Aditya Birla Health Insurance - Water Borne Disease Cover at Rs. 349

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 50,000, premium Rs. 349

    Get coverage up to Rs. 50,000 against hospitalisation expenses for water-borne diseases treatment.

  • Diagnostic test expenses

    Covers expenses for diagnostic tests before and during hospitalisation.

  • Hospitalisation expenses

    Covers medical expenses incurred during hospitalisation, and up to 15 days before and after hospitalisation.

  • Room rent and ICU expenses

    Get coverage for daily room rent up to Rs. 1,000 for normal and Rs. 2,000 for ICU. You get the coverage up to the insured limit.

  • End-to-end online

    Complete six simple steps and get your policy online.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Water Borne Disease Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18-40 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

Show More Show Less

Policy details

Here’s a quick look at the policy details of Water Borne Disease Cover:

Policy details Description
Sum insured (in Rs.) 50,000
Premium Including GST (in Rs.) 349
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Water Borne Disease Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation expenses Covers hospitalisation charges up to Rs. 50,000 for specified conditions
Treatment charges Covers room rent, ICU, transfusion, doctor’s fees, medicines, and diagnostic tests
Pre-and post-hospitalisation Covers all medical expenses incurred 15 days before and after hospitalisation
Key exclusions Description
Ailments during the waiting period Hospitalisation due to typhoid within 30 days from the commencement of the cover
Non-typhoid Payment for hospitalisation for diseases other than typhoid

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Water Borne Disease Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Water Borne Disease Cover, you need to present the following documents:
    1. Policy document received at the time of purchase
    2. Discharge summary
    3. Complete billing details in case of reimbursement
    4. Medical reports
    In case of cashless treatment, the network hospital will directly share the billing details with the insurance company. The insurer will then settle the bills before the insured gets discharged.

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Water Borne Disease Cover?

Water Borne Disease Cover by Aditya Birla Health Insurance covers the treatment costs arising from water-borne diseases. You get coverage for hospitalisation as well as pre-and post-hospitalisation expenses. The policy also covers doctor’s fees, diagnostic tests, medications, and other related costs.

What is the use of Water Borne Disease Cover?

Water borne diseases such as typhoid are very common, potentially fatal, and can lead to high medical expenses. Water Borne Disease Cover gives coverage against treatments costs incurred from such diseases. You get coverage for hospitalisation expenses as well as expenses incurred 15 days before and after hospitalisation. Also, get coverage for diagnostic tests, and medicines. The policy also covers room rent for normal rooms and ICU.

Can I claim health insurance for a fever?

Yes, you can claim health insurance policies for fever if it involves hospitalisation and related expenses.

For how long is the Water Borne Disease Cover valid?

The policy is valid for one year.

What is the premium for the Water Borne Disease Cover?

You can buy this Pocket Insurance policy at an annual premium of Rs. 349. Get sum insured up to Rs. 50,000.

Show More Show Less


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.