Aditya Birla Health Insurance - Water Borne Disease Cover at Rs. 349
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium Rs. 349
Get coverage up to Rs. 50,000 against hospitalisation expenses for water-borne diseases treatment.
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Diagnostic test expenses
Covers expenses for diagnostic tests before and during hospitalisation.
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Hospitalisation expenses
Covers medical expenses incurred during hospitalisation, and up to 15 days before and after hospitalisation.
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Room rent and ICU expenses
Get coverage for daily room rent up to Rs. 1,000 for normal and Rs. 2,000 for ICU. You get the coverage up to the insured limit.
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End-to-end online
Complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Water Borne Disease Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-40 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Water Borne Disease Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium Including GST (in Rs.) | 349 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Water Borne Disease Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation expenses | Covers hospitalisation charges up to Rs. 50,000 for specified conditions |
| Treatment charges | Covers room rent, ICU, transfusion, doctor’s fees, medicines, and diagnostic tests |
| Pre-and post-hospitalisation | Covers all medical expenses incurred 15 days before and after hospitalisation |
| Key exclusions | Description |
|---|---|
| Ailments during the waiting period | Hospitalisation due to typhoid within 30 days from the commencement of the cover |
| Non-typhoid | Payment for hospitalisation for diseases other than typhoid |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Water Borne Disease Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
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Documents required to claim
To claim the benefits of Water Borne Disease Cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing details in case of reimbursement
4. Medical reports
In case of cashless treatment, the network hospital will directly share the billing details with the insurance company. The insurer will then settle the bills before the insured gets discharged.
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Water Borne Disease Cover by Aditya Birla Health Insurance covers the treatment costs arising from water-borne diseases. You get coverage for hospitalisation as well as pre-and post-hospitalisation expenses. The policy also covers doctor’s fees, diagnostic tests, medications, and other related costs.
Water borne diseases such as typhoid are very common, potentially fatal, and can lead to high medical expenses. Water Borne Disease Cover gives coverage against treatments costs incurred from such diseases. You get coverage for hospitalisation expenses as well as expenses incurred 15 days before and after hospitalisation. Also, get coverage for diagnostic tests, and medicines. The policy also covers room rent for normal rooms and ICU.
Yes, you can claim health insurance policies for fever if it involves hospitalisation and related expenses.
The policy is valid for one year.
You can buy this Pocket Insurance policy at an annual premium of Rs. 349. Get sum insured up to Rs. 50,000.
