-size photograph

Calculate your expected investment returns with the help of our investment calculators

Investment Calculator

FD Interest Calculator

Gratuity Calculator

PPF Calculator

RD Calculator

Provident Fund Calculator

 


Bajaj Finance Fixed Deposit Branches

Bajaj Finance Branch in Chharra Rafatpur

Bajaj Finance in Iglas

Bajaj Finance Branch in Jattari

Bajaj Finance Branch in Atrauli

Bajaj Finance Branch in Harduaganj

Bajaj Finance Branch in Khair

Bajaj Finance in Masoodabad Choraha

Bajaj Finance Branch in Jalali

Bajaj Finance Branch in Sasni

Frequently asked questions

What is the minimum amount for an FD in Aligarh?

You can start a Bajaj Finance Fixed Deposit in Aligarh with just Rs. 15,000, making it convenient for both new and seasoned investors.

Can I get higher rates as a senior citizen?

Yes. Senior citizens in Aligarh enjoy an additional rate benefit of up to 0.35% p.a., ensuring higher earnings on their deposits.

How is the FD interest paid?

You can choose between cumulative (interest paid at maturity) or non-cumulative (monthly, quarterly, half-yearly, or yearly payouts) options.

Is premature withdrawal allowed?

Yes, premature withdrawal of FD is allowed in Aligarh. However, it may attract a small penalty on the applicable interest rate.

Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.